Total Members: 148,998

runnyman

  • Hi all,

    Wondered if anyone can help. I am planning on investing with a friend whereby I put up the initial deposit and they live in the property themselves and pay any associated loan and living costs. Are there any tax implications whatsoever for me? I would continue to live in the current property I own.

    As we would be 50% joint owners just…[Read more]

  • Hi all,

    Wondering if you can help. I am currently in a enforced holding pattern as my current loan on my PPOR switched to P&I from interest only 12 months ago making it pretty expensive to service my loan. I currently running at around an LVR of 85-88%. My IP has an LVR of 74%. I would really like the ability to switch to interest only so I…[Read more]

  • Hi all,

    I wondered if anyone was able to help me. I have a friend who will be moving in with me 1st July and occupying two of the four bedrooms in the house (one for himself and one for his daughter). I intended to live in this property for another two years (and turn it into an IP) whilst saving for another house so this arrangement will help…[Read more]

  • Hi Jamie,

    I note your article says you can depreciate mortgage insurance over 5 years for an investment loan.  I was just wondering if a portion of the mortgage insurance was still claimable if originally the house was a PPOR but later became an IP? (and the loan became an investment loan).

    Sorry to reply to this thread but I am a new member and…[Read more]

runnyman

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