PropertyInvesting.com | Roy4 | Activity https://www.propertyinvesting.com/members/roy4/activity/ Activity feed for Roy4. Wed, 08 Apr 2026 16:38:34 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 7ddbb0cc09503e6ef11f1a2c9980d9f7 Roy4 replied to the topic Ideal loan structure in the forum Finance https://www.propertyinvesting.com/topic/4407209-ideal-loan-structure/#post-4674283 Tue, 24 Jul 2012 03:22:01 +0000 Thanks for your comments Richard.
I will certainly look at uncrossing the 2 IPs, as this should allow access to some equity for investment in further IPs?
Would it be worthwhile having an offset loan on the PPOR to use for renovations and deposit for future PPOR?
regards
Roy

]]> 67d09378b288bf5be15f6d70b29bc84c Roy4 replied to the topic Ideal loan structure in the forum Finance https://www.propertyinvesting.com/topic/4407209-ideal-loan-structure/#post-4674281 Mon, 23 Jul 2012 05:52:33 +0000 Thanks for your comments Jamie.
I fell victim to cross collateralisation due to lack of knowledge.
Only learned about it after it had been done. Didn’t realise that the lender
had set it up to ensure a safer/stronger control over my assets.

How would you suggest i obtain the funds for extension/renovation of PPOR?
I thought an offset loan would…[Read more]

]]> 769704733ecdbf5364c47cba70fa470f Roy4 replied to the topic Cross Collaterising of securities in the forum Finance https://www.propertyinvesting.com/topic/4390032-cross-collaterising-of-securities/#post-4569799 Thu, 28 Jun 2007 13:41:07 +0000 Hi RichardYour comments are greatly appreciated. I was about to setup a St George Portfolio Loanwith our PPOR and IP (both are currently under separate loans with SGB), which I suspect would have been x-collateralised under the Portfolio Loan. I now see that strategy as flawed. We are hoping to buy several IP's over the years and want to set up t…[Read more]

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