34,640 … don't want em under 15 … or with single industries .. or with 2001 census data actually LOL .. closed out today … 325K .. rentin at 660pw … take THAT RBA .. hehehe

WELL DONE Ms HG … unlike one post here – I too have a highlighter and a ruler .. and yes, the tables you will have looked at do give you a good idea – but you also have to do the groundwork, as you've done … good stuff   Am also closing one this week *grin* .. they are out there

yup … speak to any of the QS companies … they are all pretty good at answering questions around this stuff Good luck ..

depends on the lender methinks … most banks seem to 'cap' the principal repayments on IOs at 20K … 'stand alone' offsets generally have a higher interest rate too I think … also pays to ask if the offset is calculated on a daily basis – same as the mortgage … or one can get a nasty shock

hehehe … well I LIKE a bit a colour … who the hell was Peter Fischer?!  … LOL … yes swings and roundabouts … prefer the roundabouts meself …. a giddy crumpled mess – then get up and do it all again … the swings? well .. come off at the top and break a leg … come off at the bottom, and the swing nails ya comin back …. but then…[Read more]

agreed P … that may be the 'whack'

go get 'em MII

hmmmmmmmmmmmmmm .. all interesting yak in this forum 1.  Look at fin review editorial of today …2.  Look at WA and SA Chamber of min and energy projections ..3.  Imagine 1948 with no replenishing factor …4.  Check out 1340-1360 UK .. london specific …5.  Accept we are not having a drought – we have returned to normality ..6.  Check the basis…[Read more]

Have had a lotta dealins with ATO folk in various lives over the years … and ya know somethin? …. these folk are human They will beat ya ta death with the great tomes of legislation … particularly the tax avoidance bit .. if ya do the wrong thing (and so they should )But I have to say .. if you are up front with them … they can be a great…[Read more]

There be all sorts of comments on this site coverin this subject … some may be right .. some may not be .. is all an individual thing … I do use Destiny as one of those I seek advice from .. I also read everything I can get my hands on … am very much a Somers/Lomas hybrid I guess … Xenia is right .. a lot does depend on your strategy (and…[Read more]

Hey there ..for what it is worth .. and I am sure many of the informed folk here have given their 2 bobs worth – and it is all worth a listen to … and the wise will have said something like 'there be lots of stuff out there – what be relevant and comfortable to you, be most important" and they'd be right.I caught up with my bro, for the first…[Read more]

Absolutely agree .. a bully-free forum .. and also agree about the professions … I for one – absolutey respect those developers I know … the photos are just wonderful .. be nice folks

yup .. but we should remember that WCI is 'backward' looking .. the AWE and AWI deal with expectations projected … there is a trade off economically .. for example .. if we accepted WCI we'd all back Archer for the Melb Cup .. it is a matter of tempering reality (the now) .. with expectation (the then) .. expectation is driven by the 3yo part of…[Read more]

go "Somers' .. grab it now … and hold it ….U only live one .. so live it

Ah yes … but vis-a-vis purchasing power .. watch the State and National WCI

Jeepers 657 … if ya want folks to send money to someone … PICK ME … looked at the website .. and reached for the asprin .. SEMETHA – go get some good advice – startin with Australian advice would be good .. there are plenty of real – and good – resources

For what it might be worth …. Fann is right … I've just passed back a 700pw prop going at 310K … there are plenty out there if you do the research .. the value is quite different to the individual depending on what that individuals particular investment goals are … as investment dollars get sucked into the mining whirlpool about the place…[Read more]

All interestin .. perhaps right … though if one looks at the population of westernised countries generally – a few things jump out at you … firstly, not all had baby booms (particularly those now in the old 'eastern bloc') …. example:  look at rural east germany …. secondly, one was quite advanced in terms of aging and it's economy ……[Read more]

JEEPERS .. do I need to unzip me fly?!   LOL