Look around the finance section. There have been hundreds of posts about them in the last few weeks.

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[withstupid]
The forumite formally known as Big Rob

Professional is someone who is qualified. Paid could be a shonky guy who presents himself as a professional.

In any case, a “qualified” professional is liable whenever they give advice (pair or unpaid) if it is foreseeable that the person will act on their advice.

Talking to the general public (like seminars or online forums) is usually an…[Read more]

Globe, I think you missed the bit about INTEREST FREE Home Loans. Refinancing is fairly easy to do with them. Forget HomePath unless you actually want to pay some interest.

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[withstupid]
The forumite formally known as Big Rob

Thanks Kez. I think that is in reference to the tax treatment of trusts. I am not all that fussed as my tax is capped out at a maximum 30% regardless unless they change company tax rates. My main thing is asset protection. Saving on tax is a bonus.

Thanks for the info though. I am sure the accountant will keep me…[Read more]

I have a question about marriage…

Why is it that two people who are supposed to be in love have to go to a Government Department and fill out a form and pay a fee (marriage licence) so they can tell each other they want to be together forever?

I have issues about this. I would rather just the ceremony but then it would not be ‘legal’ although…[Read more]

Gatsby, you always crack me up!!!

Whatever you are on, I want some!!!!!

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[withstupid]
The forumite formally known as Big Rob

Ambo, try interest free loans. It might spare you some headaches.

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[withstupid]
The forumite formally known as Big Rob

I think I have recovered although most people still think I am batty!

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[withstupid]
The forumite formally known as Big Rob

Talk to one of the Agents who do interest free loans. You may find you can do something good there if you have 12 months good payment history.

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[withstupid]
The forumite formally known as Big Rob

Try an interest free loan. There is no LMI and refinances are easy if you have good 12 month history and it is an investment property or you have good serviceability.

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[withstupid]
The forumite formally known as Big Rob

Forget Perth…

Go to Geraldton!

GERALDTON, GERALDTON, GERALDTON, GERALDTON!!!

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[withstupid]
The forumite formally known as Big Rob

It wasn’t a mohawk – more like a bird’s nest. The identity crisis thing I could probably relate to. Thy described me as “NUTS” at one point in Court. I couldn’t possibly see where they would get such an idea…[baaa]

The actual accident was on 27 March 1994. I got wiped out at a major intersection in Bondi Junction / Woollahra in Sydney. The…[Read more]

Michael, you keep changing the post on me. About finding a job, I had one. He never asked me about it. I was only off work while the doctors told me I had to be off work. I could not get covered by insurance until I had my knee reconstruction and recovered. It dragged on for a few…[Read more]

I do but it will cost you a thousand dollars a photo just to have a look. I also have the TV story. It was main story on that much loved and quality current affairs show Today Tonight. I will never show that tape!!!!

You might get lucky and find them yourself as there were three large photos in the Daily Telegraph on two separate occasions at the…[Read more]

I would rather not say as people might go and do something silly.

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The forumite formally known as The Mortgage Adviser

It was not a long-haired mullet.

I look back now and think what an idiot I must have looked like though! It was more a birds nest with very short back and sides.

hehehehe

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The forumite formally known as The Mortgage Adviser

Simon, I told you not to tell anyone!!!

Shhhhhhhhhhhhhhh!!!!!!!!

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The forumite formally known as The Mortgage Adviser

100% finance on one property will have an interest expense comparable to my 100% gearing on the shares in a very diversified portfolio. I probably should have told you that I can also gear up to $500,000 without any proof of income (higher than this, I need to state an income) at 100% with the shares but there is NO WAY you can do this on…[Read more]

Nothing like a good ‘quickie’….

Try this…
http://www.mortgagepackaging.com.au/index_files/hot_links.htm

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The poster formally known as The Mortgage Adviser

When I grow up, I want to be a Storm Trooper!

Will definately do. I was impressed by what the Council plans are for the area. Regarding the ‘crime’, it will drop off as the housing commission areas get dispersed.

Forgetting the fact that Geraldton is a city, it is a great seaside place that will become desireable and fashionable over the medium to long term.

I am trying to find something…[Read more]