Sitting down and thinking about things more, I think that Rivkin’s disorder may be why he did what he did in life. Is it not a trait of those suffering this illness to be excessive or flamboyant in the way they go about their life? Are they not forever seeking a thrill or excitement?

Robert Bou-Hamdan
Mortgage…[Read more]

Please don’t confuse using equity for the next purchase with using equity to fund a lifestyle or subsidise income. I have no problem with using it for the next purchase if you can service all debts comfortably.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

There are always desperate purchasers out there!!!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

Don’t forget… the ING 5.4% is taxable and the 6.99% interest expense saving is not. It is a huge turn around!!!

Tell her to read this thread. If she doesn’t change her mind, I am happy to have words with her!!!!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

Don’t worry christ…

It seems to be a cry for attention. I think fjficm just needs a cuddle!!!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

It is a common marketing ploy to create a sense of urgency to make you act on a purchase. Why not buy Steve’s pack seeing you are in Steve’s forum? From what I heard, it is a lot cheaper.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

Originally posted by DD:
Be careful of free advice from anyone as it usually means someone else is paying them to market products and services to you.

DD

Buyers Agent (Dip Financial Services(FP)
Don’t sweat the small stuff,and it’s all small stuff!!

Or it may be that legislation prevents them from charging for their services when it applies to…[Read more]

Rates are a local council matter. Air your complaint when you vote and the problem may be rectified. I have properties in NSW and the rates are a lot cheaper than yours. Maybe it has something to do with the size of your property or a remoteness issue. Maybe it is the drought. Call the Council and ask them.

Robert Bou-Hamdan
Mortgage…[Read more]

Buy one with a car space if it is important. Depending where your unit is, a car space may me more expensive than you think and I doubt the property price will be devalued by this amount.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

Sorry DD, but I had to deal with the following comment seperately as it is the second most ridiculous thing I have heard in this forum…

Originally posted by DD:
Why should a ‘reverse mortgage’ ever be only available to feeble old farts on their last legs. If managed properly these loans coupled with a well thought out and researched plan could…[Read more]

Terry, I actually hate arguing. However, I love a good debate or discussion about a topic. Just because I do not agree with things you say or advice you give does not mean I am trying to argue with you. I am merely trying to put my point of view across supported with examples (and whatever other information I can find) so readers can make an…[Read more]

That does not explain why you are selling your home especially if you believe the market will still decrease over the next 12 months.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

http://www.mortgagepackaging.com.au/index_files/hot_links.htm

Everyone does different things.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

My suggestion is to sack your accountant who advised you to purchase 1/8 of your properties in your super fund. Other than that, I can be of no real assistance on this one.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

Marc,

I don’t think my mind is biased. I think for myself as is clearly evident in my ‘never hold back’ attitude. I am a very passionate person about something I believe in and I am definately not guided by others or easily influenced.

I never said he did not have a brilliant mind. I merely stated he did not play by the rules.

I must…[Read more]

Some websites that may help are located at…

http://www.mortgagepackaging.com.au/index_files/hot_links.htm

Depending on where and how you search on the internet will determine your success.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

Simon (Mortgage Hunter) who is a moderator on this forum seems to know a lot about low cost accommodation. Maybe he could help you a lot.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

Originally posted by Terryw:
Neither Navra nor the IC advocate buying property when you cannot afford to.

If you need to borrow for living expenses, then you cannot afford to buy more property.

They merely advocate getting yourself into a position, while you are working, of purchasing good quality high growth property. During years of growth,…[Read more]

You can often pick up these houses for free as not many people want them. Do a Google search for relocatable home and you will find a heap of information.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

WOW!!!!

That is hilarious you telling me to be careful about advising about offset accounts. Although I am allowed to do so, I never tell a client what to do. I explain the positives and negatives of various options and the client chooses what they want. As a result, I rarely find myself organising a Line Of Credit. <corrected a typo>

Terry, if…[Read more]