Robbie B replied to the topic Who lends the most? in the forum Finance 20 years, 7 months ago
Yes there are. You should speak with a knowledgeable mortgage adviser and utilise their services so you do not face such problems.
Robert Bou-Hamdan
Mortgage AdviserRobbie B replied to the topic Numbers and quality on this site dropping in the forum No Subject 20 years, 7 months ago
I can’t say I am aware of anyone demonstrating blind devotion but I certainly agree with platitudes. When the same question is answered over and over again, it must be expected.
Robert Bou-Hamdan
Mortgage AdviserRobbie B replied to the topic First Time Poster in the forum No Subject 20 years, 7 months ago
I am not selling anything. Have fun protecting your capital.
Robert Bou-Hamdan
Mortgage AdviserRobbie B replied to the topic First Time Poster in the forum No Subject 20 years, 7 months ago
Investing in Australian exporters is a nice low-risk investment that will return certain profits – NOT!!!
Why protect capital when you can increase it if you know how?
Robert Bou-Hamdan
Mortgage AdviserRobbie B replied to the topic Building Approvals DOWN in the forum No Subject 20 years, 7 months ago
That is why I have two properties in WA. One in Queens Park Perth and one in Geraldton WA. It is also a big reason why I don’t believe the doom and gloomers when they regurgitate media commentary about the economy.
Robert Bou-Hamdan
Mortgage AdviserRobbie B replied to the topic Subsitute of Collateral…? (Mortgage Brokers) in the forum Finance 20 years, 7 months ago
I think you will make more money if you only refinance to 80% and save on the mortgage insurance costs with each refinance (assuming you don’t use every cent as soon as you get it). Why throw away a few thousand dollars each time you refinance?
Robert Bou-Hamdan
Mortgage AdviserRobbie B replied to the topic Subsitute of Collateral (Assets of Value) in the forum Finance 20 years, 7 months ago
I have never asked about jewellery but get your broker to call me and I will give them the details of the lender as you will not be able to go direct. My number is 0414 347 771.
Robert Bou-Hamdan
Mortgage AdviserRobbie B replied to the topic First Time Poster in the forum General Property 20 years, 7 months ago
So is that it?????
Your big investment idea is putting money in the bank at 6% per annum????
This equates to about 1% per annum net after tax and inflation if you are in the highest tax bracket. All this does is compound the baby boomers problem further.
I noticed that was also your shortest post seeing it had to come from your mind. Impress me…[Read more]
Robbie B replied to the topic Lines of Credit. Who has the cheapest. in the forum No Subject 20 years, 7 months ago
I totally enjoy a good debate as well. Unfortunately, I can not give credit to anyone who states something I believe to be untrue (as do others) and refuses to prove it. I am happy to meet with you or have you call me to demonstrate your claim but I will not bet with you until you come out from hiding behind the screen.
I appreciate your comments…[Read more]
Robbie B replied to the topic First Time Poster in the forum No Subject 20 years, 7 months ago
Let’s all hide our money under our matress and committ suicide shall we?
Shock me… try answer my earlier question.
Robert Bou-Hamdan
Mortgage AdviserRobbie B replied to the topic Positive Cashflow Investing in Sydney in the forum Help Needed! 20 years, 7 months ago
And if it has too much of a twist, don’t expect to be able to borrow much against it so have a nice chunky deposit on hand.
Robert Bou-Hamdan
Mortgage AdviserRobbie B replied to the topic Subsitute of Collateral (Assets of Value) in the forum No Subject 20 years, 7 months ago
Yes. Some brokers have access to lenders who will take security over anything of value. That could be a lease, hire purchase or rental arrangement. The most common item used is motore vehicles.
There is also the more expensive unsecured credit or personal loans.
Robert Bou-Hamdan
Mortgage AdviserRobbie B replied to the topic First Time Poster in the forum No Subject 20 years, 7 months ago
There is that forum sensitivity again.
The ‘jealous’ comment refers to property investors who actually make good money in all economic climates. Instead of preaching doom and gloom and sitting there with money in the bank earning nothing, they get on with it and have an educated go.
Instead of regurgitating other people’s negative economic…[Read more]
Robbie B replied to the topic Subsitute of Collateral…? (Mortgage Brokers) in the forum Finance 20 years, 7 months ago
I think you should look at your loan contracts and see how much you pay in mortgage insurance. That is why your costs are so high. WHy do you need to keep refinancing to 90%?
Robert Bou-Hamdan
Mortgage AdviserRobbie B replied to the topic the savings nightmare in the forum No Subject 20 years, 7 months ago
One big problem is that any Government who tries to do what is needed to fix the problem gets attacked by the public regarding taxes being too high or by companies for superannuation and taxes being too high.
I think the out-sourcing of infrastructure is one good idea to reduce the costs incurred by Government. I also believe the GST will be…[Read more]
Robbie B replied to the topic Subsitute of Collateral…? (Mortgage Brokers) in the forum Finance 20 years, 7 months ago
Firstly, you are spending either a lot of money on mortgage insurance or paying a very high interest rate. I would stay away from 90% LVRs if possible.
You can only use your existing loan if the lender you are with allows portability. This will only work if the new property and the property being sold both settle on the same day. Unfortunately,…[Read more]
Robbie B replied to the topic Searching for Financial Advisor/Accountant in the forum Help Needed! 20 years, 7 months ago
Try these guys…
Mark Unwin
Williams Partners Pty Ltd
Chartered AccountantsEmail: marku@wp.com.au
Address: 90 Queensbridge Street,
Southbank VIC 3006, Australia
Phone: + 61 3 9682 5288
Fax: + 61 3 9682 5877
Website: http://www.wp.com.auRobert Bou-Hamdan
Mortgage…[Read more]Robbie B replied to the topic Numbers and quality on this site dropping in the forum No Subject 20 years, 7 months ago
I wonder what would happen if the RTA stopped providing information to young and upcoming teens seeking to get their licence because they decided that they had answered the question – what are the road rules? – more than enough times.
I believe this forum does a fantastic job when people who do not know each other go out of their way to help each…[Read more]
Robbie B replied to the topic Chewing Madly…..and adios in the forum General Property 20 years, 7 months ago
Originally posted by Sonja:
How bland do we want PI.com to get?Kind Regards
SonjaI wish a few people would ask admin or Steve this question. If you guys only knew what occurred off the forums!!!
I beieve the most suitable answer is “as bland as plain, stale bread’. My question then turns to ‘Who is ‘we’? It is certainly not the majority in…[Read more]
Robbie B replied to the topic Numbers and quality on this site dropping in the forum No Subject 20 years, 7 months ago
Michael, I find the unmentionable site too conservative and very sensitive. Everything is edited there. I consider it a Communist online society.
In the real world, especially in the business sector, people clash, do battle, argue, disagree, abuse, swear, etc… It is also cut-throat or dog eat dog. I am not saying allow all of this to happen in…[Read more]
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