dmichie, why do you keep putting INCORRECT words in people’s mouths?

I never said anything like high house prices are a good thing. Please open your other eye!

For every comment you make, there is always an opposing view. A lot of people will also get into a lot of trouble with house prices dropping as much as you think they will. I don’t agree…[Read more]

The link that actually works…

http://www.goldsec.com.au/wiremat.htm

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

BDM = BUSINESS DEVELOPMENT MANAGER (aka Relationship Manager (RM))

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

To be as negative as you is just ludicrous!

Why don’t you differentiate between unit prices and house prices when quoting figures instead of using such generic figures?

House prices have not fallen anywhere near as much as unit prices!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

I think it has already been bought Terry.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

I don’t expect them to know about all the deals submitted as they deal with a lot of other brokers.

I expect them to be:

– contactable when needed and initiate contact on a regular basis
– knowledgeable regarding processes and products
– good teachers
– prompt to act when problems arise
– providers of tools, regular product updates and industry…[Read more]

Are you happy with your purchase?

It seems like a good deal to me.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

I already comply with everything except the residency requirement. Luckily, a BDM or other management role does not need licensing. Only those offering products direct to the public have to hold a license.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

Or asking a sensible one…

There is always someone willing to attack!!!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

This has happened to me more than once. The third time with the same agent (because I was looking in the same area), I went and knocked on the vendor’s door. When I told him my FIRST offer, which was higher than the sale price, he went nuts!!! I told him to report the agent and recover the difference, plus what I was willing to pay, from the…[Read more]

I might consider Perth. Have done the Gold Coast in a past life!!!

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

dmichie, you will never see the bigger picture with your close minded views.

Here is something for you to think about regarding deductibility of PPOR in the US….

Non-deductibility of investment properties creates no demand for multiple property purchases. A small percentage of the population invests in other medium to long-term investments.…[Read more]

dmichie, I certainly do NOT agree with that statement!!!

Why should company tax be the same as personal tax? Companies don’t use hospitals, welfare, etc…

Abolishing negative gearing is like abolishing deductibility of business expenses.

Your theory would cripple the country.

Robert Bou-Hamdan
Mortgage…[Read more]

And we all know that the US is expecting 3 or 4 interest rate increases before the end of the year. With the margin and the currency risk, I would be grabbing an Aussie dollar loan.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

Fixed rates are a very different beast to a variable rate.

You don’t take a fixed rate for a quick sell unless it is a one year fixed rate and you sell straight after.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

Great advice Luci. Unfortunately, the organisations I am targeting all seem to outsource their HR. The ones that still have them are not hiring in the areas I am seeking.

You are right about the inner circle. The poaching and recycling of employees is huge in finance.

Take BDM roles for example… there is a massive shortage yet the same ones…[Read more]

Kay,

I don’t NEED a job and I am NOT unemployed. I am self-employed and have been head-hunted extensively but for the wrong field. I am not interested in writing loans any more. It is a personal choice thing.

Regarding enrolling in Uni, I already have through OUA. I am about to start a double degree in Management / Marketing. It will be TOTALLY…[Read more]

Commercial leases do not go to the residential tenancies tribunal. I was not referring to small claims.

Just go to your Local Court and they will help you for free. Make an appointment with the Chamber Magistrate.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links

Sorry Baloo… totally misinterpreted that post.

I have found the most common reason being that the agencies have been given a list of requirements and on that list is a degree. It doesn’t even stipulate what kind of degree.

I can’t see how a non-industry person can assess suitability, excluding a checklist, without knowing what they are looking…[Read more]

Forget the Tribunal. Sorry for the incorrect info.

Robert Bou-Hamdan
Mortgage Adviser

http://www.mortgagepackaging.com.au

Investor Links