The CFDX website is still going. I wonder when he will just step back!!!

http://www.cfdx.com/

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It is poor management. Derivex and IFHL are just names of companies. The idea is certainly not dead by any means.

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As soon as I get it all up and running.

Regarding hosting, I can do that as a reseller to a large organisation so won’t have to incur the costs of servers. I think the quality, storage space and speed would be much better this way.

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I don’t know about this Council. Sorry.

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Slow is not the word. This thing dragged on and they didn’t even need to order valuations. I have lost all confidence in BankWest!!!

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It doesn’t work that way. Everything is based on the property prices.

If you have 80k owing on a 120k property, you could use only 16k of the equity (more if paying mortgage insurance). I have outlined this above.

Assuming you don’t want to pay mortgage insurance, your ‘useable’ equity is only 16k.

If you don’t have any other money, you would…[Read more]

I don’t think Heritage is that bad Terry. I find them pretty good. Check out the post I am just about to write about BankWest. They are the pits!!!

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To answer your question, what happens to the town if the mine closes down?

I would consider mining towns as short-term investments unless the details of the mine itself support a solid company and long-term mining operations.

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Dan, thanks mate. I am considering the Xbox and PS but I might leave them until after operations start or I think it will be too much at once.

I like the competitions idea. Instead of re-inventing the wheel, do you know if it is possible to hook up with the existing competition organisers?

Regardig the HQ idea, unfortunately, the premises is…[Read more]

Nigel, you wrote the same thing. Where are you getting $200,000 from a property worth $120,000.???

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But with additional security, the LVR would not be 86% – 90%.

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It is only strict Muslims who have a problem with interest. Australian Muslims generally don’t tend to be so strict. I even know some who eat Pork.

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You could also email Richard who posts on this site. Qlds007 is his user name. You can look him up in the member search area. There are others here experienced with wrapping.

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Originally posted by upandcoming:
The compan has trade figures and assets.It also has credit references from a very large international shipping company .

A company with less than two years history is still considered a start-up by most lenders. Until you lodge those two returns and they show sufficient tax being paid, they will not touch the…[Read more]

There is ‘real’ equity and ‘useable’ equity. In your example, the $40,000 is ‘real’ equity. In reality, you would not be able to use the whole lot. Many lenders will do 90% and the odd one will go to 95% but I do not know any who will let you use the whole 100%.

To avoid mortgage insurance on your current property and a new purchase, you could…[Read more]

What suburb is it in?

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‘Fast Reply’ is simple text. ‘Add Reply’ opens all the HTML selections. HTML is just the coding to change things in your message like BOLD TEXT, Italics, Underline, Strikethrough and COLOURS.

As you can see, I used Add Reply.

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Instead of saying it is rubbish, why don’t you tell us what you do instead?

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I am still laughing about the baby sitting thing. The poor kids would be terrified if I was working there.

So this backpacker give away sounds good. What could I give away to make them spend money? We will have so many discount services for them already.

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I don’t think baby sitting is my thing!!!

Hey Gatsby, posting here???

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