I might have to move to Melbourne. It seems they have the best support teams. I already chose Mark Unwin as my Accountant who is down there. I am not certain if using a Vic solicitor would be a benefit as the laws differ State to State so much!

Robert Bou-Hamdan
Mortgage Adviser

0414 347…[Read more]

I never look at the prices. If I can’t afford it, I do not go out to eat in the first place.

Tim, regarding my “WHY”, it is so I can be my own boss and create not only a business which I consider ‘MY BABY’, but to establish an entity that will help a lot of people and command respect from those within the industry and the public at large.

I will…[Read more]

Merry Christmas Felicity…

What if the property does not sell for a suitable price?

For example…

What if the wrappee spent 10-20k on the property and the market dipped and they would not receive anything according to the market valuation?

Technically the caveat could remain as they spent 10-20k on the property and would be entitled to this…[Read more]

That menu analogy makes no sense to me. Doesn’t everyone read from left to right (except Arabs and some Asian cultures)?

Robert Bou-Hamdan
Mortgage Adviser

0414 347 771
robert@mortgagepackaging.com.au
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as…[Read more]

The money is in Environmental Law (Corporate) as far as I am concerned. Make the money there and invest it in property and whatever else tickles your fancy.

Robert Bou-Hamdan
Mortgage Adviser

0414 347 771
robert@mortgagepackaging.com.au
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general…[Read more]

Both of these but mostly because of a flooded investor market.

Robert Bou-Hamdan
Mortgage Adviser

0414 347 771
robert@mortgagepackaging.com.au
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

Brahms,

I think I can answer that. Taxation benefits (dependent on income) and asset protection. I will never buy a property in my name again as long as I live.

People will argue all day that a trust is better than a company structure and vice versa. I have come up with the answer – USE BOTH!

I listened to Steve and Mark Unwin and have decided…[Read more]

Are you ugly Pat???

Robert Bou-Hamdan
Mortgage Adviser

0414 347 771
robert@mortgagepackaging.com.au
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

It is definately a buyer’s market!

Robert Bou-Hamdan
Mortgage Adviser

0414 347 771
robert@mortgagepackaging.com.au
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

There is nothing great about it except that it is the only term on offer. Better one year than nothing!

Robert Bou-Hamdan
Mortgage Adviser

0414 347 771
robert@mortgagepackaging.com.au
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual…[Read more]

7 years is the comparison rate thing. It is more confusing to most.

Felicity, is Lewis O’Brien your solicitor?

Are they in NSW?

Robert Bou-Hamdan
Mortgage Adviser

0414 347 771
robert@mortgagepackaging.com.au
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be…[Read more]

I wish you all the best. You “sound” like you are doing well.

Robert Bou-Hamdan
Mortgage Adviser

0414 347 771
robert@mortgagepackaging.com.au
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

DAMN FELICITY!!!

You certainly have become a pro at this from what I remember. GOOD ON YOU!

Steve, I should probably clarify that when I talk about dodgy wraps etc, I am not referring to the professionals who make it a business and do it efficiently, fairly and compliantly.

I admire those who do this as I think wraps are great if done properly…[Read more]

Kiwi,

Are you angry because you guys keep losing in the footy?

Mate is just a colloquial term used in a relaxed environment which I am certainly in. I wish you could join me.

If you can’t see my words for what they are, then it is you who has the problem – “MATE!”. I just asked a simple and very similar question to one I was asked myself a week…[Read more]

In Australia, property managers do not sell real estsate. By the way, I am a mortgage adviser – not a real estate agent.

Back to the question – why would they call you if it means losing their commission?

Also, what is the 1.5% you mentioned about anyway?

Robert Bou-Hamdan
Mortgage Adviser

0414 347…[Read more]

Eveleigh Street!!!

Just kidding…

fjficm, just touching on what you said, standing up for ourselves is our right and I often chose to exercise it. Don’t get me wrong, walking away is always better. The story was about an area, not a risk though. I have never been approached in Coogee and asked to leave and there are quite a few gangs hanging…[Read more]

I just can’t see how many of the vendor finance agreements going around comply with the above!!!

Robert Bou-Hamdan
Mortgage Adviser

0414 347 771
robert@mortgagepackaging.com.au
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2…[Read more]

I did not know that Steve. So how do you get around the comparison rate requirements and clearly presented loan offer documents etc?

It seems there is a lot of ambiguity in a lot of the vendor finance contracts.

Robert Bou-Hamdan
Mortgage Adviser

0414 347 771
robert@mortgagepackaging.com.au
http://www.mortgagepackaging.com.au

FREE Finance-Related…[Read more]

I am nitpicking???????

hahaha

Robert Bou-Hamdan
Mortgage Adviser

0414 347 771
robert@mortgagepackaging.com.au
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should not be construed as individual advice.
© 2004 Mortgage Packaging Pty Ltd

There are different levels of education Richmond. Poverty is also a large factor. Desperation is a vendors dream. Allowances need to be made.

Robert Bou-Hamdan
Mortgage Adviser

0414 347 771
robert@mortgagepackaging.com.au
http://www.mortgagepackaging.com.au

FREE Finance-Related Newsletter – Click Here

Comments made are of a general nature and should…[Read more]