Total Members: 158,366

RitaSt.

  • RitaSt. replied to the topic Steves mentoring program? in the forum No Subject 20 years, 7 months ago

    HI $peculator I’m going to enter the program through the side door !!!! Well I hope I am.[:P]

    Go to Resources on this site, look at “events” and if you’re quick you can get one of the 200 places at Steve’s seminars in NOV.

    He is doing one only, in each of Melb, Syd and Brisbane. Yes they do cost I think about $990. BUT the invaluable thing is…[Read more]

  • RitaSt. replied to the topic Checklist ? in the forum No Subject 20 years, 7 months ago

    Aafreen,

    It is really exciting when you first come to investing and I know what you mean about sleep.
    My husband called out something in his sleep last night, it was very clear and had the word INVESTING in the sentence. [:P]

    “The book” is the absolute best place to start.
    Then go to other books….do a search( makes me sound like an oldie when I…[Read more]

  • RitaSt. replied to the topic Excuse me Steve *she says in a little voice* in the forum No Subject 20 years, 7 months ago

    Pinky,

    Oh and Pinky I hope you DO get to the seminar,should be brilliant. [:D]

    Rita

  • RitaSt. replied to the topic Excuse me Steve *she says in a little voice* in the forum No Subject 20 years, 7 months ago

    Sorry Leigh,

    I’d just come straight from reading a couple of days of posts, and my reply just slipped out.
    I think one was called “What are your goals” by our Pinky.I won’t mention the others.

    Any way no offence meant. [:)]

    “OK boys. Put that monoply game down NOW and get down the oval like you were told” [:D]

    oops Sorry.
    Rita

  • RitaSt. replied to the topic Excuse me Steve *she says in a little voice* in the forum No Subject 20 years, 7 months ago

    [:D] [:(!]Right all youse boys…. get down the oval!!!1

    Sorry Leigh just had to get them out of here.

    Whisper.(to Leigh)… you don’t know Pinky like we know pinky [:D]

    Sorry Pinky you crack me up.[:O]

    Rita

  • RitaSt. replied to the topic Bank Valuations in the forum The Treasure Chest 20 years, 7 months ago

    Hi Peter Mac,
    Just to tell you our scenario.
    First time dealt with a broker and the ANZ paid for the valuation, the broker gave us a “verbal” of the figure.

    Second.. just recent through the bank( which bank) they paid for a valuation, which was very thorough. A few days later I asked the bank for the figure, and was told that that information is…[Read more]

  • RitaSt. replied to the topic 3 days cooling off means what? in the forum The Treasure Chest 20 years, 7 months ago

    Hi Fullout,
    We just bought in Qld. on a Friday, and had a 5 day cooling off period. Day one was Monday and day 5 was 5pm on the following Friday. RE told us this and I also checked this with our solicitor.

    Remember cooling off doesn’t mean you can just change your mind. If you do you will still have to pay 0.25% of the purchase price.

    You can…[Read more]

  • RitaSt. replied to the topic Company versus personal structure in the forum The Treasure Chest 20 years, 7 months ago

    afghangirl,
    Can you go in to a little detail about why this is best as opposed to a Family trust or a individual trust. or what should we read?

    Ta
    Rita [:)]

  • RitaSt. replied to the topic Need some ideas or help? Psychiatric? Naaah… in the forum The Treasure Chest 20 years, 7 months ago

    Hi Scremin,
    I often read your late night posts and feel like I know you!!!!! They make me smile.[:D]

    My 2 cents worth
    Sounds like you’d rather be home to me.
    A few weeks for cremin to stay is not so long and you can spend the day house hunting and go to bed with investment ideas that are sure to keep your head busy, while your body clock ajusts to…[Read more]

  • RitaSt. replied to the topic Visiting interstate IP and tax? in the forum No Subject 20 years, 7 months ago

    Hi Loress,
    I was justlooking at this last night.This answer is from my reading. I am no expert.

    I read ” If you own a property interstate, in which case you need to fly to the location, you may be able to claim some of the airfare costs” if that property is income producing.
    Like all deductions you claim, you would have to work what percentage…[Read more]

  • RitaSt. replied to the topic enlightened millionaires in the forum No Subject 20 years, 7 months ago

    Hey Loress’
    Hope you’re shouting your affirmations from the top of a mountain!!!!!!!!!!

    Rita

  • RitaSt. replied to the topic enlightened millionaires in the forum No Subject 20 years, 7 months ago

    Glad you’ve also “found” One Minute millionaire”
    Yes, it certainly enlightened me.What an uplifting read. I’ve passed it on to my children and friends.

    Yep, the motivation to be millionaires is after all… people… to enrich and enlighten the lives of the people we love and those less fortunate.
    Titheing is sharing.
    As a newcomber to this forum…[Read more]

  • RitaSt. replied to the topic Granny flats in the forum No Subject 20 years, 7 months ago

    GO GIRLS GO! [:X] [:D] [:X]

    Just had to respond to these two brilliant people.A terrific example of what creative thinking can achieve.

    Rita [:D] [:D]

  • RitaSt. replied to the topic Landlord’s Insurance – QLD in the forum The Treasure Chest 20 years, 7 months ago

    Hi Mary Erika and Caddy,
    Interested in this also.

    Has anyone had to make a claim because of Tennant damage and how good were their insurers in coming to the party? [:O]

    Rita

  • RitaSt. replied to the topic NZ investors in the forum The Treasure Chest 20 years, 7 months ago

    Thanks folks,

    So Muppet
    “No CGT on residential property sales in NZ”
    RodC.. and if you receive dividends through a company etc you will pay tax on your Aussie return,as income from a foriegn source.

    Quote:
    “Probably best to invest via a NZ legal entity (?) so that any gains in sales can potentially be reinvested in more properties without…[Read more]

  • RitaSt. replied to the topic couple questions in regards to invest in the forum The Treasure Chest 20 years, 7 months ago

    Hi CygnusIce,
    I can only give you an opinion on your Q1.

    What you would have to look at is:
    Where are you buying the land??

    Because where I live( S.E. Qld) land is astonomical. Building costs are going up every day and getting tradesman esp. brickies and carpenters so hard you may have to wait for these trades up to 6 mths. Blow out your…[Read more]

  • RitaSt. replied to the topic Which pricing method do you perfer? in the forum No Subject 20 years, 7 months ago

    Hi Celivia,
    Now this IS a topic I feel very strongly about.

    Where do I stand ?
    Well I’m with Rod on this one. I like a real price and not just when I am buying. Imagine you are the vendor. You know your area, what’s sold lately and for how much; and in your head you Know what price you would be happy with.

    Say you want to sell for 250k.
    The…[Read more]

  • RitaSt. replied to the topic NZ investors in the forum The Treasure Chest 20 years, 7 months ago

    Thank you all for replies.
    No stamp duty, no CGT for NZanders, bigger mountains and longer snow season!!!
    Gotta visit.
    brianhc do you know if the CGT 50% rule applies in NZ if the property is held for min. 12 mths?
    Thanks all
    Rita [:)]

  • RitaSt. replied to the topic I got me a new star!! in the forum The Treasure Chest 20 years, 7 months ago

    Hi Slim
    [8D] Lights gone on!

    By purchase I thought you meant property not product.

    Why ARE you silver?

    Seeing you are savvy…. why is nearly everyone’s name in blue and only a few in red/purple?

    Thanks Rita [:)]

  • RitaSt. replied to the topic I got me a new star!! in the forum The Treasure Chest 20 years, 7 months ago

    [:D]
    Yeah Slim I like that,
    OK so I can’t post anymore until I buy something?

    That might work. just give me the push!
    Target someone’s addiction ( good addiction that is) is what they recommend don’t they.[:P]

    Rita

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RitaSt.

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