Total Members: 158,379

richmond

  • richmond replied to the topic 100% loan? in the forum Help Needed! 19 years, 4 months ago

    throw some numbers up for discussion…

    cheers
    r

  • richmond replied to the topic 2004 Achievements and Plans for 2005 in the forum No Subject 19 years, 4 months ago

    ok yack, here’s a list, not exhaustive though.

    2004

    1. enjoyed start of married life
    2. sold holiday house – clear profit of 170k
    3. paid off PPOR with said profit and eliminated all personal debt with left overs.
    4. got a pay rise with promise of another in 2005
    5. set up hybrid discretionary trust through Dale Gatherum Goss (wish I’d done it…[Read more]

  • richmond replied to the topic This is my first post so here goes! in the forum No Subject 19 years, 4 months ago

    in a hurry to find the link but on somersoft.com there was a great post by a person caleld quiggles… go to the site and do a search, you’ll learn a lot

    cheers
    r

  • richmond replied to the topic Australians in trouble “warning” in the forum General Property 19 years, 4 months ago

    mrs richmond and I broke the “12 week rule” in announcing our pregnancy… we were just too excited. She’s due at the end of July.

    Cheers
    r

  • richmond replied to the topic Australians in trouble “warning” in the forum No Subject 19 years, 4 months ago

    Hi Michael,

    Can I start with a disclaimer?

    My following remarks are in no way intended to be any sort of attack or insult, so please don’t take them the wrong way.

    Good, glad I got that out of the way.

    A few people at work hire full time live-in nannies, and it works for them. I’m sure it will work for you too.

    HOWEVER, my own personal view…[Read more]

  • richmond replied to the topic Selling Privately…best websites to list with? in the forum General Property 19 years, 4 months ago

    enough’s enough.
    r

  • richmond replied to the topic Australians in trouble “warning” in the forum No Subject 19 years, 4 months ago

    ahem steph.

    My wife and I were born in 1974, so while I am a bittered and twisted generation X type (thanks Kurt Cobain and Sonic Youth), we aren’t planning to hand over our child to anyone when we have a bubba next year. Wife will stay at home for 12 months (I offered to), then look at gonig back to work for a couple of days. If she doesn’t want…[Read more]

  • richmond replied to the topic Greed is all you need in the forum Opinionated! 19 years, 4 months ago

    I should change that profile, I’m 30 now, but the more I read these boards, the more I get confused as to whether I’m virtuous, evil, rich, poor… so many conflicting emotions.

    Ah well, it’s 6.12pm, tonight’s bulletin is halfway over now, heads around Melbourne are being screwed with… my work here is done.

    Off to celebrate the 1st anniversary…[Read more]

  • richmond replied to the topic Greed is all you need in the forum Opinionated! 19 years, 4 months ago

    call me simple, but I’d like to see more in the western world be it people or companies doing more to help those in poorer countries. It’s not an achievement to be born where you’re born.

    I typed out a much longer response, but lost it. Damn.

    Also marc, my remark:

    Why would journos write articles that weren’t of interest to anyone? Doesn’t make…[Read more]

  • richmond replied to the topic Greed is all you need in the forum Opinionated! 19 years, 4 months ago

    I actually didn’t mind the article, thought it was quite well written, and comment/discussion pieces should be taken with a grain of salt anyway, with the reader left to interpret them as they see fit.

    “So even if Australians don’t consider themselves greedy, on some measures we are. Particularly if we define greed as taking more than our fair…[Read more]

  • richmond replied to the topic What’s your take on this? in the forum Help Needed! 19 years, 4 months ago

    21 sqm is TINY. That’s smaller than a lot of hotel rooms.

    Wouldn’t touch it personally, but it’s horses for courses.
    cheers
    r

  • richmond replied to the topic baby boomers in the forum General Property 19 years, 4 months ago

    hence my affinity for coastal Queensland rogue, particularly the areas with strong industry and employment base and major population centres to go hand in hand with the lovely surrounds.

    cheers
    r

  • richmond replied to the topic Philip Island in the forum No Subject 19 years, 4 months ago

    hmm so now you get personal… not to worry.
    if any other mods feel like locking this thread now it’s run its course, feel free… I won’t do it for obvious reasons.

    r

  • richmond replied to the topic Philip Island in the forum No Subject 19 years, 4 months ago

    er, um apology? didn’t see one there, cos there’s nothing to apologise for… now you ARE trying to rile me.

    I think you just read bits of my argument, not the whole thing, and I think many of my replies were twisted into something else and taken off on tangents… that’s a shortfall of the medium more than anything else.

    also, the population…[Read more]

  • richmond replied to the topic Philip Island in the forum General Property 19 years, 4 months ago

    Just as a footnote, API will always do a story on a place that’s “booming” month in, month out… this month it was Sth Gippsland, next month it’ll be somewhere else, and the people that have bought in that particular area will feel all nice and fuzzy. C’mon rogue, you know the game. You don’t see too many negative property stories in API… it’s…[Read more]

  • richmond replied to the topic Philip Island in the forum General Property 19 years, 4 months ago

    I’ll read it when I get home tonight and respond in the morning.

    cheers
    r

  • richmond replied to the topic Philip Island in the forum General Property 19 years, 4 months ago

    hmmm, silly? I wasn’t the one who in several posts made the comment “lots of people” to go hand in hand with my argument… anyway, that’s by the by…

    I don’t think you’re a bullshitter, and I’ve never said you made things up… you stated your opinion, I then stated mine. You made mention of “the people who know” I asked who they were. I…[Read more]

  • richmond replied to the topic Philip Island in the forum General Property 19 years, 4 months ago

    Hi,

    Not taking your bet doesn’t mean you’re right (although for your sake I honestly hope you are, along with everyone else who’s bought there), and I wouldn’t justify my investing by what “lots of people” do… “lots of people” also bought apartments at Docklands. That will probably sound harsher than it is intended, so please don’t take…[Read more]

  • richmond replied to the topic Philip Island in the forum General Property 19 years, 4 months ago

    no, no contradiction… I pointed out that it wasn’t bought as an investment…
    as I wrote, “they’re more of a lifestyle/emotional thing.. that was our thinking when we bought it, having somewhere to take the kids etc.”

    Yes, I said: “had I not bought one and sold it I wouldn’t be in the position I’m in now.” That’s a statement of fact, and I’m…[Read more]

  • richmond replied to the topic Philip Island in the forum General Property 19 years, 4 months ago

    g’day rogue

    spot on, I love holiday houses, but I wouldn’t call them investments, they’re more of a lifestyle/emotional thing.. that was our thinking when we bought it, having somewhere to take the kids etc. Mind you, had I not bought one and sold it I wouldn’t be in the position I’m in now. I wouldn’t buy one now as an investment because the…[Read more]

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