PropertyInvesting.com | rafael84 | Activity https://www.propertyinvesting.com/members/rafael84/activity/ Activity feed for rafael84. Wed, 15 Apr 2026 19:02:46 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 312bbc7e93c8bc42cc43079fb8ce3dc5 rafael84 replied to the topic First home loan and wife off work in the forum Thanks for your response https://www.propertyinvesting.com/topic/4400098-first-home-loan-and-wife-off-work/#post-4625325 Tue, 01 Jun 2010 03:31:17 +0000 Thanks for your response Richard.I will weigh up these options, but it seems I should go and speak with a financial planner to figure out which option is best to proceed. Perhaps we are better off renting for an additional year (the year my wife is off work) and then applying for the home loan.

]]> 6e1bbe5be58d203f498d057e8a126191 rafael84 replied to the topic 1 bedroom apartments - any good? in the forum Thanks for the feedback https://www.propertyinvesting.com/topic/4398089-1-bedroom-apartments-any-good/#post-4613045 Wed, 16 Dec 2009 08:35:50 +0000 Thanks for the feedback guys. I will look into this when we have a large enough deposit saved.

]]> 4d9698dd5b025a7da7e8d3acf7bd7bc1 rafael84 replied to the topic Sharing a home loan between 4 people? in the forum Help Needed! https://www.propertyinvesting.com/topic/sharing-a-home-loan-between-4-people/#post-4611648 Fri, 20 Nov 2009 00:46:33 +0000 I think we will definitely sit down and agree on an exit strategy, based on all the scenarios discussed above, plus more…

]]> 28e073c98dff30376cb2da59d4351056 rafael84 replied to the topic Sharing a home loan between 4 people? in the forum Help Needed! https://www.propertyinvesting.com/topic/sharing-a-home-loan-between-4-people/#post-4611646 Fri, 20 Nov 2009 00:31:20 +0000 Great advice Terry, thanks.

]]> d7a24b4874c86e8566a4e1bcc1cbd59b rafael84 replied to the topic Sharing a home loan between 4 people? in the forum Help Needed! https://www.propertyinvesting.com/topic/sharing-a-home-loan-between-4-people/#post-4611644 Thu, 19 Nov 2009 22:21:47 +0000 Thanks Richard for your information. Another question. If we say want to borrow $600,000 between us 2 married couples, can we just borrow $600,000 and then halve the repayments on this figure? or would we be forced to take out 2 x $300,000 loans and thus make repayments on this figure? As I think the first option would mean lower repayments.

]]> d0f06ad8b91854ad712a8aac3106edf8 rafael84 replied to the topic Family equity loan in the forum Finance https://www.propertyinvesting.com/topic/4397648-family-equity-loan/#post-4610888 Wed, 28 Oct 2009 20:25:58 +0000 Thanks Terry. I understand now.

]]> af67d1085461cbafd044692a5d1ccf0d rafael84 replied to the topic Get in now or wait 12 months? in the forum Help Needed! https://www.propertyinvesting.com/topic/4397591-get-in-now-or-wait-12-months/page/2/#post-4610554 Tue, 27 Oct 2009 10:11:48 +0000 Joel, great vid mate, well done….Truly inspiring.

]]> ff6360c69af6400f1d2afb19743f4da6 rafael84 replied to the topic Get in now or wait 12 months? in the forum Help Needed! https://www.propertyinvesting.com/topic/4397591-get-in-now-or-wait-12-months/#post-4610549 Tue, 27 Oct 2009 09:34:17 +0000 Thanks Colin. I love the idea of buying a bomb in a good location, but try telling my wife that with a baby on the way. I'm thinking long term gains, she's thinking "i want it all now!'. Define good location, 300k wont get you alot in Brisbane in a good location, unless you mean a fringe suburb tipped to boom. I do like the way you think though,…[Read more]

]]> b75c9221a0b5a87a5790e495f3705e47 rafael84 replied to the topic Get in now or wait 12 months? in the forum Help Needed! https://www.propertyinvesting.com/topic/4397591-get-in-now-or-wait-12-months/#post-4610546 Tue, 27 Oct 2009 07:34:06 +0000 propertunity wrote:

rafael84 wrote:
..Just hope the prices and interest rates dont rise TOO much….

Hope is not a strategy. Buying cheaply, renovating to add value, refinancing to buy more is a strategy. There are many other strategies. Renting & saving is a strategy I suppose. It does not motivate me, I've got to say. How much have you…[Read more]

]]> d6c5ea44954fcc873fb0c1e0ffeb2691 rafael84 replied to the topic Get in now or wait 12 months? in the forum Help Needed! https://www.propertyinvesting.com/topic/4397591-get-in-now-or-wait-12-months/#post-4610540 Fri, 23 Oct 2009 10:31:32 +0000 Thanks Colin

]]> 83b1016f61a1e4a4ad0f935173da0080 rafael84 replied to the topic Get in now or wait 12 months? in the forum Help Needed! https://www.propertyinvesting.com/topic/4397591-get-in-now-or-wait-12-months/#post-4610538 Fri, 23 Oct 2009 09:57:00 +0000 Thanks for the advice all. Seems I should sit on it for a year, do some more research, so i'm armed and ready when I go into battle in 12 months time…Just hope the prices and interest rates dont rise TOO much….

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