No dramas Tom I have sent this off for you.

Cheers

Yours in Finance

Hi Neil

I am based in Brisbane so feel free to shoot me am email and I can give you Darryl's details.

Cheers

Yours in Finance

Hi Tommy

Rather than bore you with the story more than happy to send you a copy of my API interview.

Cheers

Yours in Finance

No problems guys email sent.

Hi Kurtuk

Article emailed.

Cheers

Yours in Finance

Look at taking a Call Option on a potential development site.

Last one we did netted over 1.2 M in the year and we use it as a secondary income to our buy and hold rents.

Cheers

Yours in Finance

Hi Alex

No hate to say that is not the case at all.

Most IP loans are funded by 100% + borrowings.

Nothing illegal in borrowing your deposit.

Cheers

Yours in Finance

Hi Tom

Ok apologies you might be correct.

I have been in Europe since 4th November so may have missed the odd update.

Cheers

Yours in Finance

Option 3 Take out a 105% standalone loan with a 15% personal loan and 90% traditional loan.

Cheers

Yours in Finance
Richard Taylor I Ph: 07 3720 1888 I richard@tayloredfinancialsolutions.com.au 
Start your investment portfolio with our finance broking  / property service.

Want to retire at 40 ? Email me for a copy of my API interview.
Follow…[Read more]

Yes CanD shame you are not in Dubai as i am there next week ……

Did Canada last year for a month.

Cheers

Yours in Finance
Richard Taylor I Ph: 07 3720 1888 I richard@tayloredfinancialsolutions.com.au 
Start your investment portfolio with our finance broking  / property service.

Want to retire at 40 ? Email me for a copy of my API…[Read more]

Anz allow 5 separate loan splits under a Breakfree package so no reason why they will not allow a further split.

If there is an issue merely increase one of your existing Investment loan splits.

Cheers

Yours in Finance
Richard Taylor I Ph: 07 3720 1888 I richard@tayloredfinancialsolutions.com.au 
Start your investment portfolio with our…[Read more]

Chicken i hate too say you won't be able to change it from P & I to IO whilst it is on a Fixed rate so might be stuck 

No unfortunately there is no standard lender left offering 100% loans but depending on the property and subject too a few things 100% might be doable.

Of course you will need to factor in acquisition costs etc.

All of which…[Read more]

So805 Anz will allow the funds to be paid back into the loan itself on drawdown without closing the account (I have done it on 2 forum clients loans which settled over Xmas).

Admittedly they don't like doing it and you might have to tell them a dozen times on settlement but they will do it and the rate will be cheaper than a Equity Manager Line…[Read more]

I have to say you will be paying a premium in Brisbane at the moment for something new and 10 km's out so i would look at an older unit in the right suburb and renovate.

Not sure whether you saw my last years API article on Brisbane Unit Renovation but more than happy to email it to you.

Admittedly It was on the whole block but might be of…[Read more]

Hi The New Guy

Firstly welcome to the forum and i hope you enjoy your time with us.

Personally i think i would be restructuring your existing IP loan to an interest only loan and then looking at taking out a further equity loan to release more equity for another IP.

You could also look at creating a equity sub loan on your PPOR loan to allow…[Read more]

Get your Broker / Banker to switch your loan to IO without delay.

You can then take your time to decide where you want to move to but in the meantime preserve the deductibility of the interest.

Cheers

Yours in Finance
Richard Taylor I Ph: 07 3720 1888 I richard@tayloredfinancialsolutions.com.au 
Start your investment portfolio with our finance…[Read more]

No problems John that's what the forum is for.

Cheers

Yours in Finance
Richard Taylor I Ph: 07 3720 1888 I richard@tayloredfinancialsolutions.com.au 
Start your investment portfolio with our finance broking  / property service.

Want to retire at 40 ? Email me for a copy of my API interview.
Follow us on Facebook I Increase your monthly return…[Read more]

A quick call to the Local Authority will answer all of your queries.

Cheers

Yours in Finance
Richard Taylor I Ph: 07 3720 1888 I richard@tayloredfinancialsolutions.com.au 
Start your investment portfolio with our finance broking  / property service.

Want to retire at 40 ? Email me for a copy of my API interview.
Follow us on Facebook I Increase…[Read more]

Having been in real estate for 20 years it is the reason i employ my own personal Property Manager rather use a property agents employed by a real estate agent.

In saying that haven't heard wrong with Run so give Scott's parents a go.

Cheers

Yours in Finance

Hi Scott

Good luck with Belle. You are working in a good suburb there and one i have owned IP's in for 15 years +.

Cheers

Yours in Finance