Really i have sat on the credit scoring side of a lending desk and profession weights very heavily.

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Yours in Finance

Yes i am doing the deal for the client at the moment so some inside running.

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Yours in Finance

Steve how did you go with JDL ?

Meant to say your name is the same as a great Wolves centre forward of the 80/90's.

You are not related lol.

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Do not think about setting up a SMSF until you have received Professional Advice from a Licensed individual.

We see many a client who has received inappropriate advice from a Broker who is not licensed.

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Personally Daniel i think you are doing a good job.

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Arun as mentioned it is a block of units and not mortgage insurable.

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Whilst Arun may not think that type of occupation is important we have got many a deal over the line where the client was in a profession that suited part time work.

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Yours in Finance

Benny yes there are a few lenders offering fixed rate loans with 100% offset.

One in particular offers a credit card at home loan rates over and above their standard lvr.

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Hi Ivan

It is fine i have emailed Arun asking him to adjust his post accordingly it or i will deal with it.

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Hi Jen

Your requirements are not anything out of the ordinary and a service I would expect to provide to all of my clients.

Sounds like your previous broker has not served you well.  

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Hi Arun

The security is a block of units so we have moved on from Citibank.

Not a matter of other features more a matter of getting the deal done at the right lvr.

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Tell us about it.

The phone never stops ringing at the moment.

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Definitely seek alternative advice from another Solicitor.

Getting it wrong and not disclosing where you should have you may effect the potential sale.

In Vic we use Harwood Andrews and can highly recommend them.

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Tony has nailed the legislation correctly.

We do a number of SMSF loans and it is a question that our SMSF client ask regularly.

The legislation refers to changing the description of the asset and minor repairs that are paid for by cash reserves in the SMSF should be fine.

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Moi a lawyer. 

No hate to say that's not me…..

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BB3, You cant go past Steve Hodgkinson – Gold Business Group In Southport. Ph 07 5532 2855

Steve has been my Accountant for the last 17 years and is an expert in his field of property investing etc.

Actually a forum member but a bit too busy to respond to posts these days.

Give him a buzz and tell him i sent you.

At least that way you will get…[Read more]

How much work in dollar terms are you talking about ?

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Jen what is you are looking for and why do they seem so awesome ?

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In saying that the product is not particularly flexible so after 5 years you may well be paying P & I repayments.

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Personally i like Belmont, New Lambton or Newcastle City itself.

Just sold a development site in Merewether which i just didn't have time to develop but that is another great suburb.

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