I couldn’t agree with Don more.

I have several properties in my Super Fund both buy and holds and wrapped properties. Under a SSMF there is nothing I cannot do in an ungeared position outside my Super Fund than inside (with exception of using it to run a business).

Whats more CGT in a Super Fund for a property held 366 days is only 10% bit less…[Read more]

Vivy

Assume that you have a property for sale for $100K and that your buyer has a nil deposit.

One alternative is a 100% loan from a standard lender but in many cases the costs associated with such a loan means that the buyer will still need to have some monies up his sleeve.

Let us assume that you tell your potiential buyer he can arrange a…[Read more]

Why not try Steve AKA Mobile Mortgage he is a regular contributor to the forum and a Vic lad.

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial Planner
http://www.yourstatefinance.com
richard@yourstatefinance.com
Ph: 07-3720 1888

Snowflake which part of the Country are you and the prooerty in ?

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial Planner
http://www.yourstatefinance.com
richard@yourstatefinance.com
Ph: 07-3720 1888

Might even drag myself up north from Chapel Hill

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial Planner
http://www.yourstatefinance.com
richard@yourstatefinance.com
Ph: 07-3720 1888

Must admit Ben don’t know too many who will do 90% without income proof for us FN’s.

80% is a breeze full / lodoc.

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial Planner
http://www.yourstatefinance.com
richard@yourstatefinance.com
Ph: 07-3720 1888

You might find getting 95% LVR on a $900K a little harder than you think. The loan will be mortgage insured and many lender will not go that high especially on a single lot.

3 Strata Titled units would be a lot easier to finance.

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial…[Read more]

Hi there
On the basis that you owned and occupied the property as your Principal place of residence then you will not be required to pay GST on the sale as it will not be classified as a new home but a second hand dwelling.

Had you built the house as an investment then the answer would be Yes. You would however probably applied the Margin Scheme…[Read more]

Yes 2nd mortgage is the easiest way to go.

We have done it on numerous ocassions and as long as it is well monitored each part wins.

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial Planner
http://www.yourstatefinance.com
richard@yourstatefinance.com
Ph: 07-3720 1888

The sImple answer is No he hasn’t

It cannot be done. 80% is par for the course and with many lenders that is State specific.

90% is available if restricted areas in Florida to British Passport holders.

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial…[Read more]

Must admit i am with Chad.

I spent 9 years in the 80’s working for Chase in the UK admitedly not involved in finance but on their trading floor and they never did loans to Foreign Nationals.

Still have a friends left in NY and on my last enquiry with them No was still the answer.

Most of the other lenders appear to be State specific and…[Read more]

Try CGU they do blocks of non strata units so shoudl do dual occup.

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial Planner
http://www.yourstatefinance.com
richard@yourstatefinance.com
Ph: 07-3720 1888

Mhh shame it doesnt cover New Hampshire

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial Planner
http://www.yourstatefinance.com
richard@yourstatefinance.com
Ph: 07-3720 1888

Mhh sounds really interesting to all of our Kentucky users.

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial Planner
http://www.yourstatefinance.com
richard@yourstatefinance.com
Ph: 07-3720 1888

As Terry mentions LMI is an economic cost of investing.

You can either pay and move forward with your investment plans or alternatively wait until you have 20% equity each time and go a little slower.

Most larger investors prefer to gear up a little higher and accelerate their investment pace.

Shop around for LMI premiums as they do vary…[Read more]

Might be better placed on a US web site me olde mate

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial Planner
http://www.yourstatefinance.com
richard@yourstatefinance.com
Ph: 07-3720 1888

If all you want is the property to be a no frills stand alone investment property then i wouldnt be looking at any DEF.

Deal with the right Bank and you will not have CC issues.

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial Planner
http://www.yourstatefinance.com
richard@yourstatefinance.com
Ph:…[Read more]

Terry beat me to the punch.

They would however be wanting to offer me excellent rates and fees for that. Depends if it is a lodoc / nodoc style deal as many try and charge it then to recoup some of their costs.

Without more information difficult to comment.

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from…[Read more]

Would need more information before I could make a recommendation.

Richard Taylor
Residential & Commercial Finance Broker
**NODOC loans from 7.14%**
Licensed Financial Planner
http://www.yourstatefinance.com
richard@yourstatefinance.com
Ph: 07-3720 1888

Purchased a 4 bedroom house in San Juan Capistrano in Calif in 1985 because my Auntie lived next door.

Paid $89000 USD for the property because it was on the hill over looking the Ocean. Must admit the best long term investment i have ever had.

She still lives next door and the rent and the capital growth have been absolutely outstanding. Can’t…[Read more]