Terry has hit the nail on the head.Whilst the PIT marketed by C & N as a special Trust in essence any Accountant can establish the same thing for you at half the price. The recent ATO changes have made the entity less appearling and the cost of a Unit Trust and acceptance by financiers have meant that most investors are looking to go down this…[Read more]

Mainly some of the older ones. I own a complete block in New Farm and the property next door is a Company Title.

eddie you will be suprised there is a fair number of Company Title blocks over in the New Farm area which i have had a lot to do with.

This is the 2nd time today i have been asked the same question.The FHOG application asks if you have a Spouse or Defacto who has claimed the FHOG and if you answer YES then you will disqualify yourself. In saying this i have spoken at length to the FHOG dept and there attitude is depends on the Defacto relationship.If you live apart or have just…[Read more]

A Quantity Surveyor should be able to help you with this figure based on the age and location of the building.

If the terms of the contract change you are certainly not trying to obtain a property by deception.If i undertake a Building Inspection report and this proves to be not satifactory for my purposes I have every legal right to terminate the existing contract assuming the Contract was subject to this condition.If after a period of negoitating in the…[Read more]

Hi TwiggyBang on.

Wow the PIC group must be pushing hard with their seminars if they have to have someone join the forum and then post the same post 3 times.

Hi TwiggyThe first part is fairly easy:1) The Council will approve the new property (assuming you meet the relevant Building Requirments) and the Titles office in Qld will agree to amalgamate the Titles into 1.2) This is a problem as you cannot have 2 lenders on the same title. Only thing i can suggest here is that you get one of the loans…[Read more]

Hi VicPersonally i only use CBA Colonial were i have to because i think the service levels are below par.Yes there is a time restriction on the FHOG the purchase contract needs to be date prior to 30th June 2009 (at this stage anyway).Yes i am in Brisbane but have client literally all over the Country and the world.Feel free to drop me an email…[Read more]

Not sure what happened there as i only pushed the "Post Comment" button once.

Thanks Jett & redleaves. i appreciate the referral as always.Victoria i can think of many products for a first home buyer than ING.Something like nil application, valuation or bank legal fees  no monthly fees etc and a rate of around 7.62%.Drop me an email and I can give you some more details.

Me againDont now what happened to that last post.On the fixed rate front you can do better than 6.99% fixed.

Hi SusieHate to say the switch fees will be a little more than that. You will have mortgage registration, transfer and discharge, bank title search fees, valuation and settlement fees etc.Not sure if the to loan is an investment loan but if either way One Direct do not offer a offset account. The Anz Simplicity product has a rate of 7.62% so is…[Read more]

Hi SusieHate to say the switch fees will be a little more than that. You will have mortgage registration, transfer and discharge, bank title search fees, valuation and settlement fees etc.Not sure if the to loan is an investment loan but if either way One Direct do not offer a offset account. The Anz Simplicity product has a rate of 7.62% so is…[Read more]

Hi SusieHate to say the switch fees will be a little more than that. You will have mortgage registration, transfer and discharge, bank title search fees, valuation and settlement fees etc.Not sure if the to loan is an investment loan but if either way One Direct do not offer a offset account. The Anz Simplicity product has a rate of 7.62% so is…[Read more]

Hi SusieHate to say the switch fees will be a little more than that. You will have mortgage registration, transfer and discharge, bank title search fees, valuation and settlement fees etc.Not sure if the to loan is an investment loan but if either way One Direct do not offer a offset account. The Anz Simplicity product has a rate of 7.62% so is…[Read more]

Hi SusieHate to say the switch fees will be a little more than that. You will have mortgage registration, transfer and discharge, bank title search fees, valuation and settlement fees etc.Not sure if the to loan is an investment loan but if either way One Direct do not offer a offset account. The Anz Simplicity product has a rate of 7.62% so is…[Read more]

Hi SusieHate to say the switch fees will be a little more than that. You will have mortgage registration, transfer and discharge, bank title search fees, valuation and settlement fees etc.Not sure if the to loan is an investment loan but if either way One Direct do not offer a offset account. The Anz Simplicity product has a rate of 7.62% so is…[Read more]

Hi SusieHate to say the switch fees will be a little more than that. You will have mortgage registration, transfer and discharge, bank title search fees, valuation and settlement fees etc.Not sure if the to loan is an investment loan but if either way One Direct do not offer a offset account. The Anz Simplicity product has a rate of 7.62% so is…[Read more]