Qlds007 replied to the topic House Strategies in the forum Legal & Accounting 17 years, 1 month ago
I started so i will finishBuy the next property in your personal name or a DFT.Accessing the equity should be ok subject to serviceability.Your mortgage broker should be able to assist you with the set up.
Qlds007 replied to the topic House Strategies in the forum Legal & Accounting 17 years, 1 month ago
How many times can you post the same answers …………..
Qlds007 replied to the topic House Strategies in the forum Legal & Accounting 17 years, 1 month ago
Buy the next property in your personal name or a DFT.Accessing the equity should be ok subject to serviceability.Your mortgage broker should
Qlds007 replied to the topic House Strategies in the forum Legal & Accounting 17 years, 1 month ago
Buy the next property in your personal name or a DFT.Accessing the equity should be ok subject to serviceability.Your mortgage broker
Qlds007 replied to the topic House Strategies in the forum Legal & Accounting 17 years, 1 month ago
Buy the next property in your personal name or a DFT.Accessing the equity should be ok subject to serviceability.Your mortgage
Qlds007 replied to the topic House Strategies in the forum Legal & Accounting 17 years, 1 month ago
Buy the next property in your personal name or a DFT.Accessing the equity should be ok subject to serviceability.Your
Qlds007 replied to the topic need advise in the forum Help Needed! 17 years, 1 month ago
kevI think if any bank manager has suggested that to you i would ringing his Head Office as what he is suggesting is actually fraud and it is you who will spend time at Her Majesty's Pleasure and not him.Each lender has its own way of assessing serviceability and it may just be a matter of getting your mortgage broker to look at other…[Read more]
Qlds007 replied to the topic need advise in the forum Help Needed! 17 years, 1 month ago
kevI think if any bank manager has suggested that to you i would ringing his Head Office as what he is suggesting is actually fraud and it is you who will spend time at Her Majesty's Pleasure and not him.Each lender has its own way of assessing serviceability and it may just be a matter of getting your mortgage broker to look at other…[Read more]
Qlds007 replied to the topic help first time invester wanting to buy in Gold Coast in the forum Help Needed! 17 years, 1 month ago
Before you rish off with Tracey and look at all of her wonderful properties i would think about how you intend to finance the acqusition.This day and age the Banks and mortgage insurers are tighening up on expat or non resident lending and many of them have pulled their products to this sector of the market.I would sort out your finances first to…[Read more]
Qlds007 replied to the topic NEW to property investments. I have questions! NOOB in the forum Help Needed! 17 years, 1 month ago
Maybe in Kansas my friend but not in OZ.
Qlds007 replied to the topic morgage insurance in the forum General Property 17 years, 1 month ago
GOMRemember only tax deductible (Assuming the premium was charged on an investment loan) over the term of the loan or 5 years whichever is shorter and is proportionalised in Year 1.
Qlds007 replied to the topic morgage insurance in the forum General Property 17 years, 1 month ago
As has been mentioned Mortgage Insurance has absolutely no benefit to you the borrower and only covers the lender in the event of default, possession and loss after sale. You however cop the one off premium charged.Bank West are owned by CBA and from last recollection they use Gemworth to provide their cover.
Qlds007 replied to the topic Build Positive Cash flow idea in the forum Help Needed! 17 years, 1 month ago
Agree with Terry 100% however also be careful that the security will be acceptable as many lenders will run a mile when it comes to taking small 1 bedroom or studio units as security.
Qlds007 replied to the topic Im 20, full time uni student and got 3 years till i graduate. Any ways i can go into investing right now without much income? in the forum Help Needed! 17 years, 1 month ago
Hi kaiseriqbalWithout knowing all of the facts it is difficult to advise you whether the deal could be achieved elsewhere however CBA have tightened up their serviceability criteria so doesnt suprise me that they wont look at it.
Qlds007 replied to the topic Low Doc + Vendor Finance in the forum Finance 17 years, 1 month ago
Terry dont want to disagree with you but i think you have buckleys with LaTrobe these days on a deal like that.
Qlds007 replied to the topic Premium Finance. Anybody know about these guys? in the forum Finance 17 years, 1 month ago
I ended dropping my clients back to the airport so they could fly back North.If you want to buy here in Brissie use a local agent and do your own DD.There are some great bargains at the moment but dont pay over the odds for something a good mortgage broker will do for free.
Qlds007 replied to the topic Information needed to learn more about “wrapping” services in western Australia in the forum Help Needed! 17 years, 1 month ago
Started in 1996 offering 2nd mortgages to some clients who were trying to purchase properties we developed and couldnt sell outright.1999 with the change in Tax legislation on wrapping started a Company called First Home Owners Group Pty Ltd which is Qld's largest provider of Vendor Finance.Rest is history.
Qlds007 replied to the topic Information needed to learn more about “wrapping” services in western Australia in the forum Started in 1996 offering 2nd 17 years, 1 month ago
Started in 1996 offering 2nd mortgages to some clients who were trying to purchase properties we developed and couldnt sell outright.1999 with the change in Tax legislation on wrapping started a Company called First Home Owners Group Pty Ltd which is Qld's largest provider of Vendor Finance.Rest
Qlds007 replied to the topic Im 20, full time uni student and got 3 years till i graduate. Any ways i can go into investing right now without much income? in the forum Help Needed! 17 years, 1 month ago
Look dont want to cut you off in your pride but if you dont want to move the loan from CBA but want to utilise some of the equity then you have little choice but to go back and speak with WHAT BANK. CBA will add the 2 loan amounts together and divide this figure by the combined property values. You will pay LMI on the total figure which as the…[Read more]
Qlds007 replied to the topic Information needed to learn more about “wrapping” services in western Australia in the forum Sorry not in WA.
Have done 17 years, 1 month agoSorry not in WA.Have done 101 deals in Qld.
- Load More



