You can still get 100% + if you have other security otherwise it is max 95% at the moment.I heard that a couple of lenders who offer 95% are reviewing policy so would expect a few changes next week to make the majority back to 90%.

Ok no worries.

Where are you based ?We often engage people look to learn the business on some of our Brisbane based projects.

Agreed messy to go forward the way you suggest.Lot easier solutions out there.

Yes Paul is a good operator. Tell him i said hello.

WIthout 2 years Tax returns you will certainly struggle obtain finance in the current climate.June 30 is not that far away so as soon as you have completed this years return that will certainly help but dependant on the LVR will depend on whether you need a 2nd year.

Perhaps we are better of without himI mean Henry Kaye and Emmanuel Cassimatis were also wonderful persons according to their mothers. I ask you !!!!

RaymondCould you give us all the new rates across the board so we can compare.

Yes the same as attending an Auction your purchase contract is normally a "cash unconditional" contract so all of your due diligence, finance and building & pest reports need to be done upfront.42 days for settlement could cause a lot of lenders issues so make sure your mortgage broker is on the ball.

Bird dogging is fine however in a lot of States in OZ you need to be licensed Qld is one of these.

Hi AndyGood to hear from you glad we could help.

Hi MikeThe Anz Medico package is still with us and the loan is not mortgage insured but i think you may find the 100% loan for Doc has been withdrawn.

Hi CargillOlder builds have less depreciation, and possibly no BWO.Yes thats exactly what i was referring to. Most IP deals i have seen come across my desk have little or no BWO or Depreciation and are still cashflow neutral or positive.In the old days (like last year) there was a huge reliance on non cash deductions to get you over the line…[Read more]

Mine was straight from the Homestar website.

CAR wasnt that bad but deal has been and gone so probably not relevant.Best rate for 10 year fixed (and we dont do many) is circa 7%.

Hi CarlinPerhaps we are looking at different websites but i would hardly call their fixed rates as low.INTEREST RATES Homestar Fixed Loan Special Fixed 1 year 5.75% Fixed 2 year 5.49% Fixed 3 year 5.99%

ReeceDont want to appear to be a doom merchant but buying with a friend can be fraught with issues.If you eligible for the FHOG then why not take this whilst you can and satisfy the conditions before moving out and converting the loan into an IP.One thing to make certain is that the loan is structured correctly from day 1 to maximise your future…[Read more]

Hi fredoFirstly welcome to the forum and I hope you enjoy your time with us.The main reason why clients register for an ABN is merely to give them flexibility when it comes to finance options.If you intend to purchase property in your personal name and your PAYG employment is your sole source of income then probably not required.Your mortgage…[Read more]

In essence you have it in one obviously there is title and mortgage registration but your fundamentals are correct.

Interestingly enough i see their 10 year fixed rate went from 6.19% to 7.09% on Friday.