Total Members: 158,076

Richard Taylor

  • Richard Taylor replied to the topic How to get Trusted Loans In Australia in the forum Finance 2 years, 9 months ago

    If it is all the same i would prefer to deal with a Licensed Private lender with full AFCA membership rather than a broker.

    Cheers

     

    Yours in Finance

  • Richard Taylor replied to the topic How to Get Reliable Caveats Loans In Australia in the forum Finance 2 years, 9 months ago

    If it is all the same i would prefer to deal with a Licensed Private lender with full AFCA membership rather than a broker.

    Cheers

     

    Yours in Finance

  • Richard Taylor replied to the topic How to Apply Professional 2nd-Mortgage Loans In Australia in the forum Finance 2 years, 9 months ago

    If it is all the same i would prefer to deal with a Licensed Private lender with full AFCA membership rather than a broker.

    Cheers

     

    Yours in Finance

  • Richard Taylor replied to the topic How To Apply Trusted Short Term Loans In Australia in the forum Finance 2 years, 9 months ago

    If it is all the same i would prefer to deal with a Licensed Private lender with full AFCA membership rather than a broker.

    Cheers

     

    Yours in Finance

     

  • Richard Taylor replied to the topic Changing lenders in the forum Finance 2 years, 9 months ago

    No not true on that combined income.

    Cheers

     

    Yours in Finance

  • Richard Taylor replied to the topic Changing lenders in the forum Finance 2 years, 9 months ago

    Hi Wan

    I think you are confused as there is very little difference between lenders when it comes to servicing post Royal Commission.

    Credit Unions and Building Societies are often more restrictive than more traditional lenders.

    You are better off get the loan structure set up correctly from day 1 to give you flexibility down the…[Read more]

  • Richard Taylor replied to the topic 85% LVR SMSF in the forum Finance 2 years, 9 months ago

    Hi Quyen

    Yes sure is.

    Flick me an email at loan@ascf.com.au with some details and i can have one of our BDM’s come back to you with some specs of the product.

    Cheers

     

    Yours in Finance

  • Richard Taylor replied to the topic Sheriff sales in the forum Help Needed! 2 years, 9 months ago

    This is incorrect. All properties are sold either via Auction or Private Treaty.

    Cheers

    Yours in Finance

  • Richard Taylor replied to the topic Cash buyer in the forum Help Needed! 2 years, 9 months ago

    As i mentioned you will need to look regularly at the various Receivers website.

    Cheers

    Yours in Finance

  • Richard Taylor replied to the topic Cash buyer in the forum Help Needed! 2 years, 9 months ago

    Not sure where you are looking for Receiver sales, We took one to Auction last week in Vic. Cor Cordis were appointed and was sold on the day with multiple bidders. Each Receiver has their own listings and most are available listed on their website.

    Trust me if you have $2M in cash you are in the mix with many other developers, investors…[Read more]

  • Richard Taylor replied to the topic Cash buyer in the forum Help Needed! 2 years, 9 months ago

    As a Private Lender we sell a number of properties thru Sheriff Auctions or Receivership sales.

    All Sales are sold by way of Auction so being a cash buyer wont help you as all contracts at Auction are cash sales.

    Rather than buy the property itself you could always look to assign the mortgage and that way you take over the debt and can maximise…[Read more]

  • Richard Taylor replied to the topic Development Lending help in the forum Finance 2 years, 11 months ago

    We are a private lender based in Brisbane and specialise in development funding.

    Course lvr, rates etc will depend on a number of factors but i can certainly get one of our BDM’s to touch base with you when you have your first deal scenario.

    Cheers

     

    Yours in Finance

  • Richard Taylor replied to the topic Buying with super in the forum Help Needed! 2 years, 11 months ago

    Could always look at a SMSF Rent to buy option if you dont have enough to put down 30% deposit and Security Trustee costs etc

    Be surprised how many of these we are now doing where the SMSF has limited servicing from the members income (i.e self employed etc) or security location not sufficient.

    Cheers

     

    Yours in Finance

  • Richard Taylor replied to the topic 15% P.A Investment Opportunity Melbourne in the forum Creative Investing 2 years, 11 months ago

    Your hold an AFSL i assume ?

    Can you give me the number.

    Cheers

     

    Yours in Finance

  • Richard Taylor replied to the topic SMSF Broker in the forum Finance 2 years, 11 months ago

    As Terry mentioned sounds like a fairly straightforward deal depending on a few things.

    Currently rates in the high 4’s out there with lvr’s to 80% so has become competitive again with a few lenders.

    Cheers

     

    Yours in Finance

     

     

  • Richard Taylor replied to the topic 85% LVR SMSF in the forum Finance 3 years, 1 month ago

    Wouldnt work for renovations but we do a lot of these deals for borrowers where they can’t show servicing as it is done on a Rent to Buy basis (or Lease Option).

    Cheers

     

    Yours in Finance

  • Richard Taylor replied to the topic 85% LVR SMSF in the forum Finance 3 years, 1 month ago

    Regretfully not.

    Qld, NSW, ACT only due to demand.

    Cheers

    Yours in Finance

  • Richard Taylor replied to the topic Introduction in the forum Help Needed! 3 years, 3 months ago

    Welcome aboard John.

    Hope you enjoy your time with us.

    Cheers

    Yours in Finance

  • Richard Taylor replied to the topic What to do with $450K in the forum Help Needed! 3 years, 3 months ago

    Of course with every investment you need to ensure the firm you are dealing with are fully licensed.

    With a retail mortgage fund like http://www.ascf.com.au you get exposure to a pooled mortgage fund which is ASIC regulated and approved and has a fully Retail AFSL, ACL and insured. Also members of AFCA.

    Many Wholesale Funds do not carry the same…[Read more]

  • Richard Taylor replied to the topic My first property in the forum Help Needed! 3 years, 3 months ago

    No problems.

    Cheers

     

    Yours in Finance

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Richard Taylor

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