Kirsten from the forum is a property manager in Melbourne and her organisation runs complimentary property workshops.

Drop her an email and ask her when the next one is.

I will be running some over the next month or so just a matter of having the time to organise it.

Cheers

Yours in Finance

Have you had a look at http://www.grannyflatapprovals.com.au

Seem to have a few good models and certainly professional in their approach.

Cheers

Yours in Finance

From what i have seen WA is still a year or 2 away from having quality NRAS stock so i would be sticking to Vic or certain parts of Qld. Need to watch parts of the Qld market as the valuations are not coming in at the right sort of price for most of the deals i have seen.

Careful selection is needed and is a service we will be bringing to our…[Read more]

It is what my wife spent on shoes when we were in Paris last year …..CheersYours in Finance

Hi guysSorry for the late answer to the question raised in relation to lvr in Blackwater but i have been up in Darwin at a Finance conference.Yes Westpac have cut back their rental acceptance in many a post code.In regards to lvr we can still get 90% lend in Blackwater and have been doing so regularly.CheersYours in Finance

Welcome aboard and hope your time with us.

Feel free to ask as many questions as you like and join in the discussion as we are a pretty friendly bunch .

Cheers

Yours in Finance

Interesting topic and one that we get asked about on a regular basis.

On a side note i am up in Darwin at a Finance Conference and the NT govt yesterday launched a new 100% loan for owner occupiers who are buying or building new properties. Loan consists of an 80% split which you pay interest on and a 20% split which interest free. Ckmes with no…[Read more]

Hi Fly

Yes hate to say you would lose your entitlement to the FHOG as the current Title is in your sisters name.

Secondly whilst i appreciate you are wishing to do the right thing by your sister why dont you look at buying your own place.
You only have to satisfy the terms of the Grant in regards to the occupancy period and then you could move…[Read more]

Whilst you cant get your contributions back it can certainly make a difference to the price when you come to sell the property.Most prospective buyers will do a search of the Body Corporate records to ensure there is no large anticipated expenditure due and than has not be catered for meaning they will be likely to incur the potential…[Read more]

Whilst you cant get your contributions back it can certainly make a difference to the price when you come to sell the property.Most prospective buyers will do a search of the Body Corporate records to ensure there is no large anticipated expenditure due and than has not be catered for meaning they will be likely to incur the potential…[Read more]

Hi WarekWelcome to the forum and i hope you enjoy your time with us.Certainly not ideal to cross collateralise your loan over 2 securities and setting up 2 separate loans might be preferable.Given that the property will one day be your PPOR you might want to consider buying the property as Tenants in Common with your wife holding 99% of the shares…[Read more]

Jamie beat me to it.Andrew is a good operator and you cant go far wrong there.Give him a call and see what he suggests.CheersYours in Finance

Thanks Firewater for the update.

Yes there are now several lenders who would do this and some great interest rates around for such loans.

Shame that Hank had to have me banned from his Company’s forum guess they didn’t like other Brokers telling it as it is.

Cheers

Yours in Finance

As had been posted previously rate is one part of the equasion and certainly wouldn’t suggest any serious investor merely focuses on rate alone as there are many other factors to consider.

V8ghia still working on date for the Melbourbe night but will post it as soon as I have it confirmed.

Cheers

Yours in Finance

Hi K

Keppara was recently voted as one of Australia’s Top 100 suburbs so if you buy in the right part probably can’t go far wrong.

Cheers

Yours in Finance

Whilst as Jamie mentioned there is enough equity on the surface without more detailed information it is difficult to provide an accurate assessment.I am not sure which part of Brisbane you are looking at but 450K doesnt get you much these days.CheersYours in Finance

Roy wouldnt mix the 2 together but could certainly set up a separate sub loan account on your PPOR and use these funds for future PPOR deposit.As i say it depends on the current ownership as to whether a Transfer of Ownership is a viable option.CheersYours in Finance

Lesley Yes no issues subject to serviceability in taking out a sub loan as a percentage of the end loan.I cannot see why any Broker would suggest you cross collateralise in this situation other than to conserve his  / her commission.CheersYours in Finance

Roy yes hate to say the old lender trick of forgetting to tell you that more than 1 property is being used as security for the loan.God it annoys me that they can get away with it.I would probably start from scratch and unravel the existing ties with your lender.If you are possibly looking to retain your current PPOR as a potential IP it is…[Read more]

Allan sorry cant recommend anyone down in the Newcastle area.If it is is a Commercially zoned block of land going to be limited lenders look at the deal at that price because for most it will be less than their minimum loan amount.CheersYours in Finance