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	<title>PropertyInvesting.com | propertymistro | Activity</title>
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				<title>propertymistro replied to the topic Superannuation into my mortgage?  Is it possible? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/superannuation-into-my-mortgage-is-it-possible/#post-4650698</link>
				<pubDate>Wed, 05 Mar 2014 00:26:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks everyone for your comments.</p>
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				<title>propertymistro replied to the topic Refinancing to loans.com.au - is it a good idea?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4410364-refinancing-to-loans-com-au-is-it-a-good-idea/#post-4696973</link>
				<pubDate>Thu, 05 Dec 2013 00:15:12 +0000</pubDate>

									<content:encoded><![CDATA[<p>Is this a correct assumption (in general)??</p>
<p>If you have one property loan it is okay to look at going with a budget lender eg. loans.com.au</p>
<p>But if you have more than one property loan or plan to have more than one property loan at the same time, then it is better to go with a non budget lender.</p>
<p>Or are there some low rate providers out there&hellip;<span class="activity-read-more" id="activity-read-more-20790"><a href="https://www.propertyinvesting.com/topic/4410364-refinancing-to-loans-com-au-is-it-a-good-idea/#post-4696973" rel="nofollow">[Read more]</a></span></p>
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				<title>propertymistro replied to the topic CARPET CLEANING - STEAM OR DRY CLEANING? in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4410323-carpet-cleaning-steam-or-dry-cleaning/#post-4696691</link>
				<pubDate>Wed, 04 Dec 2013 00:38:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks everyone for your info!! &nbsp;Has anyone used a carpet cleaner that uses the encapsulation technique?</p>
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				<title>propertymistro replied to the topic Does anyone have concrete floors in their unit? (2nd floor or higher) in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4410289-does-anyone-have-concrete-floors-in-their-unit-2nd-floor-or-higher/#post-4696426</link>
				<pubDate>Thu, 21 Nov 2013 10:58:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you for this information.&nbsp; Great to get your help.</p>
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				<title>propertymistro replied to the topic Does anyone have concrete floors in their unit? (2nd floor or higher) in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4410289-does-anyone-have-concrete-floors-in-their-unit-2nd-floor-or-higher/#post-4696425</link>
				<pubDate>Thu, 21 Nov 2013 10:53:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks for your reply. Great information about the sound issues.&nbsp; The polished concrete suppliers I have found offer a VOC free polished concrete.&nbsp; I am also looking at other flooring options, but the room gets water penetrating through open windows during rain (if left open), and therefore polished concrete would help prevent mold and water&hellip;<span class="activity-read-more" id="activity-read-more-43702"><a href="https://www.propertyinvesting.com/topic/4410289-does-anyone-have-concrete-floors-in-their-unit-2nd-floor-or-higher/#post-4696425" rel="nofollow">[Read more]</a></span></p>
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				<title>propertymistro replied to the topic IS POLISHED CONCRETE A GOOD IDEA TO REPLACE CARPETS IN A UNIT in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4410252-is-polished-concrete-a-good-idea-to-replace-carpets-in-a-unit/#post-4696193</link>
				<pubDate>Wed, 13 Nov 2013 10:23:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Great information!&nbsp; Thanks for your quick response.&nbsp; Do you think cork in bedrooms is a nice look and feel or is it only good for living rooms, kitchens etc? </p>
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				<title>propertymistro replied to the topic IS POLISHED CONCRETE A GOOD IDEA TO REPLACE CARPETS IN A UNIT in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4410252-is-polished-concrete-a-good-idea-to-replace-carpets-in-a-unit/#post-4696191</link>
				<pubDate>Wed, 13 Nov 2013 09:07:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Freckle for your suggestions.&nbsp; Do you have any suggestions about cork vs polished concrete or cork vs tiles?&nbsp; It is for 2 bedrooms currently carpeted with concrete underneath, and for 1 kitchen with concrete underneath.&nbsp;</p>
<p>P.S. Those cork bathroom wall tiles looked very nice. </p>
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				<title>propertymistro replied to the topic IS POLISHED CONCRETE A GOOD IDEA TO REPLACE CARPETS IN A UNIT in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4410252-is-polished-concrete-a-good-idea-to-replace-carpets-in-a-unit/#post-4696189</link>
				<pubDate>Tue, 12 Nov 2013 12:21:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>I researched cork today, and think it may potentially dint a lot with use over time eg.furniture legs, high heels, when things are dropped on it. &nbsp;I also researched rubber flooring and I&#039;m still considering rubber flooring as an option. &nbsp;Polished concrete flooring may be body corporate/noise insulation issue as I live in a unit.</p>
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				<title>propertymistro replied to the topic IS POLISHED CONCRETE A GOOD IDEA TO REPLACE CARPETS IN A UNIT in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4410252-is-polished-concrete-a-good-idea-to-replace-carpets-in-a-unit/#post-4696188</link>
				<pubDate>Tue, 12 Nov 2013 05:44:34 +0000</pubDate>

									<content:encoded><![CDATA[<p>Awesome, thanks for the information all.</p>
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				<title>propertymistro replied to the topic BEST STYLE ELECTRIC COOK TOP FOR RENTAL - COIL, SOLID ELEMENT, OR CERAMIC GLASS??? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4409853-best-style-electric-cook-top-for-rental-coil-solid-element-or-ceramic-glass/#post-4693974</link>
				<pubDate>Tue, 13 Aug 2013 22:39:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you for your help. Have a great day.</p>
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				<title>propertymistro replied to the topic Superannuation into my mortgage?  Is it possible? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4404057-superannuation-into-my-mortgage-is-it-possible/#post-4650692</link>
				<pubDate>Tue, 05 Mar 2013 12:50:36 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you for your reply.</p>
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				<title>propertymistro replied to the topic Superannuation into my mortgage?  Is it possible? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4404057-superannuation-into-my-mortgage-is-it-possible/#post-4650691</link>
				<pubDate>Tue, 05 Mar 2013 12:46:41 +0000</pubDate>

									<content:encoded><![CDATA[<p>Okay thanks for taking the time to reply. &nbsp;It is not owned by a superfund. Thank you for your help.</p>
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				<title>propertymistro replied to the topic Whats classes a tenant as a renter, a border/lodger for tax purposes in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403023-whats-classes-a-tenant-as-a-renter-a-borderlodger-for-tax-purposes/#post-4643534</link>
				<pubDate>Sat, 06 Aug 2011 09:14:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Awesome help all, thankyou you very much!!!!</p>
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				<title>propertymistro replied to the topic Superannuation into my mortgage?  Is it possible? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4404057-superannuation-into-my-mortgage-is-it-possible/#post-4650690</link>
				<pubDate>Mon, 27 Jun 2011 10:16:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks all for your replies. Great help.  Cheers.</p>
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				<title>propertymistro replied to the topic Superannuation into my mortgage?  Is it possible? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4404057-superannuation-into-my-mortgage-is-it-possible/#post-4650687</link>
				<pubDate>Mon, 27 Jun 2011 02:18:26 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Terryw,Thank you for your reply.  Regarding your question &#8211; my property is not owned by a superannuation fund. It is in my name.  It is a bit annoying that the money has to go into a superfund as it ends up eroding away with fees and charges etc.  Anyways, thanks for your help.  </p>
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				<title>propertymistro replied to the topic Anyone have a Commonwealth Home Loan in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401429-anyone-have-a-commonwealth-home-loan/#post-4633656</link>
				<pubDate>Thu, 07 Oct 2010 10:58:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Dan,I just checked and yes there is a BSB.  Your post was extremely helpful. Have a great week!</p>
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				<title>propertymistro replied to the topic Anyone have a Commonwealth Home Loan in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401429-anyone-have-a-commonwealth-home-loan/#post-4633655</link>
				<pubDate>Thu, 07 Oct 2010 09:51:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Dan,Great post.  I looked on netbank before and saw an account number but no BSB but I will re-check on this one.  I have the wealth package also.Thanks.</p>
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				<title>propertymistro replied to the topic Mortage repayments and credit card points. in the forum Hi Terryw,
But couldn't I</title>
				<link>https://www.propertyinvesting.com/topic/4401282-mortage-repayments-and-credit-card-points/#post-4632396</link>
				<pubDate>Fri, 24 Sep 2010 20:24:11 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Terryw,But couldn&#039;t I have an !00% offset account set up and I pay my credit card bill through my offset account. Rather than redrawing it out of the home loan.</p>
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				<title>propertymistro replied to the topic Mortage repayments and credit card points. in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401282-mortage-repayments-and-credit-card-points/#post-4632394</link>
				<pubDate>Fri, 24 Sep 2010 09:22:20 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Terryw,Thanks for your comment &#8211; Make sure you don&#039;t do this if your mortgage is deductible.  Please explain this in more detail as I am interested to learn more.Cheers&#8230;</p>
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				<title>propertymistro replied to the topic What type of loan should I get with Comm Bank? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401078-what-type-of-loan-should-i-get-with-comm-bank/#post-4631093</link>
				<pubDate>Thu, 23 Sep 2010 01:35:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,It is to be both.</p>
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				<title>propertymistro replied to the topic What price should I offer on this unit....?? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4401017-what-price-should-i-offer-on-this-unit/#post-4630792</link>
				<pubDate>Fri, 27 Aug 2010 00:15:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,Thanks for your post.  What time is regarded as a quick settlement?  Is 30 days quick? Thank you.</p>
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				<title>propertymistro replied to the topic Changing body corp to reduce the fees in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400923-changing-body-corp-to-reduce-the-fees/#post-4630138</link>
				<pubDate>Thu, 19 Aug 2010 12:40:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks guys that was a huge help.  This forum is a great resource!!!!!  Happy days&#8230;</p>
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				<title>propertymistro replied to the topic Cash flow positive - Gold Coast Queensland. Is it possible? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400783-cash-flow-positive-gold-coast-queensland-is-it-possible/#post-4629411</link>
				<pubDate>Thu, 19 Aug 2010 11:50:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you for your help guys!!!  Great.</p>
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				<title>propertymistro replied to the topic What is best to buy: 1 bedroom versus 2 bedrooms? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4400772-what-is-best-to-buy-1-bedroom-versus-2-bedrooms/#post-4629338</link>
				<pubDate>Thu, 19 Aug 2010 11:47:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you guys for your posts.  Great!!</p>
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				<title>propertymistro replied to the topic Buying Agents....Are they good or bad? in the forum Thanks rachelthelegend for</title>
				<link>https://www.propertyinvesting.com/topic/4400486-buying-agents-are-they-good-or-bad/#post-4627666</link>
				<pubDate>Fri, 09 Jul 2010 01:21:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks rachelthelegend for the great reply&#8230;.</p>
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				<title>propertymistro replied to the topic 20% Deposit, but Casual Employemnt...Can I get a loan? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4399982-20-deposit-but-casual-employemnt-can-i-get-a-loan/#post-4624702</link>
				<pubDate>Sat, 22 May 2010 14:21:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Banker,Thanks for your reply. The state is QLD.</p>
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				<title>propertymistro replied to the topic 20% Deposit, but Casual Employemnt...Can I get a loan? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4399982-20-deposit-but-casual-employemnt-can-i-get-a-loan/#post-4624700</link>
				<pubDate>Sat, 22 May 2010 12:02:58 +0000</pubDate>

									<content:encoded><![CDATA[<p>Banker and QLDs007,Thanks for your commentI worked 2 jobs before moving to another city.  Both are retail assistant type positions.  Now I have resumed work in the new city for one of the same companies but at a different store.  </p>
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