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  • propertyinfo replied to the topic Interest only loans with offset in the forum Thanks for the info 13 years, 1 month ago

    Thanks for the info all.Although we are in a bank war so to speak, i was surprised when I went to apply for the bankwest premium they did not want to waive the appl fess, even though it was only one day after the promotion ended.  Are bankwest really that content not to have business?  I thought they would be ok with it (it's a $700 app fee), b…[Read more]

  • propertyinfo replied to the topic interest only loan v’s interest and principal loan in the forum Help Needed! 13 years, 1 month ago

    Terryw wrote:

    propertyinfo wrote:
    Interesting reading here, thanks everyone for their posts. I have an example here where I think it shows the advantage of an offset account:Me: 100 000 cash, no properties ownedBuy first house as holiday house (say 200,000 to buy), put 20,000 deposit, 80,000 in interest only offset account- – -2 years later- -…[Read more]

  • propertyinfo replied to the topic interest only loan v’s interest and principal loan in the forum Help Needed! 13 years, 2 months ago

    Interesting reading here, thanks everyone for their posts. I have an example here where I think it shows the advantage of an offset account:Me: 100 000 cash, no properties ownedBuy first house as holiday house (say 200,000 to buy), put 20,000 deposit, 80,000 in interest only offset account- – -2 years later- – -Buy second house as residence, move…[Read more]

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