Hi all,

When I purchased my principal place of residence the lender had set it up as an investment loan. I have been told lending managers were doing this unbeknown to customers so that the loans could get approval as the rental income could be used to support additional debt levels.

Until recently this was not an issue as a higher rate was not…[Read more]

Hi all,

When I purchased my principal place of residence the lender had set it up as an investment loan. I have been told lending managers were doing this unbeknown to customers so that the loans could get approval as the rental income could be used to support additional debt levels.

Until recently this was not an issue as a higher rate was not…[Read more]

Hi all,

When I purchased my principal place of residence the lender had set it up as an investment loan. I have been told lending managers were doing this unbeknown to customers so that the loans could get approval as the rental income could be used to support additional debt levels.

Until recently this was not an issue as a higher rate was not…[Read more]

Hi all,

When I purchased my principal place of residence the lender had set it up as an investment loan.

Until recently this was not an issue as a higher rate was not applicable to investment loans. However, as my bank has now added a rate premium for Investment loans my rate can be reduced as I can convert it to a home loan. I have called up…[Read more]

Hi all,

When I purchased my principal place of residence the lender had set it up as an investment loan.

Until recently this was not an issue as a higher rate was not applicable to investment loans. However, as my bank has now added a rate premium for Investment loans my rate can be reduced as I can convert it to a home loan. I have called up…[Read more]

Hi all,

When I purchased my principal place of residence the lender had set it up as an investment loan.

Until recently this was not an issue as a higher rate was not applicable to investment loans. However, as banks have recently (since 2015) increased rates I should actually be on a lower rate as my loan is actually a home loan. I have called…[Read more]

Hi all,

When I purchased my principal place of residence the lender had set it up as an investment loan.

Until recently this was not an issue as a higher rate was not applicable to investment loans. However, as banks have recently (since 2015) increased rates I should actually be on a lower rate as my loan is actually a home loan. I have called…[Read more]

Hi all,

When I purchased my principal place of residence the lender had set it up as an investment loan.

Until recently this was not an issue as a higher rate was not applicable to investment loans. However, Ias banks have recently (since 2015) increased rates I should actually be on a lower rate as my loan is actually a home loan. I have called…[Read more]

Hi guys,

Is anyone keen to chat and get together and start a syndicate?

I have been looking to do it myself but I am priced out of the more interesting deals.

Hi everyone,

One of my properties has 50% LVR due to property growth.

I am currently on career break and have not been in work for 4 months now but been comfortably repaying the interest. My property is also leased for 2 years.

Can I refinance back to 80% LVR or even just refinance to a lower rate at the same LVR with another bank?

Am i…[Read more]

Hi guys,

Can anyone recommend a good mortgage broker who can source me finance from alternative lenders to buy a residential investment?

I am capped with the big 4 but given my situation, I really do think I would be in a position to borrow.

Hi everyone, your help would be greatly appreciated.

I am planning on marrying my fiancee soon and I would like to have a prenuptial agreement prepared by an Australian lawyer under Australian law to protect a property I own in Victoria. I will also pay for my girlfriend to get legal advice from an Australian lawyer.

I am based in the UK and we…[Read more]

Hi everyone, your help would be greatly appreciated.

I am planning on marrying my fiancee soon and I would like to have a prenuptial agreement prepared by an Australian lawyer under Australian law to protect a property I own in Victoria. I will also pay for my girlfriend to get legal advice from an Australian lawyer.

I am based in the UK and we…[Read more]

Hi everyone, your help would be greatly appreciated.

I am planning on marrying my fiancee soon and I would like to have a prenuptial agreement prepared by an Australian lawyer under Australian law to protect a property I own in Victoria.

I am based in the UK and we would like to get married in the UK. Would this impact the validity of the…[Read more]

Hi everyone, your help would be greatly appreciated.

I am planning on marrying my fiancee soon and I would like to have a prenuptial agreement prepared by an Australian lawyer under Australian law to protect a property I own in Victoria.

I am based in the UK and we would like to get married in the UK. Would this impact the validity of the…[Read more]

Hi everyone,

Your help would be greatly appreciated.

I have always managed the property management process for my house myself but I have recently moved overseas and will now need to hand over my property to a manager.

My property is a 2 bedroom unit in Bayside Melbourne.

The agency is charging an all up rate of 8% pa and 1.5 week letting fee…[Read more]