Total Members: 148,754

Matt

  • Matt replied to the topic Equity release refinance in the forum Finance 1 year, 9 months ago

    Hi Jamie!

    I guess this is the issue with the real estate industry, everyone has their own views. Brokers, agents and vendors.

    A few things changed since I started this thread, I had a big 4 player turn down my application for the original plan, then a smaller financier wanted to approve with interest only and a higher variable rate.

    With all…[Read more]

  • Matt replied to the topic Equity release refinance in the forum Finance 1 year, 10 months ago

    Yeah I’m forming the same view the more time that passes, best settle in the one hit, I’m only paying for what I use when the equity gets put towards another loan. In the meantime it will sit dormant, so fingers crossed the application is a success.

    Thanks Terry.

  • Matt replied to the topic Equity release refinance in the forum Finance 1 year, 10 months ago

    Hi Richard,

    I was more or less going by Steve’s way of thinking r.e. potentially becoming a credit risk in future by taking out a >80% loan however I’ll most likely go down that route. Thanks for your input.

  • Hi Experts!

    So.. the day has come, two bank valuations later and consistent figures, I’m in the position to refinance for equity release to purchase additional IPs, however I need to seek some advice on the best way forward. At the moment this is the current outlook;

    87.68% LVR to release 200k (or so)
    Potential purchase of 4 IPs around the…[Read more]

  • Matt replied to the topic Equity vs Cash in the forum Opinionated! 1 year, 11 months ago

    Thanks for doing some leg work on this one, I’m not sold on it yet but I agree that having 100+ alt coins won’t be viable going forward. A few acquaintances of mine are running miners and paying the associated electricity costs.. Until it goes mainstream I’m tentative to invest.

    Thanks for your thoughts on this, it really comes back to lifestyle…[Read more]

  • Matt replied to the topic Equity vs Cash in the forum Opinionated! 1 year, 11 months ago

    Thanks for doing some leg work on this one, I’m not sold on it yet but I agree that having 100+ alt coins won’t be viable going forward. A few acquaintances of mine are running miners and paying the associated electricity costs.. Until it goes mainstream I’m tentative to invest.[/quote]

    Thanks for your thoughts on this, it really comes back to…[Read more]

  • Matt replied to the topic Equity vs Cash in the forum Opinionated! 1 year, 11 months ago

    Hi Terry, that’s a good way to look at it I suppose. I chipped in 50 as I knew it was the best place for my money at the time. I didn’t know and still am not educated enough on shares to inject capital as an investment, so I guess it’s all relative.

    Education is key.

  • Matt started the topic Equity vs Cash in the forum Opinionated! 1 year, 11 months ago

    Hey Everyone,

    So I’ve been fortunate enough (not planned) to have purchased a property in a high growth area of Melbourne and also purchased below the median price at the time. Needless to say I’ve grown a significant amount of equity and am in the process of potentially releasing most of it for investment purposes.

    My question is to you all is,…[Read more]

  • Matt started the topic Equity vs Cash in the forum Opinionated! 1 year, 11 months ago

    Hey Everyone,

    So I’ve been fortunate enough (not planned) to have purchased a property in a high grown area of Melbourne and also purchased below the median price at the time. Needless to say I’ve grown a significant amount of equity and am in the process of potentially releasing most of it for investment purposes.

    My question is to you all is,…[Read more]

  • I guess at the time of writing, I was (and still am) a novice when it comes to experience in the landlord game and was trying to cover all my bases. When in reality, the real world doesn’t work like that and was probably trying to find something which didn’t exist and meet my expectations 100%. I’ll probably end up being in the same boat as you…[Read more]

  • Matt changed their profile picture 2 years, 1 month ago

  • Hi Wonderful People!

    So, first investment property set to be tenanted on the 15th of this month, need to get me some landlord insurance.. ideally a policy which will include pets (haven’t found one yet).

    So I’ve scoured a few different PDSs (mission critical) and some companies will include things which others will not etc etc. All the reviews…[Read more]

  • Hi Wonderful People!

    So, first investment property set to be tenanted on the 15th of this month, need to get me some landlord insurance.. ideally a policy which will include pets (haven’t found one yet).

    So I’ve scoured a few different PDSs (mission critical) and some companies will include things which others will not etc etc. All the reviews…[Read more]

  • Matt replied to the topic Where to from here? in the forum Help Needed! 2 years, 4 months ago

    Cheers gents, just spoken with Corey who certainly knows this field!

  • Matt replied to the topic Where to from here? in the forum Help Needed! 2 years, 4 months ago

    Thanks for the info Tony, will get in touch.

    Can you recommend anyone specifically which you’ve dealt with Jamie? Appreciate the info.

  • Matt‘s profile was updated 2 years, 4 months ago

  • Hi Community,

    So I purchased my first property at 22, a 3 bedroom freestanding house and have been an owner occupier ever since. However soon I plan to turn it into a rental property so I can explorer other ventures and potential invest some more. I’m in Melbourne, Victoria and with the APRA legislation making it tough for investors to expand…[Read more]

  • Matt became a registered member 2 years, 6 months ago

Matt

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