>>Look forward to seeing that gorgeous bald head of yours……..it’s a sign of virility you know??!!!!<<

Yeh, so the myth goes.

Personally I think it is because they are so desperate about their lack of virility that they pull their hair out.

Pisces

Flash said : “just had my credit card increased over the phone. It took about 2 minutes.added another 4 grand.”

I would n’t have expected it any other way with a name like yours, Flash.

Pisces

No matter what tall story a broker may tell you, he cannot, repeat CANNOT, push such a loan through if it isn’t the bank’s policy to lend under such circumstances.

The loan will be assessed based on the facts as disclosed in the loan application, not on the broker either squeezing the lender’s balls or buying the lender lunch.

The bank has…[Read more]

Hi James,

Valuations of units in certain areas of Melbourne, Sydney and Brisbane have been drastically been reduced. Many such valuations have come in well below the purchase price (even for purchases entered into some two years ago!!).

The second possible obstacle is that the mortgage insurers are only prepared to ‘take on’ a certain number of…[Read more]

Thanks for that new perspective Richmond.

It just confirms how dangerous it is to buy sight unseen, relying on a spotter’s say so.

Pisces

St George is probably the easiest place to get a
personal loan from.

Pisces

>>The change in price of a PROPERTY VALUE for every one-point move in the price of the CASH RATE.<<

What exactly do you mean by ‘every one point’ move ?

One point as in one percentage point ?
One point as in 1/100th of one percentage point ?

Properties aren’t like shares or interest rates.
Share prices go up 2 cents, 10 cents, 60 cents, perhaps…[Read more]

>>I don’t know what you mean by that ‘clean out’ comment but I was joking about my response regarding RESI. I think I explained it earlier. The only reason I wrote not to use them is because I don’t work there. Of course I would rather people coming to me. There is nothing wrong with Resi that I am aware of.<<

That merely sounds like a rather…[Read more]

‘Delta’ in financial terms means ‘The change in price of a call option for every one-point move in the price of the underlying security. also called hedge ratio.’

I cannot quite see where it comes into play in real estate.

Pisces

>>I can now see how internet romances start..I’m in turmoil. Should i leave my husband of 15 years who is the biggest SPUNK, has big muscles and the cutest pert behind you’ll ever see, and five georgous children who make my life complete AND run of with this Johnny-come-lately aka Peter ???<<

Stranger things like that have happened you know.

In…[Read more]

Yes Henry, it is a true story. I worked with the guy so it isn’t just a tale.

Pisces

As you probably don’t really know the house values in another town it may not be a bad idea
to spend around $ 200 on a valuation.

It may save you money.

I would also obtain a builder’s inspection.

There is likely something going to be wrong with the house.

Better to find out now. On top of that you may be able to use the building inspection…[Read more]

Misty, from the lender’s point of view they would want a fresh valuation unless the one in esistence is no more than 3 months old.

Even then, in the present climate, they may even then possibly insist on having a fresh valuation
done.

Pisces

Hey George, why not cancel your enrolment and thence go as a partner of someone else and collect the discount. Each person will save money !!

BTW I would prefer if you don’t send that bottle of whiskey through the mail.

I would prefer to collect it in person next time I’m in Melbourne.

Regards,

Pisces

By the sounds of it Gatsby, compared with that Peter guy (LonelySingleMan) you don’t appear to stand a chance with WallFlower.

Have a read of his profile and you’ll understand why I say so. He appears to be involved in all of the things women seem to like. (like walking in the moonlight, dancing etc).

Pisces

I liked what Kristine (and some others) contributed to this topic.

However, Celivia said : “ I hope so, sis!
Jenman, in his newsletter, said: “After all, not too long ago, he was Henry Kaye’s partner.”

Celivia, you are casting aspersions on Mr Allen
based on (what appears to be) incorrect information. [blush2]

That is akin to character ass…[Read more]

Interesting proposition Sonja.

Judging by the shp rental it sounds as if the town must be a very small town.

Perhaps a good idea to line up the finance before you sign a contract ?

Pisces

>>I told my conveyancer I wanted it in the name of the trust, and couldn’t understand it must be in the trustee’s name.<<

A company can also act as trustee of course.

Pisces

Rob said : “One comment…

DON’T USE RESI HOME LOANS!!!”

That’s a nice bit of character assassination if I’ve ever seen one.

Enough to clean you out of whatever you’ve got.

Then Terry appears to be of a similar mindset.
So what is your reason Terry ?

Pisces

The biggest mistake a vendor can make is to take the real estate agent in his confidence.

Avoid appearing anxious no matter how much of a hurry you are in.

Don’t tell the agent you MUST sell because it will cost you money.

Pisces