do moderators get capes? Do they have to wear their undies on the outside of their superman type uniform?

The most important question is…..can they accept bribes?? LOL

~ If at first you dont succeed…destroy ALL evidence you ever tried to begin with! ~ :þ

as long as u DONT call it pinky!! LOL *slaps arty for even thinking about it!*

I like the name Cinders…so maybe Ill steal that name, but then again….I like the name Sienna. Looks like I better get 2 rats just for me!! Topaz…..hmmmm thats a pretty name too!!

It seems PEPPER is a very popular name for females, I wonder why…LOL

~ If at…[Read more]

I have just come back from a place that makes bird cages…they are going to make me a cage specially for the rats we get…..coz I told them exactly what I want. I have looked long and hard at the cages they sell….and have found them way too small. Looks like our rats could end up with better housing than us!! LOLOL

~ If at first you dont…[Read more]

Leigh…..thank you. I appreciate your honesty. []

Steve….thank you very much. To be honest….I would love to be a moderator, but in all fairness I have proved I dont deserve to have (at this point in time) that status.

Perhaps I could apply in a month or so….?

Thanx once again Steve []

Jay…….I have aspirin []

Muppet….dont ask []? LOL

Amit and Polar…..matching tatts sounds great!! Something with a lot of PINK in it….and some pretty flowers. Maybe a fairy!! With a big F for “Forumite”………..LOL!

~ If at first you dont succeed…destroy ALL evidence you ever tried to begin with! ~ :þ

Hi there,
I have two properties in Brisbane
One agent I negotiated to 6.5% GST inclusive+4.40petties.
The second property is rented to a housing group – $210/wk rent (market value) – a fairly tight contract to maintain the property and return to original condition upon exiting. The housing group manage it for the subtenants – no fees to me – has…[Read more]

hello leigh, I am new to these forums and have been browsing different topics but I must applaud you for your many responses which have been very positive and you appear to be very proactive in your approach to property. I can not believe some peoples attitude to steve. I have met steve for all of 2 mins but he comes across as a very warm and…[Read more]

A conveyancer is definitely the way to go. I just used a solicitor, and had a hard time contacting him as he was always in court or depositions.

Agree with the others that conveyancers specialise in this area and can provide more assistance.

Isn’t $125k over 25 yrs at 6.57% = $196 per week repayments. There are lower rates than this too.

With a good accountant he should be able to get you some tax deductions as well.

Wouldn’t this be positive, then.

Hi guys

Thanx for the replies.

I saw the Today Tonight special too. As it happens, I am an accountant [] and already know about the depreciation expenses, . All’s I want is to make sure that I don’t miss out on anything else that might be claimable.

I did find some very basic information on the ATO website. Basically just a schedule that you…[Read more]

As for representing in court, this is true, but you’d have to pay court costs on top of your conveyancing costs if it went that way, so keep the money up front and use a solicitor when you need to.

If you’re not familiar with standard contracts and the sale process you may be better off with a solicitor.

Otherwise, go with a conveyancer.

Michael

I dunno…[]

send me a half naked pic….let ME be the judge of that!! hahahaha

~ If at first you dont succeed…destroy ALL evidence you ever tried to begin with! ~ :þ

thanx so much for them web sites!! Im looking at the Vic one now []

I love cat people!! Ima cat people toooo!! Arty never used to be…but for some weird reason when a stray cat needs a home..they come to us! so…artys a cat person too!! LOL

~ If at first you dont succeed…destroy ALL evidence you ever tried to begin with! ~ :þ

My comments were way to harsh and i was too blunt with what i said and lacked tact and wisdom

Boy aint that MY problem!!

Westan…I should have read this post earlier and taken the advice within it. I wish I was half the person you have been []

~ If at first you dont succeed…destroy ALL evidence you ever tried to begin with! ~ :þ

now thats worth reading!! Thank you []

~ If at first you dont succeed…destroy ALL evidence you ever tried to begin with! ~ :þ

thank you bear []

I just wanted to make sure there was no bad feelings between us….I reckon ya pretty OK [] Half naked and all!![]

Graeme your bank should be showing interest charged on each monthly statement, even with P/I loans. It’s not difficult to check their maths, but it’s a bit more tricky if you have an offset account that varies during the month.

As I’ve analysed on a previous post, there isn’t much cost difference between IO and P/I in terms of present worth of…[Read more]

Hi Terry and all,

Got a better one for Carmody .. how about class action – refusal of all mortgage payments until all principal payments are credited to the PPOR, with all interest against the IP, provided you hold 2 properties minimum ? Imagine the building industry then !!

Seriously though, I thought what you described was already in place. Is…[Read more]

Hi Sooshie,

Indeed, this forum serves as a great resource. It serves perhaps a multiple purpose for some. I can’t recall any recent slanging matches though. Perhaps I missed or ignored the latest. All appears to be usual interaction to me. I am appreciative of what I have learnt from others here, and the willingness of most to answer questions.…[Read more]