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	<title>PropertyInvesting.com | petit homme | Activity</title>
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				<title>petit homme replied to the topic Rams to drop fixed rates for 1st and 2nd  year term in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4396063-rams-to-drop-fixed-rates-for-1st-and-2nd-year-term/#post-4603066</link>
				<pubDate>Tue, 28 Apr 2009 00:43:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>carlin wrote:<br />
Heard again that Reserve Bank likely to drop rate by full 1% before end of year.So anyone able to respond to my second question in previous post? ie:&#8230;is it at all feasible that fixed rates will come down again??</p>
<p>In theory, It&#8217;s definitely feasible but I think if the RBA drop the rate by 1%  over the coming year then the banks&hellip;<span class="activity-read-more" id="activity-read-more-64687"><a href="https://www.propertyinvesting.com/topic/4396063-rams-to-drop-fixed-rates-for-1st-and-2nd-year-term/#post-4603066" rel="nofollow">[Read more]</a></span></p>
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				<title>petit homme replied to the topic Are RHG and the new Rams definitely different companies ? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395333-are-rhg-and-the-new-rams-definitely-different-companies/#post-4598874</link>
				<pubDate>Thu, 05 Feb 2009 01:31:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Ajax,</p>
<p>So they share the same office, phone line and stationary but are separate companies that charge you exit fees , set-up fees and mortgage insurance if you moved your loan from one side of the office to the other !</p>
<p>Do you know if this is  quite normal with other lending institutions?</p>
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				<title>petit homme replied to the topic Are RHG and the new Rams definitely different companies ? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4395333-are-rhg-and-the-new-rams-definitely-different-companies/#post-4598872</link>
				<pubDate>Thu, 05 Feb 2009 00:54:50 +0000</pubDate>

									<content:encoded><![CDATA[<p>I have just received the pin # for the online access on Rams letterhead, with Rams details rather than RHG this time but the signature is the exact same for RHG and Rams customer service.</p>
<p>Imagine having such a beautiful signature that you can work for two separate lenders !</p>
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