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	<title>PropertyInvesting.com | pete82 | Activity</title>
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				<title>pete82 replied to the topic Help please, I dont know what to do about my investment property in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4403919-help-please-i-dont-know-what-to-do-about-my-investment-property-2/#post-4649660</link>
				<pubDate>Thu, 16 Jun 2011 07:47:37 +0000</pubDate>

									<content:encoded><![CDATA[<p>Here is what I would do: For your IP your probably on a rate of about 7.85  based on my calculations. I would refinance that, taking a new loan for  $256k (80% of current value) and adding $81k from your savings. You  probably won’t be able to get a larger loan without mortgage insurance. I  have seen rates as low as 6.59% recently, meaning your m&hellip;<span class="activity-read-more" id="activity-read-more-66740"><a href="https://www.propertyinvesting.com/topic/4403919-help-please-i-dont-know-what-to-do-about-my-investment-property-2/#post-4649660" rel="nofollow">[Read more]</a></span></p>
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				<title>pete82 replied to the topic What happens in a negative equity situation in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4402873-what-happens-in-a-negative-equity-situation/#post-4642522</link>
				<pubDate>Wed, 02 Mar 2011 00:01:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Or alternatively if you were to push both loans to 90% LVR you could extract 40K from the current property ((400 * 0.9) &#8211; 320), and then purchase another 400k property with a 40k deposit. This is assuming you are able to come up with the purchasing costs and LMI as well, which would be around 20-25k.I don&#039;t know your situation but if you haven&#039;t&hellip;<span class="activity-read-more" id="activity-read-more-212714"><a href="https://www.propertyinvesting.com/topic/4402873-what-happens-in-a-negative-equity-situation/#post-4642522" rel="nofollow">[Read more]</a></span></p>
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				<title>pete82 replied to the topic My first home -- but to pay in cash, or not? in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4402615-my-first-home-but-to-pay-in-cash-or-not/#post-4640686</link>
				<pubDate>Mon, 31 Jan 2011 04:46:32 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi FineThanks,Before going any further I would recommend the book <a href="http://www.amazon.com/Aussie-Expat-Luckiest-Person-Earth/dp/9810575467" rel="nofollow">http://www.amazon.com/Aussie-Expat-Luckiest-Person-Earth/dp/9810575467</a>. There are a number of tips which I found useful when moving back to Australia after living in Singapore.Ordinarily I would pay cash if buying to live in and then each time I bought an investment property create&hellip;<span class="activity-read-more" id="activity-read-more-60213"><a href="https://www.propertyinvesting.com/topic/4402615-my-first-home-but-to-pay-in-cash-or-not/#post-4640686" rel="nofollow">[Read more]</a></span></p>
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