PropertyInvesting.com | Peanut | Activity https://www.propertyinvesting.com/members/peanut/activity/ Activity feed for Peanut. Fri, 17 Apr 2026 15:12:08 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 90b0c0ba72356f41c396dd8e79217450 Peanut replied to the topic Making my PPOR my investment property and my investment property my PPOR- tax & structuring in the forum Finance https://www.propertyinvesting.com/topic/4409392-making-my-ppor-my-investment-property-and-my-investment-property-my-ppor-tax-structuring/#post-4690981 Fri, 24 May 2013 08:04:22 +0000 Hi All, thanks for your responses. I haven't read Janmor Nominees yet. I will do so this weekend. What about expanding on Terry's idea and what about I sell my half of PPOR to my wife now (gift it). Then when we move into the investment property in three years, she can sell 100% of the property back to me, I borrow 80%, then wife uses the funds to…[Read more]

]]> 14b4ccbd5a7288678bde344194f6457f Peanut replied to the topic Making my PPOR my investment property and my investment property my PPOR- tax & structuring in the forum Finance https://www.propertyinvesting.com/topic/4409392-making-my-ppor-my-investment-property-and-my-investment-property-my-ppor-tax-structuring/#post-4690975 Tue, 21 May 2013 23:45:21 +0000 Hi Terry, I am in Victoria. My PPOR is held in both mine and wife's names.

If I borrow 105% on the new investment property and I do not reduce the loan. What happens when I move into it?

]]> e87bc8f6cd3c640e152ebcc4ed93c7e4 Peanut replied to the topic Making my PPOR my investment property and my investment property my PPOR- tax & structuring in the forum Finance https://www.propertyinvesting.com/topic/4409392-making-my-ppor-my-investment-property-and-my-investment-property-my-ppor-tax-structuring/#post-4690973 Tue, 21 May 2013 07:38:23 +0000 Thanks Catalyst, it doesn't seem fair that I have fully paid for my PPOR which is the same value as the IP I want to buy. But when I move into the IP, I inherit all the non-deductible debt which hasn't been repaid.   The tax office is having a nice win there?

]]> 28cd2ec5f28cf0b81564273e2b5d4283 Peanut started the topic Making my PPOR my investment property and my investment property my PPOR- tax & structuring in the forum Finance https://www.propertyinvesting.com/topic/4409392-making-my-ppor-my-investment-property-and-my-investment-property-my-ppor-tax-structuring/ Tue, 21 May 2013 06:29:37 +0000 Hi All,

I am planning on buying an investment property which I will move into in 3 years time. I am keen to get your feedback on how to structure.

My PPOR is unencumbered and I plan to live there for the next 3 years. I will buy an investment property which I plan to borrow on interest only terms to claim tax benefits of the interest deductions.…[Read more]

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