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	<title>PropertyInvesting.com | Patch | Activity</title>
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				<title>Patch replied to the topic Starting Out Tips in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4407766-starting-out-tips/#post-4678580</link>
				<pubDate>Wed, 03 Oct 2012 02:56:09 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks JacM,</p>
<p>That&#039;s a really interesting tip regarding the schools.</p>
<p>Patch</p>
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				<title>Patch replied to the topic Greetings in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4407743-greetings-4/#post-4678398</link>
				<pubDate>Sun, 30 Sep 2012 06:40:21 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Jamie,</p>
<p>I&#039;m looking at Brisbane and an owner occupied property.</p>
<p>Thanks.</p>
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				<title>Patch replied to the topic Borrower's Agent - Vanilla Loans in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4407741-borrowers-agent-vanilla-loans/#post-4678383</link>
				<pubDate>Sun, 30 Sep 2012 06:36:27 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Richard,</p>
<p>Can you explain what you mean by &quot;A lot of lenders offer the criteria you are after but whether you meet their lending criteria is a different matter.&quot;</p>
<p>I do have a deposit and secure employment.</p>
<p>I apologize for not giving all the details in my first post. I am developing/learning&nbsp;with each comment I make and every post I read&hellip;<span class="activity-read-more" id="activity-read-more-13509"><a href="https://www.propertyinvesting.com/topic/4407741-borrowers-agent-vanilla-loans/#post-4678383" rel="nofollow">[Read more]</a></span></p>
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				<title>Patch replied to the topic Borrower's Agent - Vanilla Loans in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4407741-borrowers-agent-vanilla-loans/#post-4678380</link>
				<pubDate>Sun, 30 Sep 2012 04:52:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Richard or anyone reading,</p>
<p>I&#039;m in the researching stage of my property purchase. So far I&#039;ve arrived at a list of the following things that I want in my mortgage:</p>
<p>free extra repayments</p>
<p>P+I</p>
<p>fortnightly or weekly repayments</p>
<p>offset account</p>
<p>fixed rate</p>
<p>ability to make lump sum payments without penalty.</p>
<p>The list may be naive but I welcome&hellip;<span class="activity-read-more" id="activity-read-more-13506"><a href="https://www.propertyinvesting.com/topic/4407741-borrowers-agent-vanilla-loans/#post-4678380" rel="nofollow">[Read more]</a></span></p>
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				<title>Patch replied to the topic Borrower's Agent - Vanilla Loans in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4407741-borrowers-agent-vanilla-loans/#post-4678378</link>
				<pubDate>Sat, 29 Sep 2012 21:23:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>I&#039;ll oblige, Skeptical <img alt="smiley" height="20" src="https://www.propertyinvesting.com/wp-content/uploads/smileys/regular_smile.gif?x75824" title="smiley" width="20" />.</p>
<p>I&#039;ve been to the aforementioned firm&#039;s website but&nbsp;a website does not guarantee legitimacy, therefore I posted&nbsp;my comment.&nbsp;&nbsp;</p>
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