PropertyInvesting.com | ozkar | Activity https://www.propertyinvesting.com/members/ozkar/activity/ Activity feed for ozkar. Fri, 17 Apr 2026 12:31:37 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 cb5c4e34fd05ccdbdc662066b9701832 ozkar replied to the topic RPM Nationwide Debt/Mortgage Reductio and Asset Building Specialists in the forum Finance https://www.propertyinvesting.com/topic/4402961-rpm-nationwide-debtmortgage-reductio-and-asset-building-specialists/page/2/#post-4643136 Thu, 27 Oct 2011 04:33:53 +0000 That’s a good read Richard, well done.

I found this, maybe it explains what i was trying to say

http://www.yourmortgage.com.au/article/bank-valuations-vs-market-value-whats-the-difference-83556.aspx

Cheers Oz

]]> d12f773356b8d95fa3ef7eb397f08ea1 ozkar replied to the topic RPM Nationwide Debt/Mortgage Reductio and Asset Building Specialists in the forum Finance https://www.propertyinvesting.com/topic/4402961-rpm-nationwide-debtmortgage-reductio-and-asset-building-specialists/page/2/#post-4643134 Thu, 27 Oct 2011 03:27:40 +0000 I work in IT hence why I’m wrong on the bank mortgage val issue. Just on that though if I have a deposit, am I not only borrowing the amount I need to make up the final difference. So as per my example if I did want to buy a house above what the bank is prepared to give me than can’t I just supply a bigger deposit?

I only found this forum the…[Read more]

]]> f16eb824d6706ca0c58241c0094799df ozkar replied to the topic RPM Nationwide Debt/Mortgage Reductio and Asset Building Specialists in the forum Finance https://www.propertyinvesting.com/topic/4402961-rpm-nationwide-debtmortgage-reductio-and-asset-building-specialists/#post-4643131 Thu, 27 Oct 2011 02:40:14 +0000 The RPM fee I paid was several thousand and it was a once off fee. I paid it using some of my equity and claimed it as a tax deduction.

I’ve never met a broker who does more than just finance, the few I have dealt with over time have done nothing more that charge me for their serves and put me into a new loan.

RPM are not brokers and they guided…[Read more]

]]> 622226a9fbee9646aecec0fdf0a8bd59 ozkar replied to the topic RPM Nationwide Debt/Mortgage Reductio and Asset Building Specialists in the forum Finance https://www.propertyinvesting.com/topic/4402961-rpm-nationwide-debtmortgage-reductio-and-asset-building-specialists/#post-4643128 Wed, 26 Oct 2011 02:59:51 +0000 My Tax advice was provided by my accountant and not RPM and no the program doesn’t work by capitalising interest.

It simply uses an effective bank product together with good cash-flow management. I chose property as my vehicle to make it all work and RPM assisted. They have a number of associates such as builders, financial advisors and brokers…[Read more]

]]> ceeec2d6049866c81409df171f4e556b ozkar replied to the topic RPM Nationwide Debt/Mortgage Reductio and Asset Building Specialists in the forum Finance https://www.propertyinvesting.com/topic/4402961-rpm-nationwide-debtmortgage-reductio-and-asset-building-specialists/#post-4643126 Mon, 24 Oct 2011 23:55:51 +0000 It’s funny reading posts from mortgage brokers that are working on pure assumption. Not that there is any conflict of interest but I’m sure they will tell you they can do a better deal / offer on a home loan.

My wife and I have been an RPM client for some time and many of the posts above are inaccurate. RPM are not mortgage brokers, property…[Read more]

]]>