Sorry, but I think you need to keep it real……. when a tool can feel the serenity, or see the opportunity, or research  a highway going through your backyard, then entire population will be wealthy. Property and wealth creation is for those that are willing to get a little dirty, meaning that you will put in the hard yards. Property has way…[Read more]

Could you narrow that down a little, what is any area?http://www.birchcorp.com.au

I'm not sure about Paul, but you asking the question on this site must represent something….. When I find the perfect property or the best accountant (with fair value, I am still looking for him/her). I will know. You will also know when you find the right coach. I participated in triathlon for 15 years at a high level. You will know very…[Read more]

Qlds007 wrote:
You can stil get 6.45% (post May rate increase) with No application / valuation / lenders legals fees.No monthly or any ongoing fees.

I would not encourage many people to throw a 35% deposit at a house……. This is a waste of equity? This would be considered inefficient investing, particularly as the original post by  &q…[Read more]

Keep it simple, track your netbank…. refer to the bottom line. if the balance increases- invest more. When the net balance decreases, cut back on coffee, take out, beer, holidays or like. Alternatively, I make decisions to increase tax deductions and increase real cashflow that will then increase the balance as opposed to cutting back on l…[Read more]

Please call at your discretion. My wealth was created from property, so you know where my focus will be…… http://www.birchcorp.com.au

As nice a guy you are Richard, you only give the people on this site half the answer….  tell "thek" the name of the bank you are suggesting.http://www.birchcorp.com.au

Nil, if you place an advertisement in the local paper (approximately $80) and manage yourself. Rental packs are purchased  from the newsagents. Just an alternative that has worked very well for me……… http://www.birchcorp.com.au

Suncorp do one of the better  Low-doc loans, more personal detail is required but from first look it may meet your needs. http://www.birchcorp.com.au

I have had two children (well, not me personally). As you are doing, plan for this period. There are many ways to survive the children years, such as drawing down equity. i.e. improve your cashflow, and hold on to the properties where possible. While you own property you have a passive income….. When you sell, you join the rest of Australia…[Read more]

Those advisers that are good will survive, I see this as a very good thing for the industry. Those that are good can explain to their clients the fee they are charging, and feel confident the client will pay. The dodgy ones, a very large portion, now have to explain those hidden trails…….. I have clients walking through my door all the time…[Read more]

Jeffro, you must look outside the box here. You require the personal debt to be much smaller or else you will end with sharks charging you ridiculous rates and fees. Outside the box means family support and the like. Consolidating your debt with a house loan through the bravery of your parents and receiving a family pledge loan. This is not the…[Read more]

Your deposit is not enough?If you really want to do this,  you can set up an on-loan agreement,  this beats adding cash that will be lost to your super fund for most of your life. This will improve the LVR from the banks perspective.Most regular banks are on this now, as with every loan product, the banks also have thier own niches with super pro…[Read more]

I worked with a company that pumps out many of these structures and deeds each year. I can honestly say SMSF is for the limited few. There are much easier ways to structure your retirement plans. i.e. Super with low cost industry funds invested in the stock market and keeping your property investments external to super due to the flexibility.…[Read more]

We require more information to guide you on this one, How many children? How much property do you own (value)? What are your outstanding liabilities? There are a lot of variables that must be addressed before a reasonable response may be posted…..http://www.birchcorp.com.au 

What I am trying to do is use capital growth of an investment for non investment purposes and still claim deductions on the interest. Essentially, this is the same concept (and consequently – flaw) as Living Off Equity.I have noted the above quote, YES it is possible as you learn the principles of capitalising interest.http://www.birchcorp.com.au

Oh! and by the way, I just happen to be running a seminar that would really suit you…….. LOLhttp://www.birchcorp.com.au

Where there is a will (you know the rest), although legal, I would still like to represent this idea privately, drop me a line/ email.http://www.birchcorp.com.au

Banks such as ANZ will give you addbacks, although assessing your rental at 75%, they understand negative gearing returns cash to your pocket. http://www.birchcorp.com.au

At least we have done our bit, we given food for thought for many investors…..Signing off for today….http://www.birchcorp.com.au