PropertyInvesting.com | Noobugawa | Activity https://www.propertyinvesting.com/members/noobugawa/activity/ Activity feed for Noobugawa. Fri, 01 May 2026 18:10:35 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 f532cd9defff524b68607eb3ef0f9a74 Noobugawa replied to the topic Highly Technical Question: Subdivision Titles and Separate Owner in the forum Help Needed! https://www.propertyinvesting.com/topic/5003914-highly-technical-question-subdivision-titles-and-separate-owner/#post-5003917 Wed, 18 Mar 2015 12:42:57 +0000 Thanks Terry.

Let’s say settlement for the original full block hasn’t occurred yet. Can parties A and B still do this to ensure they don’t pay associated taxes and duties twice?

How exactly do A and B enter into a deed? Do they go to a lawyer to do this? If so, what costs can we expect?

Sorry to bombard you with all these questions,…[Read more]

]]> fb2fca3df3c3d81cdbd150b7ce07b3bb Noobugawa started the topic Highly Technical Question: Subdivision Titles and Separate Owner in the forum Help Needed! https://www.propertyinvesting.com/topic/5003914-highly-technical-question-subdivision-titles-and-separate-owner/ Wed, 18 Mar 2015 11:55:24 +0000 Hi all

I have a technical question about subdivision and the title registration process.

Let’s say Mr A and Mr B bought a block of land together and subdivided it into two lots, “Big Lot” and “Small Lot”.

Is it possible to assign only “Big Lot” to Mr A and “Small Lot” to Mr B? When does this separate ownership title take place? Will there…[Read more]

]]> 7ec72c3e08f9ee8d599a66f86f31cfd9 Noobugawa replied to the topic Subdivision town planner cost in the forum Help Needed! https://www.propertyinvesting.com/topic/5003091-subdivision-town-planner-cost/#post-5003181 Sun, 08 Mar 2015 10:27:25 +0000 Actually engineering at stage 3 is additional $3500. So total is more like $23k to get the stage 3.

]]> 8007d1c8e91a689cfdbe9cba4e047180 Noobugawa started the topic Subdivision town planner cost in the forum Help Needed! https://www.propertyinvesting.com/topic/5003091-subdivision-town-planner-cost/ Thu, 05 Mar 2015 12:28:53 +0000 Hi all

Just a question on subdivision costs. We’ve received quote of about $20k from an architect to do the following:

1. Design of two townhouses.
2. Documentation to secure a planning permit.
3. Documentation to secure a building permit.

Does that sound reasonable?

]]> c320e086e09c0028abfb5e67725d0993 Noobugawa started the topic Build before subdivision or subvide before building in the forum Value Adding https://www.propertyinvesting.com/topic/5002809-build-before-subdivision-or-subvide-before-building/ Sun, 01 Mar 2015 23:44:35 +0000 Hi all

I have a question on the subdivision process and would greatly appreciate your advice or feedback.

I’ve recently purchase a corner block of land approx 760sqm and I am planning to build two townhouses on it, one to live in and the other to rent out.

The one to live in is going to be bigger and occupies more land. I am going to…[Read more]

]]> ea72df1d141d697be33b9a5a16a041ea Noobugawa replied to the topic Subdivision and Loan and Tax Deduction in the forum Help Needed! https://www.propertyinvesting.com/topic/5002650-subdivision-and-loan-and-tax-deduction/#post-5002702 Fri, 27 Feb 2015 04:40:31 +0000 Nah. They were not giving tax advice, that is the job of accountants. They merely confirmed to me the existing loan can stay unchanged after subdivision or they can divide it into two separate loans one for each block. They did say it’s very rare to ask borrowers to top up the loan after subdiv and demolition as long as we can show that we are…[Read more]

]]> c795920a4e58d4b6bf05d0a023911fa1 Noobugawa replied to the topic Subdivision and Loan and Tax Deduction in the forum Help Needed! https://www.propertyinvesting.com/topic/5002650-subdivision-and-loan-and-tax-deduction/#post-5002683 Thu, 26 Feb 2015 22:38:42 +0000 Thanks TerryW. I managed to get through to a home loan specialist at my bank this morning and she confirmed what you said. ;-)

]]> 92b04414474328d702ef3dde3aa3200b Noobugawa replied to the topic Structuring Finance in the forum Finance https://www.propertyinvesting.com/topic/5002658-structuring-finance-2/#post-5002668 Thu, 26 Feb 2015 11:18:37 +0000 Hum. I think banks tend to offer better variable rates for a single loan of a larger amount, say $1m loan can get var rates of 4.3% for example.

]]> 48275c8a3d5e2a78dc3e4e19f775d670 Noobugawa replied to the topic Subdivision and Loan and Tax Deduction in the forum Help Needed! https://www.propertyinvesting.com/topic/5002650-subdivision-and-loan-and-tax-deduction/#post-5002667 Thu, 26 Feb 2015 11:15:05 +0000 Thanks Qld007. Very helpful comments. The house is very old and tiny 2 bedder with a colourbond roof. So the value is mostly in the land. Isn’t subdivision usually going to create instant value in the land when approved so it’s rare for banks to value subdivided blocks less than the initial value in an appreciating market?

With the maximising…[Read more]

]]> 54d592ccc6ea3b77b7680ebfaae0067c Noobugawa changed their profile picture https://www.propertyinvesting.com/activity/p/308926/ Thu, 26 Feb 2015 05:33:16 +0000 2468cf7e627a077c035378f1235bba48 Noobugawa's profile was updated https://www.propertyinvesting.com/activity/p/308925/ Thu, 26 Feb 2015 05:27:56 +0000 3f92c902fa5808e02db41ab0f6a60c39 Noobugawa started the topic Subdivision and Loan and Tax Deduction in the forum Help Needed! https://www.propertyinvesting.com/topic/5002650-subdivision-and-loan-and-tax-deduction/ Thu, 26 Feb 2015 05:23:22 +0000 Hi all

Recently bought a block of land (760sqm) in South East Melbourne and plan is to demolish and subdivide into two blocks.

Block one is 450sqm and we plan to build a family home on it.

Block two is 310sqm and we plan to build an investment prop on it to rent out.

My questions are:
1. What happens to the existing loan of say $1m when we…[Read more]

]]> 7fc1d250b5f39eb6a24a44d3b8871918 Noobugawa became a registered member https://www.propertyinvesting.com/activity/p/308921/ Thu, 26 Feb 2015 04:47:42 +0000