PropertyInvesting.com | noisuf | Activity https://www.propertyinvesting.com/members/noisuf/activity/ Activity feed for noisuf. Fri, 17 Apr 2026 22:17:42 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 0e4247ebf90cc0e8c3022ca77dfd8b1c noisuf replied to the topic Switching to Interest Only is the Right Choice? in the forum Finance https://www.propertyinvesting.com/topic/4397563-switching-to-interest-only-is-the-right-choice/#post-4610436 Tue, 27 Oct 2009 11:50:01 +0000 Good ending to this saga…managed to squeeze in a 0.77% breakfree package for current PPOR and new investment supplementary loan…settlement tomorrow.

]]> 127d52dd2c71af95d6dc1620f07e5aa4 noisuf replied to the topic Switching to Interest Only is the Right Choice? in the forum Finance https://www.propertyinvesting.com/topic/4397563-switching-to-interest-only-is-the-right-choice/#post-4610435 Fri, 23 Oct 2009 04:56:56 +0000 I've just had a chat to the bank manager, I'm even MORE stuck with unfortunately not too much time to do anything about it before next Wednesday's settlement.1) First pricing request for the current PPOR $180K loan…not only are they not waiving fees, they're only giving me 0.5% discount as compared to the 0.7% I'm currently getting. He said they…[Read more]

]]> ba813110556e985053216eb3e09ad5a7 noisuf replied to the topic Switching to Interest Only is the Right Choice? in the forum Finance https://www.propertyinvesting.com/topic/4397563-switching-to-interest-only-is-the-right-choice/#post-4610434 Wed, 21 Oct 2009 02:44:29 +0000 Asked specificlly to my broker again if he can help and he said he can't help.I understand there's nothing in it for another broker to assist. If any broker is open to assisting nonetheless, it will be appreciated.

]]> 161c8cbdf5880d697a375f9cc1e2f3ac noisuf replied to the topic Switching to Interest Only is the Right Choice? in the forum Finance https://www.propertyinvesting.com/topic/4397563-switching-to-interest-only-is-the-right-choice/#post-4610433 Wed, 21 Oct 2009 01:06:00 +0000 alien wrote:
I've just done this and went through a broker. Not sure why they said to go direct????

It's starting to look like I chose the wrong broker…not interested in after sales support where other brokers would provide after sales service eventhough they don't receive any commission for it.As this sort of swap does not benefit a new…[Read more]

]]> 5cb8afbd78c66c6cbc4f544944e30bac noisuf replied to the topic Switching to Interest Only is the Right Choice? in the forum Qlds007 wrote:So much for https://www.propertyinvesting.com/topic/4397563-switching-to-interest-only-is-the-right-choice/#post-4610431 Tue, 20 Oct 2009 08:38:49 +0000 Qlds007 wrote:
So much for Bank brotherly love.Your Broker should be able to get these waived for you.

Hi Richard,I didn't go through a broker back in 2002 and did direct with the bank manager I mentioned above.The broker I went with for my recent purchase told me these switches between P+I to IO is something I need to go to the bank…[Read more]

]]> 0e97f0319d953930d842e3d49e04c4a9 noisuf replied to the topic Switching to Interest Only is the Right Choice? in the forum Just got off phone with bank https://www.propertyinvesting.com/topic/4397563-switching-to-interest-only-is-the-right-choice/#post-4610429 Tue, 20 Oct 2009 02:11:49 +0000 Just got off phone with bank manager. It looks like apart from $350 reneg fee, I will need to start paying $5 fee per month for the loan. Also, he needs to also get back to me from pricing to see if my 0.7% discount will still remain.

]]> 98d3af4969ef33f5419d7cb488ad4ea2 noisuf replied to the topic FREE Residex Report Australia wide in the forum General Property https://www.propertyinvesting.com/topic/4396942-free-residex-report-australia-wide/page/4/#post-4607669 Thu, 01 Oct 2009 11:59:35 +0000 Hi Richard. A big thanks for providing me the reports. I'm very grateful for them just like all others you're assisting, especially considering the numbers you're processing. Cheers. Michael.

]]> 346718e810e6d1efb3c6bf5bf9fc46af noisuf replied to the topic What Loan to Get for my Situation? in the forum I've been thinking https://www.propertyinvesting.com/topic/4397115-what-loan-to-get-for-my-situation/#post-4608541 Sat, 29 Aug 2009 23:42:31 +0000 I've been thinking overnight…I may be better off paying the LMI on the IP to help with maximising negative gearing?Also, I got a real bargain for the IP (private sale, vendor did not market well) so the actual sale price is not reflective of market value. Is there a possibility of getting a lender to value the property or do new loans always use…[Read more]

]]> e833ca63a3b3bae4fea8d97c500f7648 noisuf replied to the topic What Loan to Get for my Situation? in the forum Thanks for your reply!!! I https://www.propertyinvesting.com/topic/4397115-what-loan-to-get-for-my-situation/#post-4608540 Sat, 29 Aug 2009 15:14:47 +0000 Thanks for your reply!!! I was going to do this myself but it seems my situation requires a broker! :)A few questions and full info on my situation:1) Purchased a place for $600K where I will be renting it out for minimum 5 years before I'll move there through rebuild or extension. Ok with that noted need to make sure you structure it properly.What…[Read more]

]]> cf335732c97f2e11f87673a40d36b31b noisuf replied to the topic Is This Legitimate? I've Been Told About This Term, "The Intent Used For" in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4396966-is-this-legitimate-ive-been-told-about-this-term-the-intent-used-for/#post-4607845 Tue, 18 Aug 2009 08:18:48 +0000 Thanks for the suggestions that allows me to further explore.Missed out on auction over the weekend so will continue looking.Not sure if it's the right time to find a place at the moment with prices close to record highs in Melbourne.

]]>