What you have to consider is how long will you remain in Melbourne. If you are looking long term then the Docklands will be a great long term investment. Ten years from now dockland will be a blue chip investment. If you are moving for only a couple of years then you may be better to look in St Kilda, Elwood Port Melbourne, Albert Park for an…[Read more]

Banks are not in the risk taking business. When investing you have to look at the bottom line, firstly what is the return. Clearly if the return is a negative position forget it. The problem with this type of property is that it will not provide capital growth. At the end of the day if the property does not offer capital growth or high cashflow…[Read more]

Hi Lea

I would need to know where the property is located, however in Australia the banks are tightening there lending. If it is country and the fundimentals do not ad up then you may find that they are only prepared to loan say 60%. If you want to buy positive cashflow, I would suggest New Zealand. You will need a 20% deposit however because you…[Read more]

Hi Cashpoor

I find that you have to look at all deals on there merits however I would stay away from the city and docklands and southbank. I think in time docklands will be good however presently its a construction site. You will not buy positive cashflow in Melbourne. However if you want a sold investment look to suburbs like st kilda and…[Read more]

I agree with you robert.
My experience is that most people know that they will have a problem in retirememt. No one that I have spoken to either personally or when I have been giving a talk believes that thegovernment will have the funds. It is clear that by 2020 we will have nearly double the numbers in retirement that we have today and only…[Read more]

When it comes to in ivesting money, most people give little thought to what their doing. Firstly if the returns are large there is a reason. I avoid purchsing in areas with little infurstructure, like country towns. I perfer main cities in New Zealand. In these cities you can still buy positive cash flow and get capital growth. If you look at…[Read more]