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	<title>PropertyInvesting.com | NickSifniotis | Activity</title>
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				<title>NickSifniotis replied to the topic First time potential buyer in the forum Finance</title>
				<link>https://www.propertyinvesting.com/topic/4401854-first-time-potential-buyer/#post-4636001</link>
				<pubDate>Thu, 11 Nov 2010 23:53:25 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi,Make sure you have no credit cards when you apply for the loan. Banks are interested in your credit limit, not whether there is any money outstanding or not.I <em>barely</em> managed to get a $300,000 loan on the same income as yours because I had a $25k credit limit on a card.</p>
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				<title>NickSifniotis replied to the topic WealthScore.... How Did You Go? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4390643-wealthscore-how-did-you-go/page/7/#post-4573217</link>
				<pubDate>Wed, 10 Nov 2010 03:29:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Oh dear oh dear.-800That&#039;s not a good position to be in. I want to learn how to turn that negative around.Reading the posts above Steve talks about using debt to fund lifestyle .. that was me in a nutshell.</p>
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				<title>NickSifniotis replied to the topic What renovations are worthwhile? in the forum Value Adding</title>
				<link>https://www.propertyinvesting.com/topic/4401828-what-renovations-are-worthwhile/#post-4635791</link>
				<pubDate>Wed, 10 Nov 2010 03:02:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks, I understand what your sayingIt looks like I&#039;m going to have to start with the fundamentals &#8211; I don&#039;t know who my target market is (whoever pays me the largest sum of money) or what they like. Would it be worthwhile speaking to a real estate agent? They would know who buys and who rents in my area.</p>
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