Total Members: 149,133

NickP

  • Hi Bbinvest,

    Generally, when your loan switches from IO to P&I the lender will give you a standard rate, so make sure you negotiate as hard as you can with your current lender to get the P&I rate as low as possible, might help with increasing your cashflow slightly until you decide what to do with the property…..

  • NickP replied to the topic Difficulty borrowing for rural in the forum Finance 7 months ago

    Hi Dave,

    All banks and lenders have different niches, that’s why it’s a wise idea to speak to a mortgage broker who has access to most of the lenders in the market place and who will know the best lender to place your loan with. It’s generally a free service, well it is at my company anyway. Feel free to give me a call if you are still having…[Read more]

  • NickP replied to the topic Difficulty borrowing for rural in the forum Finance 7 months ago

    Hi Dave,

    All banks and lenders have different niches, that’s why it’s a wise idea to speak to a mortgage broker who has access to most of the lenders in the market place and who will know the best lender to place your loan with. It’s generally a free service, well it is at my company anyway. Feel free to give me a call if you are still having…[Read more]

  • You’ve definitely got yourself a cowboy of a builder there! I imagine it will be difficult to get him to vacate the site if he’s already settled in there. I’ve heard of some pretty nasty stuff dodgy builders have done when they have been kicked off a job site, so you need to be careful what action you take. How far off are you with getting the…[Read more]

  • NickP changed their profile picture 7 months ago

  • NickP‘s profile was updated 7 months ago

  • NickP became a registered member 7 months ago

NickP

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