PropertyInvesting.com | newJo | Activity https://www.propertyinvesting.com/members/newjo/activity/ Activity feed for newJo. Mon, 13 Apr 2026 10:44:43 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 ba810e58b3e53e98202fb3885ded30e7 newJo replied to the topic Loads of new flats - confidence or oversupply? in the forum Help Needed! https://www.propertyinvesting.com/topic/4407572-loads-of-new-flats-confidence-or-oversupply/#post-4677099 Sun, 09 Sep 2012 12:44:45 +0000 They are excellent suggestions, I will be implementing immediately :)

I do believe it is currently a good area, and this research will certainly give me confidence or alternatively show me up if I am wrong.

But I am also worried about the new developments and the effect they could have on the current market.

]]> e4707d3592ef2b4fcadf3682df00744a newJo replied to the topic Negotiating sale price in the forum Help Needed! https://www.propertyinvesting.com/topic/4407503-negotiating-sale-price/#post-4676625 Sun, 02 Sep 2012 10:55:20 +0000 Thankyou for your responses. I think I am not ready after all to go ahead and put an offer on… there are still things I need to sort out.

However, this question will pop up again I am sure when I am ready, in a different house I suppose… hopefully in a few weeks time for me… so it isn't redundant…

The town is very large and has many real…[Read more]

]]> e4406f3bccc88ffa1f02c4d50b8ce38c newJo replied to the topic Negotiating sale price in the forum Help Needed! https://www.propertyinvesting.com/topic/4407503-negotiating-sale-price/#post-4676620 Sat, 01 Sep 2012 10:14:09 +0000 Lots of people have looked but no responses! Please let me make this more general to make it a worthy topic :)

How low do you go?

Do they expect you to offer less than the asking price?

Is this part of the negotiating process?

Is there a level which will be taken as an insult?

Or do they usually ask much lower than they actually expect to suck…[Read more]

]]> 6c60207fcd93ca53544eae13430dd492 newJo replied to the topic loan structure for multiple IPs in the forum Finance https://www.propertyinvesting.com/topic/4407502-loan-structure-for-multiple-ips/#post-4676615 Sat, 01 Sep 2012 07:09:34 +0000 Thankyou what great responses! I have been somewhat ignoring this whole aspect as I feel quite loyal to my bank and figured they would know what to do but of course that is a pretty risky attitude. (They  took a chance on us when no other bank or broker would look at us).

Offset is certainly the way to go then. In the back of my mind I do wish to…[Read more]

]]> f02629030057562b9f960913f92a3586 newJo replied to the topic loan structure for multiple IPs in the forum Finance https://www.propertyinvesting.com/topic/4407502-loan-structure-for-multiple-ips/#post-4676607 Fri, 31 Aug 2012 13:57:52 +0000 Thanks for your answer :)

I have 150K left in my PPOR plus an additional 30K of redraw and the last valuation was 400K but I fear the value has dropped since then.

What is the benefit of offset if I can just put my money into redraw as I currently do? Does an offset account decrease both properties?

I worry about an interest only loan because…[Read more]

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