Ok….
Marc, step away from the keyboard and drop the fortune cookies!
[strum] [thumbsupanim] lol

Originally posted by Marc1:
Newgen,
I will tell you something tha may shock you, but that perhaps will help you more than a statement of sympathy.

Interesting theory.. but it doesn’t relate to myself nor the situation I’m in [crying] I always try to see things from different views, i.e. everything’s not always in plain black and white. But in…[Read more]

Great to hear the good news, congratulations [king] [thumbsupanim]

How about you re-read your post.. then re-read mine.. then grow up a tad?

Thank you

I only just turned 25 in August this year [cap] The world is my oyster! No.. no.. the world is my seafood platter! [king] [medieval]

Originally posted by Pelicaninvestments:
This is more an issue of ethics/morals….

If you don’t tell they won’t know……

BUT – Will that sit OK with you ???

To be frank it sounds like you don’t really need it, if you can afford to buy an IP in NZ….. but…. it’s your call…..

Cheers

You may know the cost of everything…. but what…[Read more]

Thank you gentlemen! As usual, a great help[biggrin]

I’ll just add that I’m 95% sure that they’ll do the latter.. a little hopeful thinking doesn’t hurt! [blush2]

I also forgot to ask what the implications would be if I was planning to use a deposit bond for the deposit up until settlement? I’m assuming I’ll have to pay interest on the bond amount up until settlement.. what range would the…[Read more]

Originally posted by alf:
Hi all

Great post Monopoly now this is going to hurt but hey what can i say.

3 boxes of cigars a week=$54 x 52= 2808
take away 3 times a week=$60 x 52= 3120
Restaurant once a week =$80 * 52 4160
carton of beer a week =$35 x 52= 1820
6 bottles of wine a week=$50 x 52= 2600

Gee
No facials or waxes for…[Read more]

My ex used to do topless dancing.. it pays pretty well. But she’s not investment minded so just saves up and buys things that she likes (new car, stuff for her RENTAL property). It frustrates me to see how much she makes and how it’s all going to waste.. well in my opinion anyways.

Hi Calvin!
Don’t be silly! You were trying to help [biggrin] Plus with all the conditions and eligibility rules etc it’s pretty confusing. I’m glad you brought it up actually, I think it’s always better to be safe than sorry [medieval]

Cheers mate [thumbsup2]

I’ve read that book John.. the one written by Anita Bell? It’s How to Pay Off Your Mortgage in Five Years from memory. Can’t really say I liked it much. I thought that a lot of the tips/hints were only suitable for a very small perecentage of people.

Originally posted by PurpleKiss:
Hey techna, it depends of the wife/girlfriend etc. If you get a good one, then she’s the one out there organising the IP’s, arranging the finance etc. Too busy to be spending the money elsewhere mate!

So true!! My girlfriend works in finance so she’s the level headed one that does all the budgeting etc.. I’m…[Read more]

My uncle’s an MGB fanatic.. he buys crappy old MGB’s.. spends a few grand restoring them.. then sells them at a very tidy profit.

Mine = buy something for $$$.. sell it for $$$ + 10-30%.
I’m always on the lookout for bargains..
At the moment I’m also working on two websites (neither of which are up and running yet). They are:

http://www.diyhome.com.au…[Read more]

Yayy!!! Lizzy, I’d kiss you but… yeah [blush2]
I had a conversation with one of my mates about this yesterday. Everyone seems to think that my girlfriend and I are ‘rich’ because we have two properties in our portfolio. What they don’t seem to realise is the fact that the bank owns them not us [specs] When I brought up the topic of the FHOG…[Read more]

Strange..
I did the eligibility test and it gave me this:

Based on the information you have provided you may not be eligible for the grant because you answered:

‘No’ to the question:

Has each applicant on or after 1 July 2000, either:
(a) entered into a contract for the purchase of a home in New South Wales;
OR
(b) entered into a contract to…[Read more]

Originally posted by calvin@thirty4:
Newgen,
regarding the FHOG, if property #2 is 95% in your name you might not be elegible for the FHOG!

Please include this in your calculations becuase you might end up with a red-faces moment!

Cheers

C@34

Hi there
Property number 2 is 95% in my name and 5% in my girlfriend’s name and is an investment…[Read more]

My partner and I have both our mortgages through CBA/Colonial.. their service is OK.. nothing to write home about though. We’ve been looking at refinancing and going with St. George because a lot of our friends have their loans with them and I’ve heard many good things about them. I thought I’d test the waters first so I applied for a personal…[Read more]

Thanks everybody Good news was I got a decent tax return, bad news is I didn’t get to spend it on what I wanted to Things are slowly picking up though, my girlfriend’s happy again and that’s the main thing! [strum] [inlove]

If you live life taking into consideration what the worst case scenario of every situation is you’ll do a lot better My girlfriend always says ‘it’s not a question of IF sh*t will happen, it’s a question of WHEN’ [goatee] I’d definitely get insurance.. he can probably claim some of it back anyways.