PropertyInvesting.com | MsV | Activity https://www.propertyinvesting.com/members/msv/activity/ Activity feed for MsV. Sat, 11 Apr 2026 06:44:49 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 64c453460efb12168d1f7e63ee1ff0eb MsV replied to the topic The lowest basic variable rate? in the forum Finance https://www.propertyinvesting.com/topic/4384676-the-lowest-basic-variable-rate/#post-4543394 Thu, 16 Mar 2006 02:32:36 +0000 Hi Aaah-chew,

did you know that as a WBC staff member that additional lending benefits are being able to borrow 90%LVR without MI if the loan is PIF or you can borrow 85% on loc without MI.
It may pay to do the sums as the interest saving you make may not outweigh the cost of MI , for at least the first couple of yrs (depending on cost of MI).…[Read more]

]]> dd8f17b967d490b3182f8d33b4f77ce4 MsV replied to the topic Banks' property price data in the forum Finance https://www.propertyinvesting.com/topic/4371897-banks-property-price-data/#post-4459673 Thu, 11 Mar 2004 03:20:35 +0000 As I understand the bank looks at those figures and if falls within range then they will use. Unfortunately they don’t tell staff what the percentage is in case we use it for evil purposes [}:)]

If under 80% LVR and reasonable EMV presented you shouldn’t have too many problems.

Another thing to note that even if you do need a val and area is ok…[Read more]

]]> 92c44efbc67742f9da1ec3b393b49cf8 MsV replied to the topic another penguin game :P in the forum Forum Frolic https://www.propertyinvesting.com/topic/4371880-another-penguin-game-p/#post-4459531 Thu, 11 Mar 2004 02:57:26 +0000 Took me a while to work out but scored 299.3.Then was left feeling bad for all the penguins with their little legs wiggling away in the dart board. [:(]

]]> 1ef93bcabdb1dcd25c3d9cfc585a461e MsV replied to the topic Banks' property price data in the forum Finance https://www.propertyinvesting.com/topic/4371897-banks-property-price-data/#post-4459671 Thu, 11 Mar 2004 02:23:45 +0000 Important to note that Westpac will not always use APM. It depends on the deal if MI or area located or as most often APM does not confirm customers EMV (estimated market value).

Kind Regards

Verity

]]> 9c3b4006cf403d3833d88a9355ff8701 MsV replied to the topic westpac exit fees in the forum Finance https://www.propertyinvesting.com/topic/4371883-westpac-exit-fees/#post-4459592 Thu, 11 Mar 2004 02:17:28 +0000 Hi Elvis,

Depends on what you are seeking to achieve by having multiple accounts under the one LOC.

Do you want the ability to change limits between LOC’s etc??

Westpac have a product that you can have up to two LOC’s and you can change limits between the two but you need to have a particular home or investment loan in order to do so. The…[Read more]

]]> f4e534a37c2d8b85dea871c69cd113b4 MsV replied to the topic westpac exit fees in the forum Finance https://www.propertyinvesting.com/topic/4371883-westpac-exit-fees/#post-4459590 Thu, 11 Mar 2004 01:33:17 +0000 PS if you are concerned about the payout figure of your loan you can call Westpac and they can give you an indicitive payout figure immediately and the staff are also able to assist you with costing what you want to do, if you want to do it with Westapc.

]]> 61d291e8ba68549514f1c3c23cf492d1 MsV replied to the topic westpac exit fees in the forum Finance https://www.propertyinvesting.com/topic/4371883-westpac-exit-fees/#post-4459589 Thu, 11 Mar 2004 01:29:43 +0000 Hi Elvis

I am new to this site so this is officially my first post.

Believe it or not I actually work for Westapc dealing with home loans.

If the loan is a standard premium option (and was not a 1yr guarantee rate originally) and you want to refinance you will pay the balance of the loan, any interest accrued at the time of settlement in…[Read more]

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