Total Members: 158,311

MRK25T

  • MRK25T replied to the topic What is your gearing ratio in the forum General Property 18 years, 5 months ago

    90% on IP which settled 3 days ago.

  • MRK25T replied to the topic How do you addapt an offer to suit a vendor? in the forum Help Needed! 18 years, 7 months ago

    Giddo, my moniker is the number plate i had on my old car. MRK = Mark and 25T = 2.5L Turbo (I had a nissan Skyline).

    I’ve tried to read every post on negotiations on this forum (but now the forum’s search facility doesnt work for me).
    From the stories the general idea looks to be to put the offer forward and wait for them to get back to you. This…[Read more]

  • MRK25T replied to the topic A Beginner to PI…Taking BABY Steps! in the forum No Subject 18 years, 7 months ago

    Camder, I loved both my Skylines but I lost a ton of money on them. Click on my WWW icon to see my old R33
    It looks like GTR-PSP and I have the same goals; to purchase apreciating assets now and once we are financialy in a better position we can buy our toys back.
    My desktop wallpaper on my work computer is a R34 Z-Tune. It helps me focus on why…[Read more]

  • MRK25T replied to the topic A Beginner to PI…Taking BABY Steps! in the forum No Subject 18 years, 7 months ago

    I agree with Shwing. Dont just look at the $250-260k range.

    I got pre approval for $280k (for a PPOR) and had $44k saved (I sold my gtst and gtr).
    I am also 27 years old, live with my parents, but reside in Sydney.

    I looked around for 6 months for a unit to buy (just doing research and seeing what I could afford in the suburbs around where I…[Read more]

  • MRK25T replied to the topic stat dec required for loan? in the forum No Subject 18 years, 8 months ago

    With HSBC they can either go through their normal channels when doing the loan or they can use a solicitor. If they use the solicitor they require a stat dec from the purchases declaring that the property adhears to local laws (so i’m told by my conveyancer).

    I would only know if i need a stat dec 3 weeks after i pay the deposit etc.

    My mortgage…[Read more]

  • MRK25T replied to the topic stat dec required for loan? in the forum Finance 18 years, 8 months ago

    Thanks for your reply Dr.X,

    I will eventually demolish the place but will keep it as is for a couple of years (if i end up purchasing the place).

    Myself or my convayencer are not going to sign a stat dec. I was asking if it was the normal thing with a HSBC loan as my mortgage broker has never heard of it. My convayencer tells me other lenders…[Read more]

  • MRK25T replied to the topic Anyone purchased in Thailand? in the forum General Property 18 years, 8 months ago

    My fiance is Thai and her mother is buying a lot of land over there and has been for a year or two.

    I’m not sure if she is buying to make profits or if she buys to help her family and friends have a place to live.

    She is purchasing near Laos.

  • MRK25T replied to the topic First Home Fast in the forum No Subject 18 years, 10 months ago

    If Magic32 decides to let his parents borrow the money, what do they tell the lender they need the money for?

    I’m interested because it could be a possible solution for me. I too am in Sydney, eligible for the FHOG, but I have a full time job and pre approval from a bank.

  • MRK25T replied to the topic Real Esate.com.au in the forum General Property 18 years, 11 months ago

    redwing,

    Is there a search feature on realestate.com.au where you can search the description for a word/words? eg. search for a street name, “original condition”, “pet friendly”?

    PS. Do you work for realestate.com.au? When searching for prices the query isnt accurate because the search isnt flexible enough to handle different forms of…[Read more]

  • MRK25T replied to the topic Best short term (1 year) investment in the forum Finance 19 years, 2 months ago

    Originally posted by Salubrious:
    I can get you 11% paid quarterly no entry/exit fee’s, but there is always a catch!

    We are all made from Stars

    What is the catch?

    foundation: I havent made my mind up yet, that is why i’m asking here on the forum if it is a risk worth taking for a better return that the banks.
    I may even just accept the 6% and…[Read more]

MRK25T

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