Most major lenders require commercial terms for more than three dwellings on one title.

I cannot recall a lender who doesn’t offhand but other brokers may do so.

IFHL will do a 0% interest loan on any residential property.

Cheers,

Simon Macks
Interest Free Home Loan Agent
simon.macks@ifhl.com.au
0425 228 985

Please email me rather than using…[Read more]

………and Rob would be the quickest you can find.

Simon Macks
Interest Free Home Loan Agent
simon.macks@ifhl.com.au
0425 228 985

Please email me rather than using the PM service here.

Fully Accredited With Derivex LTD and IFHL PTY LTD

***Ask about our Interest Free Home Loan***

Comments may not be relevant to individual circumstances. If…[Read more]

Rang these guys up.

Told them about my 5.85% rate I am currently enjoying whilst I wait for my Interest Free Loan.

I hope the chap I spoke to was just a telemarketer and not a broker because he was clue free about finance.

Seems they are selling a 6.85% fixed term mortgage minimisations scheme. He claimed I would be better off to pay the extra…[Read more]

There is no CGT payable on the PPOR.

If you rented it before you moved in or owned another home in the meantime there may be a CGT liability.

Cheers,

Simon Macks
Interest Free Home Loan Agent
http://www.mortgagehunter.com.au
0425 228 985

Fully Accredited With Derivex PTY LTD and IFHL PTY LTD

***Ask about our Interest Free Home Loan***

Comments may…[Read more]

Rob is right. The website is mostly down whilst it is being completed over the next few days.

I am happy to answer any questions or you can try again perhaps on Friday?

Kind regards,

Simon Macks
Interest Free Home Loan Agent
http://www.mortgagehunter.com.au
0425 228 985

Fully Accredited With Derivex PTY LTD and IFHL PTY LTD

***Ask about our…[Read more]

This is not a real estate investment.

I would view it as a rental business and structure it as such.

Cheers,

Simon Macks
Interest Free Home Loan Agent
http://www.mortgagehunter.com.au
0425 228 985

Fully Accredited With Derivex PTY LTD and IFHL PTY LTD

***Ask about our Interest Free Home Loan***

Comments may not be relevant to individual…[Read more]

Are you certain you cannot get finance?

Get yourself a good broker.

Cheers,

Simon Macks
Interest Free Home Loan Agent
http://www.mortgagehunter.com.au
0425 228 985

Fully Accredited With Derivex PTY LTD and IFHL PTY LTD

***Ask about our Interest Free Home Loan***

Comments may not be relevant to individual circumstances. If you intend making any…[Read more]

Contact your lender and ask.

It depends on the rate you fixed at as well. Noone can give an accurate idea except your lender.

Cheers,

Simon Macks
Interest Free Home Loan Agent
http://www.mortgagehunter.com.au
0425 228 985

Fully Accredited With Derivex PTY LTD and IFHL PTY LTD

***Ask about our Interest Free Home Loan***

Comments may not be relevant…[Read more]

1300 363 211

The WA FHOG Hotline. Give them a call tomorrow and put your mind at rest.

Cheers,

Simon Macks
Interest Free Home Loan Agent
http://www.mortgagehunter.com.au
0425 228 985

Fully Accredited With Derivex PTY LTD and IFHL PTY LTD

***Ask about our Interest Free Home Loan***

Comments may not be relevant to individual circumstances. If you…[Read more]

If you were to use Interest Free Home Loans then it doesn’t matter where the equity is.

You can have all the equity in the IP and debt in the PPOR and it still will not affect you tax wise.

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Fully Accredited With Derivex PTY LTD and IFHL PTY LTD

***Ask about our…[Read more]

I would suggest that you do this only if the synergy is substantial.

In general partnerships end up introducing additional problems.

All the best,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Fully Accredited With Derivex PTY LTD and IFHL PTY LTD

***Ask about our Interest Free Home Loan***

Comments may not be relevant…[Read more]

Absolutely. My wife was gobsmacked when they told us to do that! We had to dust the tops of doors too – it was real white glove stuff back in the late 80s and early 90s.

Although I believe that they now use professional cleaners to do the place between tenants. Is cheaper than putting the family up in a hotel for a couple of nights before they…[Read more]

I don’t believe so – it goes from purchase. You have 12 months from Feb 2004 so not a problem.

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Fully Accredited With Derivex PTY LTD and IFHL PTY LTD

***Ask about our Interest Free Home Loan***

Comments may not be relevant to individual circumstances. If you intend…[Read more]

Be quick as you have 12 months to apply from purchase.

From the website:

Q: How long do I have to apply for the grant after purchasing or building my home?
You have 12 months from completion of the eligible transaction to which your application relates to lodge your application. The Chief Commissioner has discretion to extend this period in…[Read more]

I have heard owners complain that the long lease affects resale value as they cannot be sold to the owner occupier market.

I lived in DHA houses and I can attest the high high standard of upkeep and inspections done. I have never cleaned curtain tracks with a toothbrush for any other landlord[grrr]

Cheers,

Simon Macks
Mortgage…[Read more]

Gatsby,

Gimme a week or two to make that assessment!

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Fully Accredited With Derivex PTY LTD and IFHL PTY LTD

***Ask about our Interest Free Home Loan***

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation…[Read more]

Pull your head in Rob[biggrin]

I am not one to blow my own trumpet….

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Fully Accredited With Derivex PTY LTD and IFHL PTY LTD

***Ask about our Interest Free Home Loan***

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or…[Read more]

Seems a bit cynical Alf?

What about the broker who, even though gets paid different comissions, disregards that as a factor?

The broker who brings the experience of 100’s of deals to the table?

The broker who takes away the feeling of being overwhelmed to the first home buyer?

The broker who can hold a persons hand and make it all smooth for…[Read more]

Where the hell are you guys finding deals in the current market which even get close without buying in the back end of the black stump??

Frank – Simple answer is that they aren’t finding many places at all in places such as Newcastle. I get enquiry from people who have found the most remote places.

Looking forward to catching up next…[Read more]

Well done Jake and welcome to the forum.

I am sure that with an attitude like that you will have a string of properties quite quickly!

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Fully Accredited With Derivex PTY LTD and IFHL PTY LTD

***Ask about our Interest Free Home Loan***

Comments may not be relevant to…[Read more]