Since 2001 | Total Members: 161,345

Mortgage Hunter

  • Mortgage Hunter replied to the topic Accessing EQUITY in the forum Finance 20 years, 8 months ago

    Exactly. Via a NODOC loan. The major requirement is a clean CRA.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

  • Mortgage Hunter replied to the topic What Pet? What Name? in the forum Forum Frolic 20 years, 8 months ago

    We have a female spoodle named Rosie.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

  • Mortgage Hunter replied to the topic Accessing EQUITY in the forum Finance 20 years, 8 months ago

    Yes it it.

    Depending on the LVR you are after.

    A 65% lend is always very easy.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

  • Mortgage Hunter replied to the topic Tax deduction on IP deposit loan ?? in the forum Legal & Accounting 20 years, 8 months ago

    Check with your accountant. I believe it is decided by the intention to produce income.

    Put the loan wherever you like – if with your PPOR make sure you have a split to show it seperately.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making…[Read more]

  • Mortgage Hunter replied to the topic Broker NO Go Finance in the forum No Subject 20 years, 8 months ago

    It is true. Some lenders wont don’t have a relationship with brokers. they obviously cannotbe marketed by the broker.

    Your broker will be able to show you a list of the institutions they have access to- noone should imagine that any broker can cover the whole market.

    Good tip there.

    Cheers,

    Simon Macks
    Finance…[Read more]

  • Mortgage Hunter replied to the topic Which Type of loan? in the forum Finance 20 years, 8 months ago

    If you are going to move in then I would use an offset account to preserve the deductible loan for a time when you might wish to upgrade the PPOR and retain the property as an IP.

    No probs with BankWest.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you…[Read more]

  • Mortgage Hunter replied to the topic Hello from a new member.. in the forum Forum Frolic 20 years, 8 months ago

    If the agent has a buyer then perhaps that buyer wil also be reading the real estate paper and wil call you himself?

    Don’t trust the agent. They all have a list of buyers. If you do want to test him just offer him a 48 hour listing – see if the buyer is genuine, if not you can still sell yourself if that is what you have decided…[Read more]

  • Mortgage Hunter replied to the topic reonvating floorboards and hotplates in the forum General Property 20 years, 8 months ago

    We paid $800 to do three rooms in satin, water based finish.

    Our neighbour saved a bit by doing his himself.

    After seeing the two finishes I don’t think this is an area where I would be trying to save money.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If…[Read more]

  • Mortgage Hunter replied to the topic Has anyone purchased a permanent caravan in the forum Help Needed! 20 years, 8 months ago

    Two points.

    1. A caravan is not real estate. I would treat it as a business venture.

    2. I have been told that where the Park owns vans as well then they will usually fill theirs first and the outside owned ones after this.

    I would keep looking if I was you.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228…[Read more]

  • Mortgage Hunter replied to the topic Muslim Banking in the forum Finance 20 years, 8 months ago

    As Nat said the future will prove her right or wrong.

    Lets get back to Muslim banking.

    cheers

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

  • Mortgage Hunter replied to the topic Financing Share Trading in the forum No Subject 20 years, 8 months ago

    Top up your loan or use a LOC.

    Should be fairly straightforward.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

  • Mortgage Hunter replied to the topic To all brokers in the forum No Subject 20 years, 8 months ago

    Like http://www.brokerunity.com.au?

    Didn’t really take off so maybe you can see what is wrong and do yours better.

    All the best and I really hope it is great – I will be the first member!

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment,…[Read more]

  • Mortgage Hunter replied to the topic Credit cards in the forum No Subject 20 years, 8 months ago

    I think it is Virgin.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

  • Mortgage Hunter replied to the topic Financing Share Trading in the forum Finance 20 years, 8 months ago

    You want to access funds without increasing repayments?

    Let me know if you find a way.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

  • Mortgage Hunter replied to the topic loan questions in the forum Finance 20 years, 8 months ago

    I would recommend an offset account. Will make tracking the funds easier.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

  • Mortgage Hunter replied to the topic Raising rent Tips in the forum Creative Investing 20 years, 8 months ago

    I have sent Jack a number of emails with no replies.

    He does the same behaviour in a nyumber of forums – do a search on his user name.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you…[Read more]

  • Mortgage Hunter replied to the topic Indian Phone Calls: How do I Block them? in the forum Opinionated! 20 years, 8 months ago

    Not if you run a business!

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

  • Mortgage Hunter replied to the topic The Bank won’t lend on my Terms in the forum Finance 20 years, 8 months ago

    Use another lender.

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

  • Mortgage Hunter replied to the topic 1 big loan or 3 little loans? in the forum Finance 20 years, 8 months ago

    Consider a professional package which will allow you to keep the loans seperate but pay no application fees.

    Cheers,

    Simon Macks
    Finance Broker
    simon@mortgagehunter.com.au
    0425 228 985

    Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

  • Mortgage Hunter replied to the topic Indian Phone Calls: How do I Block them? in the forum No Subject 20 years, 8 months ago

    Some things I have done.

    I have actually had a long chat to one nice lady all about India. It is one place I dream of visiting and I asked her a lot of questions! These people are so polite that they will answer anything!

    I have said that I want her to speak to the decision maker of the house then passed her to my daughter (then 6 yrs old) for…[Read more]

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Mortgage Hunter

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