I will be there – just booked my flights.

Looking forward to meeting as many people as I can.

I will be there from the Thursday to the Monday – anyone up for a beer on the Sat night?

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any…[Read more]

What is she going to charge for this service?

Nearly all of it is very straight forward and easily done by anyone. People here will advise you each step if you need it.

Possibly the real area this person can add value for you is in the negotiation area. Is there a potential for her to negotiate an exceptional discount? Is this something you…[Read more]

Please don’t ever think you can’t get a loan until you have canvassed all of the lenders or have a broker do it for you.

It is often all too easy to shoot yourself in the foot before you even start with a negative attitude!

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual…[Read more]

Don’tforget folks tha twhen rates were that high the average mortgage was about $100 000.

Mortgages today are substantially higher whereas incomes haven’t risen comparably.

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any investment,…[Read more]

Apples

This is a question you should be putting to your solicitor.

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

The major tools used by valuers are comparable sales in the area and also land values plus building costs.

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

Yes.

On the portion of the loan used for the IP.

If you have an exisitng PPOR loan then have the IP portion clearly identified on the statement using a split. Your banker or broker can set this up very easily.

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances.…[Read more]

Polished boards look good and are good for capital appreciation, however they don’t wear as well and are not as tenant friendly in a cool climate.

A good industrial grade sisal carpet is attractive, modern and hard wearing in my opinion.

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to…[Read more]

Never heard of it.

Margin calls could fuel a huge dip in the market as it did with the stockmarket some years ago.

I couldn’t see it becoming a widespread practise amongt residential consumers.

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances. If you intend…[Read more]

Sounds like converting company title to strata. Or strata titling an apartment complex oin one title.

Can be done. There may be structural requirements depending on the age of the building – things like fireproofinf between apartments etc.

All the best,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be…[Read more]

Basic principle is to reduce all non deductible debt before deuctible.

So if you have a home loan go IO on the IPs until it is gone.

All the best,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you…[Read more]

This was posted twice.

Please read the earlier thread at

https://www.propertyinvesting.com/forum/topic/11348.html

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

What are they charging for this?

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

Ring around some nurseries and tell them you want a large amount of cheap natives – ask for the old stock. The public doesn’t buy plants that don’t look 100% and often you can get a great deal on a ute load of rough looking natives that will perk up when planted, fed and watered for a season.

Simon Macks
Mortgage…[Read more]

Most building reports are full of waivers however they are insured so I imagine there must be some accoutability.

Ask your solicitor or contact the Dept of Fair Trading. This must be a commonly asked question of them.

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual…[Read more]

You might find that the council can be negotiable on something like this. Go and have a sit down with the person responsible and see what they say.

All the best,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or…[Read more]

Well I am a soft nice landlord. Fortunately my wife is a rabid nazi and I send her around when I need to. [biggrin]

Works well for us.

Cheers,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you…[Read more]

Pretty sure you have missed it.

Go to my website and check the FHOG section then NSW and get in touch with the NSW OSR to check for sure.

All the best,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision…[Read more]

1. An umbrella.

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425 228 985

Comments may not be relevant to individual circumstances. If you intend making any investment, financial or taxation decision you should consult a professional adviser.

Nikola,

Get a broker to run your figures for you. If they have enough lenders on their panel they will immediately letyou know which lender will lend you the most in your situation.

Ask friends and familyfor a referral to a broker to ensure you find one that is capable.

All the best,

Simon Macks
Mortgage Broker
http://www.mortgagehunter.com.au
0425…[Read more]