[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 26, 2003 - 2:54 am

Hi Redwing,
I,O loans on IPs, now I see why,[] well done,

Regards Steven.

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 26, 2003 - 2:35 am

HI John,
Can you post or e-mail to me more information,
income,debt,current loans,equity, ect.
There may be a light at the end of the tunnel []
Kind Regards
Steven

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 25, 2003 - 12:34 pm

Hi Redwing,
Can I ask why you fixed your Ips and not your PPR?

and does your lender hold all Three properties as security?
Kind Regards Steven.

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 22, 2003 - 12:17 pm

Hi Bronny
Using a line of credit correctly can be a valuable tool in wealth creation,
However, if misused a LOC has the potential to eat away your equity.
Regards Steven

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 21, 2003 - 10:40 am

Hi David,
Did your broker suggest an alternative,
eg, try another lender, larger deposit?
Regards Steven

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 20, 2003 - 1:41 pm

Hi David,
Need more info, how much deposit do you have, how much equity in your ppr,
regards Steven.

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 19, 2003 - 3:38 am

Hi Blackjack,
Need more info, but there are a number of options,
For the sake of $10.000 A top up loan may be a more cost affective soulution, Or a refinace of current loan,
Regards Steven

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 18, 2003 - 2:03 am

Hi Steve,
A Quantatity surveyor will inspect the property and write a full depreciation schedule,
It seems like you allready have this under control,
Regards Steven.

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 17, 2003 - 4:59 am

Hi Sue
Melbear is correct, also, break costs differ with some lenders, your break cost fees should
be stipulated in your loan documentation, and these costs may varydramatically from day to day.
Regards Steven.

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 17, 2003 - 4:22 am

Hi steve,
I cant help with any info regarding a property inspection company,
But I would sugest you get a Quantity surveyor to look over the property.
regards Steven.

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 17, 2003 - 1:52 am

HI SIS,
Try this link,
http://www.miaa.com.au
There you will find all the information you need,
Kind Regards
Steven.

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 16, 2003 - 3:02 pm

Hi Glen,
I am in Victoria so I sugest you get in touch with Simon he is in your neck of the woods, and contributes to this forum a great deal,
here is his e-mail
[email protected]
good luck.
Regards Steven.

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 15, 2003 - 11:46 am

Hi Polar Bear

Im not to sure about using the buisness as security,
How much equity do you have in the farm?
you will have to post some more details to receive any specific advice, if you would prefer not to disclose this on the forum you can send me an e-mail if you like.
Regards
Steven.

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 15, 2003 - 6:25 am

Hi Kay Henry,
Some lenders allow lump sum repayments on a fixed rate, eg ANZ maximum amount $5.000. or 5% of loan.

Billfromoz has made a valid point with regards to break costs,
I think in the end the SANF will be the deciding factor for those that fix there rates.
Regards Steven.

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216

[Mobile MortgageMember@mobile-mortgageJoin Date: 2003Post Count: 913]

November 13, 2003 - 11:43 am

test post.

[email protected]
http://www.mobilemortgagemarket.com.au
Ph: 0402483216