PropertyInvesting.com | mixedup | Activity https://www.propertyinvesting.com/members/mixedup/activity/ Activity feed for mixedup. Sun, 12 Apr 2026 16:50:54 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 9207f2436bc19d12eb0040ee97793540 mixedup replied to the topic extra cash to super rather than property mortgage??? in the forum Help Needed! https://www.propertyinvesting.com/topic/5038039-extra-cash-to-super-rather-than-property-mortgage/#post-5038060 Thu, 13 Jul 2017 01:15:17 +0000 thanks Terry understood… so perhaps if I updated my findings along the lines of:

– best to utilise “spare cash” to invest outside super to leverage this
– however if one was too risk adverse or lazy to do this (e.g. another property purchase), and you do not need to access it until retirement, then putting into super would be better than just…[Read more]

]]> 7c530195d03b2c59d1f67410cafa2162 mixedup replied to the topic extra cash to super rather than property mortgage??? in the forum Help Needed! https://www.propertyinvesting.com/topic/5038039-extra-cash-to-super-rather-than-property-mortgage/#post-5038054 Wed, 12 Jul 2017 10:41:51 +0000 thanks – although in my little example
– Rental Loan: effective savings 3.15%
– Super: not 9% but 7.65% (which is still quite a bit better)
– Also re Non-Super Investment: to get an equivalent of 7.65% after tax you need to find something ~12% return (noting the 37% tax bracket)

So Super seems to be still the safest bet, but all revolving aro…[Read more]

]]> 3568358ff382fa40350ad667b004c98b mixedup replied to the topic extra cash to super rather than property mortgage??? in the forum Help Needed! https://www.propertyinvesting.com/topic/5038039-extra-cash-to-super-rather-than-property-mortgage/#post-5038054 Wed, 12 Jul 2017 10:41:51 +0000 thanks – although in my little example super
– Rental Loan: effective savings 3.15%
– Super: not 9% but 7.65% (which is still quite a bit better)
– Also re Non-Super Investment: to get an equivalent of 7.65% after tax you need to find something ~12% return (noting the 37% tax bracket)

So Super seems to be still the safest bet, but all rev…[Read more]

]]> 4a524dc628e62465d908098bcb31b3c2 mixedup replied to the topic extra cash to super rather than property mortgage??? in the forum Help Needed! https://www.propertyinvesting.com/topic/5038039-extra-cash-to-super-rather-than-property-mortgage/#post-5038049 Wed, 12 Jul 2017 07:40:08 +0000 so I think I’ve misunderstood super – so the interest the money makes in super, during the accumulation phase, is still taxed and at 15% right?

]]> f5fea19fc581f185a8dbf1d048d4659e mixedup replied to the topic extra cash to super rather than property mortgage??? in the forum Help Needed! https://www.propertyinvesting.com/topic/5038039-extra-cash-to-super-rather-than-property-mortgage/#post-5038045 Wed, 12 Jul 2017 05:30:49 +0000 Hi TerryW
– can I ask if you agreed with my thinking in the original post?
– Re leverage outside, if you got 9% somewhere outside super then this would be taxed hence dropping the effective gain below this => super would still be better – is my logic reasonable here?

]]> c7aee67cc2340124263ca223ba402fc0 mixedup started the topic extra cash to super rather than property mortgage??? in the forum Help Needed! https://www.propertyinvesting.com/topic/5038039-extra-cash-to-super-rather-than-property-mortgage/ Wed, 12 Jul 2017 00:36:04 +0000 Just looking for validation of my understanding/thinking here:

ASSUMPTION: If one had additional cash available (post tax, so salary sac not in scope here), and assuming you did NOT need to potentially access it until after retirement age, and you’d be with super non-concessional contribution caps, then

QUESTION: In general you would be better…[Read more]

]]> e72b77daf1779cc088a1a26e960884c2 mixedup started the topic extra cash to super rather than property mortgage??? in the forum Help Needed! https://www.propertyinvesting.com/topic/5038039-extra-cash-to-super-rather-than-property-mortgage/ Wed, 12 Jul 2017 00:36:04 +0000 Just looking for validation of my understanding/thinking here:

ASSUMPTION: If one had additional cash available (post tax, so salary sac not in scope here), and assuming you did NOT need to potentially access it until after retirement age, and you’d be with super non-concessional contribution caps, then

QUESTION: In general you would be better…[Read more]

]]> d1a8d3de5316c02bb0f027550b0b7b9a mixedup replied to the topic Do property values generally go up when a newer suburb/area if developed adjacent? in the forum General Property https://www.propertyinvesting.com/topic/do-property-values-generally-go-up-when-a-newer-suburbarea-if-developed-adjacent/#post-4700306 Mon, 31 Mar 2014 10:36:55 +0000 thanks TheNewGuy – very interesting, and makes sense too

]]> 7bf104b2f7d31cdb39a35ad0b28e859b mixedup replied to the topic Do property values generally go up when a newer suburb/area if developed adjacent? in the forum General Property https://www.propertyinvesting.com/topic/4410891-do-property-values-generally-go-up-when-a-newer-suburbarea-if-developed-adjacent/#post-4700304 Mon, 31 Mar 2014 05:06:30 +0000 thanks Benny

]]> 57ac871e7194b6b1390cb429727d5a9f mixedup replied to the topic Dominique Grubisa? Heard her speak? in the forum Heads Up! https://www.propertyinvesting.com/topic/4406652-dominique-grubisa-heard-her-speak/page/2/#post-4670413 Tue, 19 Feb 2013 08:41:38 +0000 so what was the basic idea/approach in terms of how to get property so much cheaper via a bank?

]]> 110d8b20b3b15e99db04de109bf09917 mixedup replied to the topic viability of reno for a Unit (as opposed to a house)??? in the forum Value Adding https://www.propertyinvesting.com/topic/4401107-viability-of-reno-for-a-unit-as-opposed-to-a-house/#post-4631281 Fri, 10 Sep 2010 04:55:45 +0000 ok – thanks

]]> d3b894ed287d6e71d69cbc0450cb5a97 mixedup replied to the topic Trust or my name for next IP? (given this situation) in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4401108-trust-or-my-name-for-next-ip-given-this-situation/#post-4631290 Mon, 06 Sep 2010 23:37:16 +0000 thanks Terry – by the way what did you mean by your last sentence exactly – couldn't quite understand

]]> 3ef3b87d1ca584369209515aacfe7bf8 mixedup replied to the topic Trust or my name for next IP? (given this situation) in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4401108-trust-or-my-name-for-next-ip-given-this-situation/#post-4631288 Mon, 06 Sep 2010 11:46:07 +0000 so Terry I think you’re kind of agreeing with my bottom line no? Ie for a negatively geared situation there doesn’t seem to be an ideal trust here, ie that distrutes profit/losses & allows negative gearing & addresses the ATO concern.

]]> dd50c3fbf22afab0fc0350e0ccc83dfe mixedup replied to the topic Trust or my name for next IP? (given this situation) in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4401108-trust-or-my-name-for-next-ip-given-this-situation/#post-4631286 Mon, 06 Sep 2010 11:11:15 +0000 I just run some figures on Land Tax costs over the next 10 years, and for me it at this stage (2 IP’s only) it doesn’t seem worth it

Also had a chat to someone re trusts:
– Unit Trust: Can’t redirect who profit/loss goes to
– Discretionary: Doesn’t handle negative gearing (i.e. lose it)
– Hybrid: ATO apparently don’t like / lots of hype re this,…[Read more]

]]> 2537552e73479382046ca5c8371fc297 mixedup replied to the topic viability of reno for a Unit (as opposed to a house)??? in the forum Value Adding https://www.propertyinvesting.com/topic/4401107-viability-of-reno-for-a-unit-as-opposed-to-a-house/#post-4631278 Mon, 06 Sep 2010 06:41:06 +0000 thanks – I was more looking to buy & hold, but just can a handle on whether there's a better chance of increasing equity via a house reno versus unit reno, or whether they are both as viable (relative to their cost).  Hopefully this makes sense.

]]> 1dc17f5fc3c3379e9a71bbbfb69f7c07 mixedup replied to the topic What type of reno do you recommend for 1st timer? (in Brisbane) in the forum Value Adding https://www.propertyinvesting.com/topic/4400788-what-type-of-reno-do-you-recommend-for-1st-timer-in-brisbane/#post-4629422 Fri, 20 Aug 2010 10:05:09 +0000 Hey Jason – sounds like great advice – any suggestions for those who are a bit more time poor (re looking) – just limit the search to a particular area, say a few suburbs I’m thinking? By the way are you doing a buy & sell type strategy investor (c.f. buy & hold)? Just wondering if you find that if you do really focus on only purchasing the…[Read more]

]]> 9aec84066dec7b3101f26f3162501613 mixedup replied to the topic negative gearing review by Govt - what is the status?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393779-negative-gearing-review-by-govt-what-is-the-status/page/2/#post-4590559 Fri, 12 Sep 2008 22:11:12 +0000 bardon wrote:
The last time I heard the housing minister interviewed she categorically stated that Labour supported NG before the election, still do, and it wont change in this term.  She also owns a few IP's.

have any links at all to the statement? 

]]> 63e66e62ef5918948b5615e9f980c3bf mixedup replied to the topic What accounting software do you recommend??? (for managing say 3-8 properties) in the forum Help Needed! https://www.propertyinvesting.com/topic/4393956-what-accounting-software-do-you-recommend-for-managing-say-3-8-properties/#post-4591621 Tue, 12 Aug 2008 21:08:28 +0000 Adrian and Amber wrote:
We've used POSH by Supertech for several years and are very happy with it. Plus they have a good support system with regular updates. Adrian and Amber http://www.RealEstateDevelopmentClub.com

Does it track the category of your expenses?  for example Quicken seems to let you allocate an expense category, which itself then can…[Read more]

]]> 76f993d8172ede89e0bf79cfeca05095 mixedup replied to the topic What accounting software do you recommend??? (for managing say 3-8 properties) in the forum Help Needed! https://www.propertyinvesting.com/topic/4393956-what-accounting-software-do-you-recommend-for-managing-say-3-8-properties/#post-4591618 Thu, 07 Aug 2008 11:47:26 +0000 Do you just track expenses in excel, or do you also do:a) tax calculation?b) projections re expenses/balances/net worth?

]]> 5f7b4236510b620a982469bb813d69e0 mixedup replied to the topic What accounting software do you recommend??? (for managing say 3-8 properties) in the forum Help Needed! https://www.propertyinvesting.com/topic/4393956-what-accounting-software-do-you-recommend-for-managing-say-3-8-properties/#post-4591616 Thu, 07 Aug 2008 09:25:57 +0000 nordicskier wrote:
The expenses from PM statements as well as any other expenses for the moth are also entered against each property.

Do you actually work out profit/loss for each property, or just an overall profit/loss?

]]> 9807f304fd370c4a517611520b6890fe mixedup replied to the topic negative gearing review by Govt - what is the status?? in the forum Help Needed! https://www.propertyinvesting.com/topic/4393779-negative-gearing-review-by-govt-what-is-the-status/page/2/#post-4590550 Sun, 20 Jul 2008 11:43:32 +0000 thanks Steve – this was exactly the type of response I hoping people would post.   BTW – Re "no longer offset the 'loss' from negative gearing against salary income" – do you think this would blow the "living off equity concept" out of the water?

]]> b20cc7bc9fa8e0e20446839f0d4307b3 mixedup replied to the topic LoDoc loan recommendations? (just got my ABN) in the forum Finance https://www.propertyinvesting.com/topic/4393009-lodoc-loan-recommendations-just-got-my-abn/#post-4586114 Sun, 27 Apr 2008 20:28:40 +0000 Qlds007 wrote:
Yes SGB require 2 year ABN & GST registration and CBA 1 year ABN & GST.

So what are the remaining options then guys? (i.e. assuming you already have your full-doc buffer/deposit loan against your PPOR and you don't want to have to use more than 20%-30% from this as deposit towards the IP loan you are chasing)? If there's no…[Read more]

]]> 4be39957372b6e1b7e94c55389334365 mixedup replied to the topic Use of personal savings for IP loan offset?? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4392711-use-of-personal-savings-for-ip-loan-offset/#post-4584622 Sun, 23 Mar 2008 11:28:12 +0000 PS.  Add to the previous post I just did………….just thinking through the logistics of arranging the in's/out's if one was to go for one sub account per property: * Cheque Book – I assume you could get the bank to give one cheque book per sub-account to use? If yes then this would be ok. * VISA card – The St George Portfolio loan gives…[Read more]

]]> 8f05a34f3f1f4afbf075d9298fa055d9 mixedup replied to the topic Use of personal savings for IP loan offset?? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4392711-use-of-personal-savings-for-ip-loan-offset/#post-4584621 Sun, 23 Mar 2008 10:23:02 +0000 thanks Terry – this is all making sense :)What have you/others found is better to do re the question of whether you have:(a) one sub-account for all of your IPs (i.e. all rents, all expenses come to/from this one sub-account) versus(b) one sub-account per property (i.e. for rent and expenses)(c) some other arrangement: perhaps all rent into one…[Read more]

]]> ae5e3ea5f30bfbb71c228214b6dedd87 mixedup replied to the topic Use of personal savings for IP loan offset?? in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4392711-use-of-personal-savings-for-ip-loan-offset/#post-4584619 Sun, 23 Mar 2008 05:01:51 +0000 Thanks Terry, All – I'm looking at a St George Portolio Loan (LOC) / Advantage Package arrangement. What would you recommend as a good way to set up the accounts? I have no PPOR debt. Questions still outstanding for me are: * Can you get an offset account against a LOC, or does it have to be a normal loan? (i.e. in which case if my main…[Read more]

]]> bdbb27666f3e02cd189b1361794d10ce mixedup replied to the topic line of credit in the forum Finance https://www.propertyinvesting.com/topic/4391906-line-of-credit-14/#post-4580458 Thu, 06 Mar 2008 05:24:58 +0000 can a LOC give you the same 100% offset (against investment loans) type benefit?   In particular if you're using the LOC for personal and investment usage how can you ensure that if you put your pay into the account that offset benefit goes 100% to your investment properties?

]]> 6bd7408ecfe441695bf10b0d62f31db1 mixedup replied to the topic What to do? Structure. in the forum Legal & Accounting https://www.propertyinvesting.com/topic/4392398-what-to-do-structure/#post-4583161 Thu, 06 Mar 2008 04:26:42 +0000 Richard – I'd be interested in your comment re whether one is better off saving the extra 0.1% for a LOC (well this is what it seems to be in the St George bank products) and run with a standard packaged arrangement with variable rate loan, and then use the draw-down and 100% offset appropriately.  Apart of ease of use is there a case to prove…[Read more]

]]> d00ead5c23c782e3658d149f013c6ff7 mixedup replied to the topic What are the rough costs to develop a small set of units? in the forum Value Adding https://www.propertyinvesting.com/topic/4392432-what-are-the-rough-costs-to-develop-a-small-set-of-units/#post-4583318 Sat, 23 Feb 2008 06:53:34 +0000 thanks pjreno,I just posted a question re how to identify land to build at https://www.propertyinvesting.com/forums/property-investing/help-needed/4323843?#comment-169349 . It'd be great if you could reply with an tips / your approach if you have a few moments.From your perspective have you found Building can give you additional equity by the time…[Read more]

]]> 632dd77a5d7df5329bbc5fd16b5be879 mixedup replied to the topic Info/Books on Developing Units/Townhouses, Subdivision etc??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392425-infobooks-on-developing-unitstownhouses-subdivision-etc/#post-4583267 Sat, 23 Feb 2008 06:44:16 +0000 Thanks – I picked up "Australian Residential Property Development – A Step-by-step guide for investors" today and have been going through it. Also have been reviewing the online Brisbane Council Planning material too. What's missing so far is some concrete suggestions re identifying an appropriate piece of land. Can anyone provide some tips on…[Read more]

]]> 6cb29c641f69b916d43797fe3ddbec6f mixedup replied to the topic Info/Books on Developing Units/Townhouses, Subdivision etc??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392425-infobooks-on-developing-unitstownhouses-subdivision-etc/#post-4583264 Fri, 22 Feb 2008 21:51:06 +0000 JONCHU wrote:
I have built in the past at around $1000 x sqm (mythical in some areas).

Tks.  BTW – This is square metres regarding the floor space of the building?  So if it's two stories you effectively you would have 2 x FootprintOnLand x $1000/sqm?  

]]> 07c6c7dbdfaa3440883acd4608c81785 mixedup replied to the topic Info/Books on Developing Units/Townhouses, Subdivision etc??? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392425-infobooks-on-developing-unitstownhouses-subdivision-etc/#post-4583261 Fri, 22 Feb 2008 09:21:02 +0000 excellent – thanksBTW – I'm assuming texts like this wouldn't actually give indicative building costs.  Any suggestions re how to get a rough handle on the cost of building units?  Or is it a matter of contacting builders?  At this stage I'm interesting in just having a look at how the numbers pan out if one were to consider building, un…[Read more]

]]> a79b7d26ea3752e7acbaa6644d67a52b mixedup replied to the topic with $260k-$300k which area in Brisbane would you recommend? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392355-with-260k-300k-which-area-in-brisbane-would-you-recommend/#post-4582962 Fri, 22 Feb 2008 05:13:16 +0000 Kylie – I'd be interested in you had and advice for my question I posted at https://www.propertyinvesting.com/forums/property-investing/help-needed/4323843

]]> 227ca542d37164273f97095d39252e0e mixedup replied to the topic How important is it to use a separate loan provider for your IP from your PPOR??? in the forum Finance https://www.propertyinvesting.com/topic/4392378-how-important-is-it-to-use-a-separate-loan-provider-for-your-ip-from-your-ppor/#post-4583082 Thu, 21 Feb 2008 06:47:56 +0000 in this case the redraw is for the deposit on the IP loan so that should be ok then nosorry, put in the wrong link (copy/paste error) – try…[Read more]

]]> c42f3cb24f6e25ac1ca33f0b82e7a18a mixedup replied to the topic How important is it to use a separate loan provider for your IP from your PPOR??? in the forum Finance https://www.propertyinvesting.com/topic/4392378-how-important-is-it-to-use-a-separate-loan-provider-for-your-ip-from-your-ppor/#post-4583080 Wed, 20 Feb 2008 22:48:57 +0000 I did find this ruling…https://www.propertyinvesting.com/forums/getting-technical/finance/4323792#comment-169207

]]> d91826926259348aeb57e42141cc8ad9 mixedup replied to the topic How important is it to use a separate loan provider for your IP from your PPOR??? in the forum Finance https://www.propertyinvesting.com/topic/4392378-how-important-is-it-to-use-a-separate-loan-provider-for-your-ip-from-your-ppor/#post-4583078 Wed, 20 Feb 2008 21:13:04 +0000 Hey Richard – well that would be bad news :)     But really considering a lady from the ATO gave me the advice how do I really know.   Any suggestions on what I would need to do to confirm the situation for myself?  (look up tax laws if you think its clear / get a ruling / ask & trust one's account?)

]]> 5f3f8689aa1718a0267b5db01992917f mixedup replied to the topic How important is it to use a separate loan provider for your IP from your PPOR??? in the forum Finance https://www.propertyinvesting.com/topic/4392378-how-important-is-it-to-use-a-separate-loan-provider-for-your-ip-from-your-ppor/#post-4583076 Wed, 20 Feb 2008 11:49:48 +0000 Called my PPOR lender.  Turns out better for me to switch to their basic variable rate loan for a better interest rate & less fees.  I've already fully paid off my PPOR itself (i.e. the loan is really zero now, just have some re-draw capability on it) so I'm hoping this should be ok/clear for ATO.

]]> 0f1897c43ebca1f437bcc39bdcfeb9c7 mixedup replied to the topic How important is it to use a separate loan provider for your IP from your PPOR??? in the forum Finance https://www.propertyinvesting.com/topic/4392378-how-important-is-it-to-use-a-separate-loan-provider-for-your-ip-from-your-ppor/#post-4583074 Tue, 19 Feb 2008 04:27:06 +0000 ok – so in this case however I guess you need to decide whether you (a) create this new LOC (against PPOR) from your existing PPOR lender, or (b) just use your new IP lender to create such a PPOR LOC.   Perhaps the latter option (a) has less fees (?) as you're already establishing a new package potentially, but the former option (b) keeps the P…[Read more]

]]> 1e548c5d6a4c90a33827d8790284a600 mixedup replied to the topic How important is it to use a separate loan provider for your IP from your PPOR??? in the forum Finance https://www.propertyinvesting.com/topic/4392378-how-important-is-it-to-use-a-separate-loan-provider-for-your-ip-from-your-ppor/#post-4583072 Tue, 19 Feb 2008 03:54:39 +0000 Qlds007 wrote:
Just make sure you dont redraw on your PPOR loan

sorry – you threw me here Richard.  Given I need to borrow a little (against my PPOR) to get the 20% for my new IP investment, then why wouldn't I just use my existing re-draw facility on my PPOR home loan?  Following this approach this would satisfy the suggestions of making s…[Read more]

]]> 2beb4248c1bd9e8e6467c9dcd937b7a2 mixedup replied to the topic How important is it to use a separate loan provider for your IP from your PPOR??? in the forum Finance https://www.propertyinvesting.com/topic/4392378-how-important-is-it-to-use-a-separate-loan-provider-for-your-ip-from-your-ppor/#post-4583068 Tue, 19 Feb 2008 01:33:21 +0000 this make sense to me Richard – so if I wanted I could use the same lender for my IP as my PPOR, however I should make sure that I don't have my PPOR referenced in the loan as collateral, is this right?  Instead I could use Full-Doc to prove income and only borrow 80% then.The only other question would be in my case I need to redraw on my fully…[Read more]

]]> 8b05d4283b5ab4d34e9f27b52d01c660 mixedup replied to the topic Loan recommendation for my 1st IP? in the forum Finance https://www.propertyinvesting.com/topic/4392368-loan-recommendation-for-my-1st-ip/#post-4583030 Tue, 19 Feb 2008 00:05:18 +0000 Terryw wrote:

mixedup wrote:

Terryw wrote:
put the extra in the offset and it will save the same interest

(sound of penny dropping) Got it!  What threw me was I was assuming an "offset" account was like the one I had years back on my house whereby it was just that interest you made on the offset account could be moved to the home loan and…[Read more]

]]> d3755c33c3af7a0148d997e075db3f2a mixedup replied to the topic Loan recommendation for my 1st IP? in the forum Finance https://www.propertyinvesting.com/topic/4392368-loan-recommendation-for-my-1st-ip/#post-4583027 Mon, 18 Feb 2008 12:46:56 +0000 Terryw wrote:
I'd look at a IO loan with a 100% offset.

Can I pay extra however on such a loan to reduce it quicker, and hence lower interest quicker? 

]]> 8ff78709781a9724e0e66f61144ffaea mixedup replied to the topic Loan recommendation for my 1st IP? in the forum Finance https://www.propertyinvesting.com/topic/4392368-loan-recommendation-for-my-1st-ip/#post-4583024 Mon, 18 Feb 2008 04:29:55 +0000 I can go Fulldoc.  I'm looking at property value at around $300k and putting down a 20% depositor via about 1/3 savings + 2/3 re-draw of my existing PPOR (which is fully paid off).  Hope that helps people understand my situation..let me know otherwise.

]]> ee2a767458dfb49403cde2ab970ba6a9 mixedup replied to the topic with $260k-$300k which area in Brisbane would you recommend? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392355-with-260k-300k-which-area-in-brisbane-would-you-recommend/#post-4582954 Sun, 17 Feb 2008 10:14:53 +0000 seank wrote:
are snapped up within days

thanks – BTW, when you say this how does this occur (ok a IP newbie question) – does this occur just based on investors who have given real estate agents their details, i.e. and then once the RE agent has a new property they ring around their list of investors they know who are looking? How can people…[Read more]

]]> b1901b19a627f89378b03cccb0982188 mixedup replied to the topic with $260k-$300k which area in Brisbane would you recommend? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392355-with-260k-300k-which-area-in-brisbane-would-you-recommend/#post-4582952 Sun, 17 Feb 2008 09:11:05 +0000 seank wrote:
I would reconmend any of the areas you suggest, but with a budget of 300k may restrict you to Ipswich,

Tks Sean – You might be right. What do you think however of the distance from Ipswich to the City however? I don't have much of a background in Ipswich at the moment but have the impression/perception that Redbank, Goodna,…[Read more]

]]> 36561e83135378b245ee48b2e0c9ff02 mixedup replied to the topic Income Insurance - What level? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392286-income-insurance-what-level/#post-4582648 Mon, 11 Feb 2008 09:09:42 +0000 do you know if they charge for an initial consultation?   Or how engaging them works?  Like I guess you need to decide what deliverable you want out of them in terms of a plan or document….the other concept I was thinking of was developing my own plan but then getting it validated by a financial advisor – hopefully this would be cheaper too th…[Read more]

]]> f83a8ddc4a33d0cb47968deda3ed454d mixedup replied to the topic Income Insurance - What level? in the forum re "licensed financial https://www.propertyinvesting.com/topic/4392286-income-insurance-what-level/#post-4582645 Mon, 11 Feb 2008 05:54:14 +0000 re "licensed financial planner" – probably a dumb question, however how can I get a list of licensed financial planners in Brisbane?  Who are they licensed with? Thanks

]]> 2534d8a3407399d6a9d6e9b4d444981d mixedup replied to the topic Income Insurance - What level? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392286-income-insurance-what-level/#post-4582642 Sun, 10 Feb 2008 23:47:42 +0000 Scott No Mates wrote:
A two week waiting period?

Actually I didn't write this one down after my call to my Super scheme – perhaps it was 2 months – will have to double check. 

]]> b8b6512e30e4d62ed031a412e717cc66 mixedup replied to the topic Income Insurance - What level? in the forum Help Needed! https://www.propertyinvesting.com/topic/4392286-income-insurance-what-level/#post-4582641 Sun, 10 Feb 2008 23:44:48 +0000 Swany wrote:
Get advice

Actual – who would you recommend to get advice on this front?  i.e. would financial advisors cover this area?  if you get advice from other insurance companies I'd be concerned they'd be biased

]]>