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	<title>PropertyInvesting.com | mitzu5 | Activity</title>
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				<title>mitzu5 replied to the topic Anyone selling 'The complete renovation system' or renovation toolbox in the forum The Treasure Chest</title>
				<link>https://www.propertyinvesting.com/topic/4404019-anyone-selling-the-complete-renovation-system-or-renovation-toolbox/#post-4650408</link>
				<pubDate>Sun, 22 Jan 2012 07:47:14 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Adam,</p>
<p>Are you still looking to sell your renovation system?</p>
<p>Cheers</p>
<p>Andrea</p>
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				<title>mitzu5 replied to the topic MKJ Accounting in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4404453-mkj-accounting/#post-4653897</link>
				<pubDate>Wed, 17 Aug 2011 14:54:45 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Alistair,</p>
<p>Have you had personal experience with them<br />
And would you recommend chris Pappas<br />
As a good accountant.  He seems very good<br />
And is definitely a character alright.</p>
<p>Cheers</p>
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				<title>mitzu5 replied to the topic MKJ Accounting in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4404453-mkj-accounting/#post-4653895</link>
				<pubDate>Mon, 15 Aug 2011 23:41:01 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank you so much for your search<br />
On mkj. I was wondering how long they<br />
Have been in business as well.<br />
Cheers</p>
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				<title>mitzu5 replied to the topic Recommendations for IP accountant in Sydney? in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4400377-recommendations-for-ip-accountant-in-sydney/#post-4627048</link>
				<pubDate>Wed, 10 Aug 2011 08:16:52 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Nigel,</p>
<p>Just wondering about Chris Pappas from MKJ.  Do you have personal experience with this group?  Would like to know abit more about them before I use them.  Thanks</p>
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				<title>mitzu5 replied to the topic IRREVOCABLE AUTHORITY TO VENDORS SOLICITOR/CONVEYANCER in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4404382-irrevocable-authority-to-vendors-solicitorconveyancer/#post-4653402</link>
				<pubDate>Fri, 05 Aug 2011 10:56:56 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks V8ghia,</p>
<p>I have decided not to rush into signing the contract if my offer is accepted tomorrow.  I will wait until my solicitor looks at it on Monday. Thanks for your help.</p>
<p>Cheersl</p>
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				<title>mitzu5 replied to the topic How to protect myself when we put IP in husbands name only in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4404030-how-to-protect-myself-when-we-put-ip-in-husbands-name-only/#post-4650541</link>
				<pubDate>Fri, 24 Jun 2011 08:22:15 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Andy,</p>
<p>I will talk to my mortgage broker about whether my name will be on the loan or not.  I just presumed it was as we will be getting the deposit drawn down from our existing PPOR loan which has both names on the title.  Will also seek legal advice with the lawyer who will do the conveyancing for us.  Thank you very much</p>
<p>Andrea</p>
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				<title>mitzu5 replied to the topic How to protect myself when we put IP in husbands name only in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4404030-how-to-protect-myself-when-we-put-ip-in-husbands-name-only/#post-4650540</link>
				<pubDate>Fri, 24 Jun 2011 07:47:55 +0000</pubDate>

									<content:encoded><![CDATA[<p>Terry,</p>
<p>Thank you, that sounds like what I need to do.</p>
<p>Much appreciated.</p>
<p>Andrea</p>
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				<title>mitzu5 replied to the topic How to protect myself when we put IP in husbands name only in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4404030-how-to-protect-myself-when-we-put-ip-in-husbands-name-only/#post-4650537</link>
				<pubDate>Fri, 24 Jun 2011 06:38:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Terry and Milton,</p>
<p>Yes Terry my question is aimed at the family law situation.  I wanted to protect myself If something (God willing it doesn&#8217;t) happened to our marriage down the tract.  I thought the 50/50 split on this IP would be hard to do if it&#8217;s just in his name so was wondering if there is a form I could apply for that would prove I am&hellip;<span class="activity-read-more" id="activity-read-more-124194"><a href="https://www.propertyinvesting.com/topic/4404030-how-to-protect-myself-when-we-put-ip-in-husbands-name-only/#post-4650537" rel="nofollow">[Read more]</a></span></p>
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				<title>mitzu5 replied to the topic WOW Mega Property Investing Conference. Best Ever in the forum Heads Up!</title>
				<link>https://www.propertyinvesting.com/topic/4403926-wow-mega-property-investing-conference-best-ever/#post-4649688</link>
				<pubDate>Tue, 14 Jun 2011 02:59:30 +0000</pubDate>

									<content:encoded><![CDATA[<p>Awesome weekend&#8230;&#8230;.Rachel Botsman was amazing and Marty Ayles was the bomb.</p>
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				<title>mitzu5 replied to the topic mortgage broker - Sydney in the forum No Subject</title>
				<link>https://www.propertyinvesting.com/topic/4383685-mortgage-broker-sydney/#post-4538108</link>
				<pubDate>Wed, 04 Jan 2006 08:11:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Derek and all who emailed me.  I will look into it further.<br />
cheers[exhappy]</p>
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				<title>mitzu5 replied to the topic mortgagee sale previous owner won't move in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526813</link>
				<pubDate>Sun, 25 Sep 2005 11:52:38 +0000</pubDate>

									<content:encoded><![CDATA[<p>Dohickey,<br />
Just in case you haven&#8217;t seen it.<br />
There&#8217;s a mortgagee sale in Allen Bell drive.  check it out on realestate.co.nz.</p>
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				<title>mitzu5 replied to the topic mortgagee sale previous owner won't move in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526811</link>
				<pubDate>Sat, 24 Sep 2005 12:24:54 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Min,<br />
I&#8217;m using Ray White (Mark Saxton).  They seem to be ok.  Marilyn is pretty careful who she leases your property out to.  I myself would have gone with LJ Hooker but because my father inlaw spoke highly of her I had no choice.<br />
As for my 82k mortgagee with repairs of 10-15k, it was a lot less than that even though we put in a new kitchen,&hellip;<span class="activity-read-more" id="activity-read-more-61951"><a href="https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526811" rel="nofollow">[Read more]</a></span></p>
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				<title>mitzu5 replied to the topic mortgagee sale previous owner won't move in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526809</link>
				<pubDate>Fri, 23 Sep 2005 10:53:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>dohicky<br />
sorry, didn&#8217;t answere all your questions.  I purchased this property in Allen Bell Drive&#8230;yep not a good area.  this is my second IP in this street and my other one is doing fine.  Yes they are both positive.  The trouble now is that this street is 50% rental.  This house I just purchased is in the middle of two houses owned by a kiwi who&hellip;<span class="activity-read-more" id="activity-read-more-61949"><a href="https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526809" rel="nofollow">[Read more]</a></span></p>
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				<title>mitzu5 replied to the topic mortgagee sale previous owner won't move in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526808</link>
				<pubDate>Fri, 23 Sep 2005 10:44:31 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey dohicky,<br />
Haven&#8217;t yet got a tenant as renovations are not complete.  Should be finished next week.  There is a nurse who is keen and willing to wait until all renovations are complete but we need to check her out. Just the fact she works is a good start.<br />
I think Ahipara&#8217;s prices are crazy.  Who would have thought prices in little ole Ahipara&hellip;<span class="activity-read-more" id="activity-read-more-61948"><a href="https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526808" rel="nofollow">[Read more]</a></span></p>
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				<title>mitzu5 replied to the topic mortgagee sale previous owner won't move in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526806</link>
				<pubDate>Fri, 23 Sep 2005 02:08:23 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello all,<br />
Back from my NZ trip and here to tell you the outcome of my little dilemma I had.  The tenant that wouldn&#8217;t move out &#8211;  well I got my father-inlaw to go around and bluff them.  He told them they were trespassing and if they didn&#8217;t move out we would take them to court.  As soon he mentioned court cost, that got them.  They said they&hellip;<span class="activity-read-more" id="activity-read-more-61946"><a href="https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526806" rel="nofollow">[Read more]</a></span></p>
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				<title>mitzu5 replied to the topic mortgagee sale previous owner won't move in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526800</link>
				<pubDate>Sat, 20 Aug 2005 10:56:43 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey Westan,<br />
I&#8217;ll let u know how everything goes.  I have no Tenancy Agreement with them and as far as I&#8217;m concerned, they are squatters and are trespassing.  Since the law is usually on their side, I have to be careful how i handle things.<br />
Getting the Police to kick them out was one of my options but was told we couldn&#8217;t do by my father-inlaws&hellip;<span class="activity-read-more" id="activity-read-more-61941"><a href="https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526800" rel="nofollow">[Read more]</a></span></p>
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				<title>mitzu5 replied to the topic mortgagee sale previous owner won't move in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526798</link>
				<pubDate>Fri, 19 Aug 2005 12:48:22 +0000</pubDate>

									<content:encoded><![CDATA[<p>Westan,<br />
I&#8217;ve just read: The property is sold subject to existing tenancies or occupations (if any) including holding over by the Mortgagor.<br />
I missed that and so did my solicitor. Never mind I&#8217;ll have to work something out now that the ball is in my court.  Thanks for your help.  Another lesson learned.<br />
cheers</p>
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				<title>mitzu5 replied to the topic mortgagee sale previous owner won't move in the forum Overseas Deals</title>
				<link>https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526796</link>
				<pubDate>Fri, 19 Aug 2005 11:43:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Westan,</p>
<p>I purchased this house in Kaitaia.  Top of the North Island. The previous owners who forfeited the bank are the ones still in the house.  I thought it would be the responsiblity of the real estate agent who was looking after it for the bank to get rid of them.  They have said it is our responsibilty as it is written in the contract.&hellip;<span class="activity-read-more" id="activity-read-more-61937"><a href="https://www.propertyinvesting.com/topic/4381768-mortgagee-sale-previous-owner-wont-move/#post-4526796" rel="nofollow">[Read more]</a></span></p>
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				<title>mitzu5 replied to the topic what do u expect from a Buildier report in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378546-what-do-u-expect-from-a-buildier-report/#post-4505433</link>
				<pubDate>Tue, 08 Feb 2005 05:20:59 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thank You</p>
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				<title>mitzu5 replied to the topic what do u expect from a Buildier report in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4378546-what-do-u-expect-from-a-buildier-report/#post-4505432</link>
				<pubDate>Tue, 08 Feb 2005 05:19:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Marsden and Giddo,  I will keep the pro&#8217;s and con&#8217;s you all mentioned on BI&#8217;s for next time.<br />
I now realise I have payed a lot of money for a pretty folder and pictures.<br />
You have to live and learn don&#8217;t you.</p>
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				<title>mitzu5 replied to the topic 1 weeks rent paid to previous landlord in the forum Legal &#38; Accounting</title>
				<link>https://www.propertyinvesting.com/topic/4373726-1-weeks-rent-paid-to-previous-landlord/#post-4473869</link>
				<pubDate>Tue, 18 May 2004 01:49:04 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanx Sue and Derek<br />
Ill see what the solicitor comes up with.  If nothing eventuates I will have to look at the bigger picture&#8230;&#8230;&#8230;look for another solicitor the next time I buy in that town&#8230;. <img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" /><br />
Cheers</p>
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				<title>mitzu5 replied to the topic NZ IP - how do u do it in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4372095-nz-ip-how-do-u-do-it/#post-4461341</link>
				<pubDate>Wed, 24 Mar 2004 00:44:48 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Castledreamer,<br />
I have taken alot of what you have said on board for my next IP which will hopefully be soon.Thanx to everyone.[exhappy]</p>
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				<title>mitzu5 replied to the topic My first investment in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4372191-my-first-investment-2/#post-4462198</link>
				<pubDate>Mon, 22 Mar 2004 03:53:51 +0000</pubDate>

									<content:encoded><![CDATA[<p>James<br />
I will look on the bright side and yes it will be a forced saving indeed.<br />
We live and we learn. Thanks all<br />
Andrea</p>
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				<title>mitzu5 replied to the topic My first investment in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4372191-my-first-investment-2/#post-4462196</link>
				<pubDate>Mon, 22 Mar 2004 01:31:57 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanx Simon.  This is a lesson I will learn from.  I&#8217;m hoping to buy another IP in Easter when I go to NZ, so I won&#8217;t be making that mistake again.  By the way I&#8217;m still wanting to buy in Brisbane after Easter some time, so I&#8217;ll contact you as soon as I get NZ out of the way.  Thanks</p>
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				<title>mitzu5 replied to the topic NZ IP - how do u do it in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4372095-nz-ip-how-do-u-do-it/#post-4461333</link>
				<pubDate>Mon, 22 Mar 2004 01:25:24 +0000</pubDate>

									<content:encoded><![CDATA[<p>Most of the banks i researched in NZ, you had to put down 20% deposit if you lived o/s.  I heard HSBC let you put 10% down but haven&#8217;t checked it out myself.</p>
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				<title>mitzu5 replied to the topic NZ IP - how do u do it in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4372095-nz-ip-how-do-u-do-it/#post-4461331</link>
				<pubDate>Thu, 18 Mar 2004 09:09:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Chan,<br />
I am insured with Tower.  They have insured me for home and contents.  This cover is full replacement value which was a condition the bank needed for me to get the loan.  They were a bit cheaper than rentsure but they dont cover you for unpaid rent.  I only know of rentsure and I think  NZI that have rent cover.</p>
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				<title>mitzu5 replied to the topic NZ IP - how do u do it in the forum Help Needed!</title>
				<link>https://www.propertyinvesting.com/topic/4372095-nz-ip-how-do-u-do-it/#post-4461329</link>
				<pubDate>Thu, 18 Mar 2004 02:10:39 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanx yak, Ive been thinking hard about getting a property manager instead of doing it myself from over here.  I can afford to give up a months rent so I might just give the rental insurance a miss.<br />
Thanx for your help [biggrin]</p>
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				<title>mitzu5 replied to the topic Anyone for NZ IP's? in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369062-anyone-for-nz-ips/#post-4436841</link>
				<pubDate>Tue, 04 Nov 2003 07:37:06 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Elissa,<br />
I am in the process of going for a loan with a bank in NZ.  It was abit of a toss up between two banks, but have finally decided on one.  In that time I was never told I couldn&#8217;t get a loan because I am an Australian resident.<br />
Andrea</p>
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				<title>mitzu5 replied to the topic Place comments about my spreadsheet here in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4369026-place-comments-about-my-spreadsheet-here/page/2/#post-4436460</link>
				<pubDate>Mon, 27 Oct 2003 03:41:44 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi Fudge,<br />
Plz send me a copy..<br />
frost5atiprimus.com.au<br />
Thanks<br />
Andrea</p>
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				<title>mitzu5 replied to the topic Need help with NZ banks in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4368980-need-help-with-nz-banks/#post-4436081</link>
				<pubDate>Sat, 25 Oct 2003 04:09:05 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hi guys,<br />
Thanks for the response.  I have rung kiwibank afew times and have been given the same answer each time.  I have to be in the country to sign or have a Power of Attorney to sign for me.  They said once signing happens, it could take a week to get approved.  ANZ said I also had to be in the country to sign, but I could get the ball rolling&hellip;<span class="activity-read-more" id="activity-read-more-156041"><a href="https://www.propertyinvesting.com/topic/4368980-need-help-with-nz-banks/#post-4436081" rel="nofollow">[Read more]</a></span></p>
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				<title>mitzu5 replied to the topic would u buy in an area if there are 35% that rent in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4368894-would-u-buy-in-an-area-if-there-are-35-that-rent/#post-4434998</link>
				<pubDate>Wed, 22 Oct 2003 08:58:35 +0000</pubDate>

									<content:encoded><![CDATA[<p>thanks blackfish,<br />
will try the classifieds.  They certainly don&#8217;t lie.<br />
[<img src="/wp-content/uploads/smileys/wink.gif?x75824" width="" height="" alt=";)" title=";)" class="bbcode_smiley" />]</p>
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				<title>mitzu5 replied to the topic Has anyone used Mortgage Choice in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4368906-has-anyone-used-mortgage-choice/#post-4435066</link>
				<pubDate>Wed, 22 Oct 2003 07:09:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Mel and Bill,</p>
<p>I will be contacting one of the brokers suggested.<br />
Mel, I know seeing a broker will be very educational for me. Im so new at this but am pleased to get great feed-back to help point me in the right direction.<br />
Thanks heaps</p>
<p>Andrea</p>
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				<title>mitzu5 replied to the topic Has anyone used Mortgage Choice in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4368906-has-anyone-used-mortgage-choice/#post-4435063</link>
				<pubDate>Wed, 22 Oct 2003 02:15:33 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks everyone for the great feed back&#8230;I think I may try another approach.  I left a message at MC for someone to call me back but no one did.  Not a good sign..Im abit fighten of selecting a Mortgage broker.  You hear so many bad reports but I know I need to. Would like to talk to a  broker who really understands your particular needs plz.</p>
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				<title>mitzu5 replied to the topic would u buy in an area if there are 35% that rent in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4368894-would-u-buy-in-an-area-if-there-are-35-that-rent/#post-4434996</link>
				<pubDate>Tue, 21 Oct 2003 00:54:00 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hey guys,<br />
Is ringing the Real Estate Agent the only way of finding the out the rental demand?&#8230;..I heard some agents can tell you what you want to hear.<br />
[<img src="/wp-content/uploads/smileys/smile.gif?x75824" width="" height="" alt=":)" title=":)" class="bbcode_smiley" />]</p>
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				<title>mitzu5 replied to the topic would u buy in an area if there are 35% that rent in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4368894-would-u-buy-in-an-area-if-there-are-35-that-rent/#post-4434994</link>
				<pubDate>Tue, 21 Oct 2003 00:02:42 +0000</pubDate>

									<content:encoded><![CDATA[<p>Hello Mel and Weston,<br />
Thanks Mel for that advice.  I was told at a seminar that you should never buy where there is more than 30% that rent.  Obviously that was a different situation to what I am looking at now.(positive cashflow)<br />
Weston after reading your advice I think since I am aiming to buy more in NZ and will retire in NZ it might be best to&hellip;<span class="activity-read-more" id="activity-read-more-169642"><a href="https://www.propertyinvesting.com/topic/4368894-would-u-buy-in-an-area-if-there-are-35-that-rent/#post-4434994" rel="nofollow">[Read more]</a></span></p>
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				<title>mitzu5 replied to the topic A question for NZ investors or residents in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4368736-a-question-for-nz-investors-or-residents/#post-4433890</link>
				<pubDate>Tue, 14 Oct 2003 06:08:03 +0000</pubDate>

									<content:encoded><![CDATA[<p>Muppet,<br />
Just wondering what your views are on groups like the above mentioned.  Personally, would you use these middle men or go it alone.  You seem like an experienced investor as I have been watching this board for awhile.  Please email if you like:<br />
<a href="mailto:frost5@iprimus.com.au" rel="nofollow">frost5@iprimus.com.au</a><br />
Thanx</p>
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				<title>mitzu5 replied to the topic A question for NZ investors or residents in the forum General Property</title>
				<link>https://www.propertyinvesting.com/topic/4368736-a-question-for-nz-investors-or-residents/#post-4433889</link>
				<pubDate>Tue, 14 Oct 2003 02:13:47 +0000</pubDate>

									<content:encoded><![CDATA[<p>Thanks Muppet,<br />
Got heaps of info from your suggested link.<br />
As you can tell Im new at this and your help is much appreciated.<br />
Have a nice day</p>
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