Yack,
VJ’s = tongue and groove.

Incidently we gotta let this topic die cos I keep reading ‘stinking sumps’ instead of ‘sinking stumps'[confused2]

um lower the rent?[confused2]

oh groooooooooooan! I guess I had better get it done.

Interesting comment Yack about the plaster splitting. I have experienced problems myself in restumping. Five yrs ago when we raised our home, doors and windows no longer shut.(the house is now exactly level but wasnt prior to raising). My wardrobe doors STILL havent been attended to. Of…[Read more]

and tell me there is no chance of getting caught SIS/jaffsoft[fear]

Thanks all for the replies.

I sincerely hope this isnt a plumbing job. I want to sell the house at end of year so dont want major expenses. Ill just give the grouting a go wiht a sealant and see how that goes for now.

milly

Well ya know, most people collect something. We collect houses. It is fun!
When I am rich I doubt I will lose my love of finding a bargain or rummaging around flea markets and garage sales.

How much is enough you ask. Dunno…tis the process that is fun. All in the chase [wink2]

As for happiness, that is free and available now if we so choose.

DD…..”so please allow me to have an opinion thats not hounded too much as it does sting.”

sorry for hounding.
Milly is chastened.

Lee
I was thinking how different priorites are for people. You want to buy an investment property to assist the kids for their own deposit on a house.
I got into property investment to be able to pay for my kids education. er…i hope madhun isnt reading this. He will call me the hypocrit.[blush2] But tis really just the local catholic…[Read more]

Hiya DD
I agree with you about the growing potential of ipswich. I have 2 houses there. I love the area cos its full of unrenovated queenslanders. But Lee isn’t looking for an IP. She is looking for a place to live.

Sheesh have you lived in Ipswich? It’s sooo hot an dry in summer and freezing in Winter. The crime rate is very high. This will be…[Read more]

everyone has their favourite place to live in Brisbane and mine is Sandgate/shorcliffe (where I live of course) Tis on the beach and northside. It is outter northside suburb. Tis a bit like a country town here which suits me as i hate the city. Close to Gateway highway which willtake you to Gold Coast or Sunshine Coast in an hour.

Madhun I kick…[Read more]

I’m so glad wrapping is Ezy Peazy for you. I would be scared witless. I guess I wonder how much of a market there is for such a thing.

We are almost neighbours so we must meet for coffee and you can tell me all about your latest venture.
i’m at sandgate Ezy.
Milly

Speaking of trojans and such I have had trouble with one this past week.

Someone, name of Darkness, posted a thread in help needed. It was titled ‘I need help’ or something. The writer was asking if he should invest in a company called ‘gods..something or other’. A link was supplied , but when you clicked on that site you were hit by a…[Read more]

It is important to me that my IPs be appealing. (after deciding the figures add up). If there is an oversupply of available properties, I want to ensure MY properties are not vacant. My two are pretty queenslander homes and I’d be happy to live in either.

Also I believe it is the woman (usually) who has final say over where the family lives. We…[Read more]

ok call me a cynic but i rekkon the poster is simply spamming[ohno]

Sorry Rob
I think you are quite right that people dont care about the details of the valuation of a property they are buying just so long as finance is approved.

It was the wee hours when i was responding and I was just thinking of the occassions when my PPOR was valued. I was using hte equity to purchase IPs and I really would have liked to know…[Read more]

You would have to be dead not to be curious to know the results of your house valuation.

Why all the secrecy surrounding the valuation? It is soooo non-negotiable! The bank says ‘no’ to your application and you have no come back. ‘how much did i miss out on?’ ‘$200?’ And why only one valuation? I want three quotes please

I dont know that this has anything to do with my sex but I do know when i first approached a bank for a loan to buy an IP they laughed me right out of the place. I had a house worth 300 to 400k and a mortgage of 13k and worked partime. This was about 3 yrs ago.
I had 2 children crawling about my legs, I knew next to nothing about finances and IPs…[Read more]

yes of course there is an asset test and income test to be eligible for Centrelink and i do not exceede them (yet).

The reason I was able to secure loans for the IPs was because I work part time regularly as a supply teacher and because I have huge equity in my home.
People are permitted to have assets up to the value of $300,000 before…[Read more]

maurn if you are a surveyor an accountant, a builder or anything useful, I wont care what sex you are, we can be good friends and ill lend you my er…..canoe. [thumbsupanim]

DD interesting ‘creative plan’ there. As I only work part time the banks are reluctant to lend me any more for houses even if they are +cf. They argue that I couldnt afford…[Read more]

mmm thanks for the idea mel and magpie. It sounds very sensible. However shifting from my home is out of the question. I get a terrible pain at the very thought.

and er yeah mel i do have a nasty black humour which is hard for some people in real life, let alone in print![blush2]