PropertyInvesting.com | Mgs4 | Activity https://www.propertyinvesting.com/members/mgs4/activity/ Activity feed for Mgs4. Wed, 15 Apr 2026 04:51:12 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 b8ce5c0707e28b82437a25eed1615e6c Mgs4 replied to the topic Fixing Interest Rates.. How many years? in the forum Finance https://www.propertyinvesting.com/topic/4410194-fixing-interest-rates-how-many-years/#post-4695818 Wed, 30 Oct 2013 10:13:30 +0000 FMS wrote:

Mgs4 wrote:
Hi All,

Related questions, are banks normally waiving annual/initial fees for new loans at the moment? We recently got new loan which had an applicable annual fee but also a cash payment for new loans, some promotion offer.

Also if you rate lock for 3 years, the property goes up in value and you want to tap the equity…[Read more]

]]> d49a0cfd41a7a5ce06c7e8bdee88c4b9 Mgs4 replied to the topic Simpliest property value adds in the forum Value Adding https://www.propertyinvesting.com/topic/4410167-simpliest-property-value-adds/#post-4695703 Tue, 29 Oct 2013 12:59:07 +0000 wilko1 wrote:
A lot of older housing used to have 2nd living areas. That was there actual design back 10-20,30 years ago. Not some much in fashion now days. So there is a better use for these spaces.

trying to fit a room in the original floor plan. Because more often then not you don't have to get council approval. Council approvals and…[Read more]

]]> 13785c8050f197e5e0d4431454d9e3b3 Mgs4 replied to the topic Working with mortgage brokers in the forum Help Needed! https://www.propertyinvesting.com/topic/4410162-working-with-mortgage-brokers/page/2/#post-4695681 Tue, 29 Oct 2013 12:50:44 +0000 Do a lot of investors look for mortgage brokers that are also sophisticated property investors? I find a lot of mortgage brokers, particularly new entrants to the industry, wouldn't meet this criteria.

]]> 753d96edb03e332650ad1ca83b3c58d9 Mgs4 replied to the topic Fixing Interest Rates.. How many years? in the forum Finance https://www.propertyinvesting.com/topic/4410194-fixing-interest-rates-how-many-years/#post-4695814 Tue, 29 Oct 2013 12:41:12 +0000 Hi All,

Related questions, are banks normally waiving annual/initial fees for new loans at the moment? We recently got new loan which had an applicable annual fee but also a cash payment for new loans, some promotion offer.

Also if you rate lock for 3 years, the property goes up in value and you want to tap the equity to say buy another IP, can…[Read more]

]]> 0860f0c19f98114033be469fc2563925 Mgs4 replied to the topic Working with mortgage brokers in the forum Help Needed! https://www.propertyinvesting.com/topic/4410162-working-with-mortgage-brokers/#post-4695675 Sun, 27 Oct 2013 10:41:23 +0000 Terryw wrote:

Mgs4 wrote:
Normally do mortgage brokers  have websites or PDF docs with loan comparisons on key metrics eg interest rates, annual fees, maximum LVR etc. As loans are relatively commoditized products the main variables are total costs (ir, fees etc.) and ease of application (LVR and other relevant constraints). The tricky thing I…[Read more]

]]> 3d4d21390babbea3bdc6dda68ec80c95 Mgs4 replied to the topic Working with mortgage brokers in the forum Help Needed! https://www.propertyinvesting.com/topic/4410162-working-with-mortgage-brokers/#post-4695673 Sun, 27 Oct 2013 09:11:49 +0000 Normally do mortgage brokers  have websites or PDF docs with loan comparisons on key metrics eg interest rates, annual fees, maximum LVR etc. As loans are relatively commoditized products the main variables are total costs (ir, fees etc.) and ease of application (LVR and other relevant constraints). The tricky thing I find is brokers can access…[Read more]

]]> 38a296cf87c4c77aa01b66d10de3b0e0 Mgs4 replied to the topic Working with mortgage brokers in the forum Help Needed! https://www.propertyinvesting.com/topic/4410162-working-with-mortgage-brokers/#post-4695663 Wed, 23 Oct 2013 02:34:52 +0000 Does anyone have some recommendations on research and questions you should do to see if you have a good mortgage broker. The reason I ask some of this is there is obviously a scope for a conflict in interest in the mortgage broker recommending certain banks because he gets better commission, where we may not know of superior rates/process with…[Read more]

]]> d4756d8a6ae08d8e66b12810090dc95b Mgs4 replied to the topic Property data analysis in the forum Help Needed! https://www.propertyinvesting.com/topic/4410158-property-data-analysis/#post-4695642 Tue, 22 Oct 2013 11:16:51 +0000 Thanks for the reference to On The House, it certainly is a great resource but I find it is missing data with certain properties. 

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