https://www.propertyinvesting.com/members/melvin257/activity/ Activity feed for melvin257. Mon, 06 Apr 2026 17:42:09 +0000 https://buddypress.org/?v=2.8.1 en-US 30 hourly 2 a16194cf6fa601ffbc35403ac440cfbb https://www.propertyinvesting.com/topic/4405788-1st-investment-property-need-help-finance-strategy/#post-4663129 Mon, 06 Feb 2012 21:56:09 +0000 Richard,Thanks mate, I ahve sent you an email, would greatly appreciate your help on this one.Regards,Melv.

]]> c43f42d026d6db9cda8358c6e36f6656 https://www.propertyinvesting.com/topic/4405788-1st-investment-property-need-help-finance-strategy/#post-4663126 Mon, 06 Feb 2012 05:41:36 +0000 Thanks Richard,I do not have a non deductible debt on PPOR. I am hoping to go through NAB. With what I ahve understood.I will split the 40k to use as deposit to the new IP.So the future state will beAs normal – PPOR has offsetIP has only Investment deducible loan.In any which ways, what would be the best option to pay bills on IP ? Can I pay bills…[Read more]

]]> 1f63fac2275ca0dbf2b78a9a53cdb547 https://www.propertyinvesting.com/topic/4405788-1st-investment-property-need-help-finance-strategy/#post-4663124 Mon, 06 Feb 2012 04:29:50 +0000 Anthoer question guys, whats the best way to pay bills on an investment property ? WOuld paying bills from Offset account be the correct way, or deposit funds in the split account created and then pay any bills on an IP ?Regards,Melvin

]]> 89a36a0fb68196a7c4a57c79776953c3 https://www.propertyinvesting.com/topic/4405788-1st-investment-property-need-help-finance-strategy/#post-4663123 Mon, 06 Feb 2012 04:25:52 +0000 Thanks guys,Jamie,Current Value of the PPOR would be about 450k, But I ahve a loan limit of about 400k. balance on the loan is about 360k. The sceario above is for an IP.Qlds007,If I split the account and deposit the 40k in a new account is gr8 idea. However as I have an offset account, by me depositing funds in the future in the offset account,…[Read more]

]]> bd84796dcc56f99b77739555f479367f https://www.propertyinvesting.com/topic/4405770-best-stratergy/#post-4662986 Mon, 06 Feb 2012 00:08:03 +0000 Hi All,I have a PPOR property and i don't believe with the current market I have any substantial equity on the PPOR. However I have around 40k in my redraw. I have an interest only loan with offset account in my PPORScenario Investment loan (House & Land) $ 416kDeposit Paid – $13200Current Deposit saved $ 40k.What would be the best structure I…[Read more]

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